Joan
Tenwek, Kenya
14% repaid
Name
Joan
Member since
June 2014
On-time repayments
42 installments • 69%
NURSING IS A CALLING!I am aspiring to be one.I am a 21 year old christian lady in my 2nd year of study at Tenwek Mission Hospital per-suing a diploma in Nursing.I come from a very humble background and my parents have a huge burden to meet our needs for our upkeep and studies.I have younger siblings who go to school as well.My wish is to have a source of income that will help me give a helping hand to my parents with our upkeep money,bus fare,lunch,accommodation and even school fees for my siblings.
I have set up a small grocery store near the lower hospital gate at Tenwek Mission Hospital.@ years ago when I joined the hospital,I saw the huge need for fresh fruits and vegetables here.My immediate market is the hospital staff,the doctors,nurses,patients,visitors and even students.Some of the doctors and nurses are expatriates o Caucasian origin and they love fresh quality fruits such as bananas,apples,oranges,sukuma wiki,spinach and a local indigenous fruit that they love so much called ISAGEK.I buy my fruits and vegetables for Ksh2000 or USD22per day from the nearby Silibwet market.I sell them for about ksh2500 a day or USD30.I make a profit of Ksh500 or usd30 per day.I pay the lady that I employed and remain with something small.There is competition but my clients prefer mine because I am so hygienic,my goods are fresh and quality and my prices are competitive.The challenges I have is capital to improve my stock and structure.
Since my last Zidisha loan,my business has grown exponentially.My revenue has grown by over 100%.My stock has grown by over five times.All this thanks to you lenders.I will spend my next loan as follows;
KSH15000/USD176 to expand the structure of the store.There has been congestion of stock and there is need for more space.I will spend that money to buy iron sheets,timber and to pay the carpenter to do the work.This will create a comfortable place for the vegetables and customers.
KSH10000/USD117 will be used to buy more stock and more diverse fruits to meet the increasing customer nKSH4000/USD47 will be used to hire two more workers to help me run the business.Not only will this help run serve the clients faster and more efficiently,but also it will help create job opportunities.
Lenders I cannot do this alone,let us join hands to make my dream valid.
Thank you.
Positive
5
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$386.00
Date disbursed
Mar 9, 2015
Repayment status
Late
Projected term
3 months
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