Expand my grocery store to help pay my nursing school fees

Joan

Tenwek, Kenya

14% repaid

Entrepreneur

Name

Joan

Member since

June 2014

On-time repayments

42 installments  •  69%

About Me

NURSING IS A CALLING!I am aspiring to be one.I am a 21 year old christian lady in my 2nd year of study at Tenwek Mission Hospital per-suing a diploma in Nursing.I come from a very humble background and my parents have a huge burden to meet our needs for our upkeep and studies.I have younger siblings who go to school as well.My wish is to have a source of income that will help me give a helping hand to my parents with our upkeep money,bus fare,lunch,accommodation and even school fees for my siblings.

My Business

I have set up a small grocery store near the lower hospital gate at Tenwek Mission Hospital.@ years ago when I joined the hospital,I saw the huge need for fresh fruits and vegetables here.My immediate market is the hospital staff,the doctors,nurses,patients,visitors and even students.Some of the doctors and nurses are expatriates o Caucasian origin and they love fresh quality fruits such as bananas,apples,oranges,sukuma wiki,spinach and a local indigenous fruit that they love so much called ISAGEK.I buy my fruits and vegetables for Ksh2000 or USD22per day from the nearby Silibwet market.I sell them for about ksh2500 a day or USD30.I make a profit of Ksh500 or usd30 per day.I pay the lady that I employed and remain with something small.There is competition but my clients prefer mine because I am so hygienic,my goods are fresh and quality and my prices are competitive.The challenges I have is capital to improve my stock and structure.

Loan Proposal

Since my last Zidisha loan,my business has grown exponentially.My revenue has grown by over 100%.My stock has grown by over five times.All this thanks to you lenders.I will spend my next loan as follows;
KSH15000/USD176 to expand the structure of the store.There has been congestion of stock and there is need for more space.I will spend that money to buy iron sheets,timber and to pay the carpenter to do the work.This will create a comfortable place for the vegetables and customers.
KSH10000/USD117 will be used to buy more stock and more diverse fruits to meet the increasing customer nKSH4000/USD47 will be used to hire two more workers to help me run the business.Not only will this help run serve the clients faster and more efficiently,but also it will help create job opportunities.
Lenders I cannot do this alone,let us join hands to make my dream valid.
Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$386.00

Date disbursed

Mar 9, 2015

Repayment status

Late

Projected term

3 months

Lenders

G

GalantnostS

Hong Kong, Hong Kong

investor

Candiac, Canada

torelizer

Reggio Emilia, Italy

P

Philippe

Adliswil, Switzerland

Hope2012

United Kingdom

DeanDropshot

Oslo, Norway

T

Tec69200

Jacksonville, United States

Zidisha

Sterling, United States

G

guenter

Bremen, Germany

T

ToddK

Indianapolis, IN, USA, United States

BJ

Brandon Joz

North Carolina, United States

Y

Yasha

Beer Sheva, Israel

C

CrazyCanuck

Nepean, Canada

JimVandegriff

Trinidad, California, United States

T

tmsaddress

Orlando, Florida, United States

Jouni

Finland

A

argos

Zurich, Switzerland

ads68

Melbourne, Australia

camilberlin

Berlin, Germany

F

flaguy999

Tampa, United States

R

Ronnie

STOCKHOLM, Sweden

O

ommthree

Egg, Switzerland

H

howard

Vence, France

V

vrthe99perc

KUALA LUMPUR, Malaysia

J

jlberqie

Wake Forest, United States

Matching Fund

Sterling, United States

J

Jonas

Linköping, Sweden

Jonas

Brussels, Belgium

Kamil

Lidzbark Warminski, Poland

B

Badaudio

United Kingdom

mepster

San Francisco, Ca, United States

T

tmarkus

Netherlands

T

Tim47

United States

SuperMario28

Cudahy, United States

Robert

Sweden

rjb

Phnom Penh, Cambodia, United Kingdom

MW

Matt Willis

United States

Dominik Wagner

Karlsruhe, Germany

H

Hakon

Drammen, Norway

Paola M

United States

M

meckmyller

Altenholz, Germany

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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