Purity Sidi Kalama
235 installments • 46%
I am a Kenyan citizen from a family of 7 children (3 girls and 4 boys), am the second born child to Mr. and Mrs. Boniface Kalama currently living and working in Mtwapa - Kilifi County. am married to Mr. Jimmy Musembi from Mariakani and with him i have one child - Michael Muthami. i attended Shimo -la- tewa primary school and later joined St. Teresa secondary school for my secondary education. it was at TEAAC that i received my diploma in aeronautical engineering after studying for 3 years. i currently work for MAF-Kenya as a technical records personnel.
After getting my first baby, my expenses went up, I had to get a house-help - because am a full time employee - plus relative and friends come visiting once in a while to see the baby. My monthly expenditure kept on going up, but unfortunately my salary did not go up in the same proportion. I decided it is time to start a business to supplement my salary. I thought of starting a business which I can manage with the little time I have - that is when am not at work, and something that is not perishable and not bulky - that can fit well in my house without necessarily having to rent a place - I decided to start selling polythene bags. I have a business Idea!!!! I even have orders..!!! where do I get the capital?? I approached a friend of mine to help me raise the capital....and guess what??? she introduced me to ZIDISHA, what perfect timing??!!
I intend to repay the loan that ZIDISHA will avail to me using my salary until the business starts earning enough profit to sustain itself. I have my trust on ZIDISHA to make my dream of starting my own business a reality.
when I got my second loan I wanted to employ someone to help me out. but the demand was to high that I had to invest all the money in increasing the stock. the demand is really increasing and am always expected to deliver polythene bags when am at work. I therefore need to employ someone who will be able to deliver when am work. I will use part of the loan to increase stock and part of it for two month salary for my employee as I await the business to start paying for the salary.
Mar 1, 2016
Cost to entrepreneur
Service fee: $11.14
Purity Sidi opted to pay $107.96 into the Zidisha Members Loan Fund in return for a higher starting credit limit.