Entrepreneur
Name
Stephene
Member since
May 2016
On-time repayments
131 installments • 34%
About Me
My name is Steve Wamusoro come from Kakamega County. I am a first born in a family of eight, six boys and 2 girls. I completed my primary and secondary education and later joined college which I did course for business management. My parents depend on mainly crop and livestock farming.
I am married with three children, two girls and one boy. After two years of struggle with crop farming my parents gave me two dairy calves to raise and with time they grew up, matured and produced a calf and I started to engage in livestock farming mainly dairy farming which I started to sell milk, since the market is readily available on daily basis and prompt payment after sales every month.
My Business
I started this business two years ago with a capital of Ksh100, 000 from my dairy farming. I sell both fresh, fermented milk and other milk products to consumers. I also have individuals whom I have contracted to deliver the milk to me from places like big restaurants, schools, and hospitals and also retail shops which I am selling to them at a wholesale price. I choose this business because I observed the market gap that was there and found out that people who are doing this business are selling the milk products at a higher price because they are also buying from other farmers. I am selling at a cheaper and wholesale price because I am a dairy farmer, and also market is readily available on daily basis. I am also located in a busy terminus with large inflow and outflow of people. With this business, I have been able to put through my kids in school and also taken care of my family needs.
Loan Proposal
I am requesting for a loan expand my milk business. I want to construct a restaurant by expanding my current room so that customers who want to eat can have their meals. This means that I have a facelift of my business so that it appears comfortable and attractive. I want to have a change in the layout and have furniture. This will include changing carpets and furniture. I will not be able to raise the total amount of money required for facelift but am ready to top up with the amount I have been saving. With this I will attract more customers and thus to increase my sales which translates to more profits.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$298.00
Date disbursed
Jan 25, 2017
Repayment status
Late
Projected term
23 months
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Summary
Amount repaid
$106.78
Amount remaining
$191.16
Expected completion
Dec 22, 2018
Status
Repaying late
Installment amount
$3.02
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 4, 2017 | $3.02 | Feb 4, 2017 | $3.02 |
| Feb 11, 2017 | $3.02 | Feb 10, 2017 | $3.02 |
| Feb 18, 2017 | $3.02 | Feb 22, 2017 | $3.02 |
| Feb 25, 2017 | $3.02 | Feb 26, 2017 | $3.02 |
| Mar 4, 2017 | $3.02 | Mar 4, 2017 | $3.02 |
| Mar 11, 2017 | $3.02 | Mar 18, 2017 | $3.02 |
| Mar 18, 2017 | $3.02 | Mar 18, 2017 | $2.01 |
| Mar 25, 2017 | $1.01 | ||
| Mar 25, 2017 | $3.02 | Mar 25, 2017 | $3.02 |
| Apr 1, 2017 | $3.02 | Apr 8, 2017 | $3.02 |
| Apr 8, 2017 | $3.02 | Apr 8, 2017 | $1.01 |
| Apr 19, 2017 | $2.01 | ||
| Apr 15, 2017 | $3.02 | Apr 19, 2017 | $1.01 |
| May 1, 2017 | $2.01 | ||
| Apr 22, 2017 | $3.02 | May 1, 2017 | $1.01 |
| May 14, 2017 | $2.01 | ||
| Apr 29, 2017 | $3.02 | May 14, 2017 | $1.01 |
| May 27, 2017 | $2.01 | ||
| May 6, 2017 | $3.02 | May 27, 2017 | $1.01 |
| Jun 19, 2017 | $2.01 | ||
| May 13, 2017 | $3.02 | Jul 3, 2017 | $1.01 |
| Jul 22, 2017 | $2.01 | ||
| May 20, 2017 | $3.02 | Aug 19, 2017 | $2.01 |
| Sep 14, 2017 | $1.01 | ||
| May 27, 2017 | $3.02 | Sep 14, 2017 | $3.02 |
| Jun 3, 2017 | $3.02 | Sep 14, 2017 | $3.02 |
| Jun 10, 2017 | $3.02 | Sep 14, 2017 | $3.02 |
| Jun 17, 2017 | $3.02 | Oct 28, 2017 | $3.02 |
| Jun 24, 2017 | $3.02 | Nov 25, 2017 | $3.02 |
| Jul 1, 2017 | $3.02 | Jan 7, 2018 | $3.02 |
| Jul 8, 2017 | $3.02 | Apr 13, 2018 | $3.02 |
| Jul 15, 2017 | $3.02 | Aug 8, 2018 | $2.01 |
| Aug 25, 2018 | $1.01 | ||
| Jul 22, 2017 | $3.02 | Aug 25, 2018 | $2.01 |
| Nov 8, 2018 | $1.01 | ||
| Jul 29, 2017 | $3.02 | Nov 8, 2018 | $2.01 |
| Nov 11, 2018 | $1.01 | ||
| Aug 5, 2017 | $3.02 | Nov 11, 2018 | $3.02 |
| Aug 12, 2017 | $3.02 | Nov 11, 2018 | $1.01 |
| Nov 27, 2018 | $2.01 | ||
| Aug 19, 2017 | $3.02 | Nov 27, 2018 | $3.02 |
| Aug 26, 2017 | $3.02 | Nov 27, 2018 | $3.02 |
| Sep 2, 2017 | $3.02 | Nov 27, 2018 | $3.02 |
| Sep 9, 2017 | $3.02 | Nov 27, 2018 | $1.01 |
| Jan 13, 2019 | $2.01 | ||
| Sep 16, 2017 | $3.02 | Feb 17, 2019 | $3.02 |
| Sep 23, 2017 | $3.02 | Feb 17, 2019 | $2.01 |
| Feb 27, 2019 | $1.01 | ||
| Sep 30, 2017 | $3.02 | Feb 27, 2019 | $3.02 |
| Oct 7, 2017 | $3.02 | Feb 27, 2019 | $1.01 |
| Oct 14, 2017 | $3.02 | ||
| Oct 21, 2017 | $3.02 | ||
| Oct 28, 2017 | $3.02 | ||
| Nov 4, 2017 | $3.02 | ||
| Nov 11, 2017 | $3.02 | ||
| Nov 18, 2017 | $3.02 | ||
| Nov 25, 2017 | $3.02 | ||
| Dec 2, 2017 | $3.02 | ||
| Dec 9, 2017 | $3.02 | ||
| Dec 16, 2017 | $3.02 | ||
| Dec 23, 2017 | $3.02 | ||
| Dec 30, 2017 | $3.02 | ||
| Jan 6, 2018 | $3.02 | ||
| Jan 13, 2018 | $3.02 | ||
| Jan 20, 2018 | $3.02 | ||
| Jan 27, 2018 | $3.02 | ||
| Feb 3, 2018 | $3.02 | ||
| Feb 10, 2018 | $3.02 | ||
| Feb 17, 2018 | $3.02 | ||
| Feb 24, 2018 | $3.02 | ||
| Mar 3, 2018 | $3.02 | ||
| Mar 10, 2018 | $3.02 | ||
| Mar 17, 2018 | $3.02 | ||
| Mar 24, 2018 | $3.02 | ||
| Mar 31, 2018 | $3.02 | ||
| Apr 7, 2018 | $3.02 | ||
| Apr 14, 2018 | $3.02 | ||
| Apr 21, 2018 | $3.02 | ||
| Apr 28, 2018 | $3.02 | ||
| May 5, 2018 | $3.02 | ||
| May 12, 2018 | $3.02 | ||
| May 19, 2018 | $3.02 | ||
| May 26, 2018 | $3.02 | ||
| Jun 2, 2018 | $3.02 | ||
| Jun 9, 2018 | $3.02 | ||
| Jun 16, 2018 | $3.02 | ||
| Jun 23, 2018 | $3.02 | ||
| Jun 30, 2018 | $3.02 | ||
| Jul 7, 2018 | $3.02 | ||
| Jul 14, 2018 | $3.02 | ||
| Jul 21, 2018 | $3.02 | ||
| Jul 28, 2018 | $3.02 | ||
| Aug 4, 2018 | $3.02 | ||
| Aug 11, 2018 | $3.02 | ||
| Aug 18, 2018 | $3.02 | ||
| Aug 25, 2018 | $3.02 | ||
| Sep 1, 2018 | $3.02 | ||
| Sep 8, 2018 | $3.02 | ||
| Sep 15, 2018 | $3.02 | ||
| Sep 22, 2018 | $3.02 | ||
| Sep 29, 2018 | $3.02 | ||
| Oct 6, 2018 | $3.02 | ||
| Oct 13, 2018 | $3.02 | ||
| Oct 20, 2018 | $3.02 | ||
| Oct 27, 2018 | $3.02 | ||
| Nov 3, 2018 | $3.02 | ||
| Nov 10, 2018 | $3.02 | ||
| Nov 17, 2018 | $3.02 | ||
| Nov 24, 2018 | $3.02 | ||
| Dec 1, 2018 | $3.02 | ||
| Dec 8, 2018 | $3.02 | ||
| Dec 15, 2018 | $3.02 | ||
| Dec 22, 2018 | $1.78 | ||
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