18 installments • 67%
Am Philip from Lusaka, although i have lived in Choma, Chingola, Kitwe & Kapiri before. I have been unlucky finding work/ employment in that i mostly just work for a year or 2. Until i started my own business back in Choma & moved it into Lusaka where i am now.
I understand i can only progress if i take risks, hence i need to increase my business by 110%.
Currently my business has been steadily growing because of the loans i have been getting from ZIDISHA, am a living testimony of how ZIDISHA is slowly changing my business.
My business is mostly trading, i sale groceries & am hoping to open a Bar if i can raise enough capital.
I plan to use this loan, first to grow my credit limit so that i can get a bigger amount to stock up my shop, i also plan to employ more people as i prepare for my bar
In my current country, most business have been reopened and people are slowly getting used to the new normal. As such, i have also increased my operating hours (opening/closing) times for the business in order for me to recover from the lock down.
Nov 25, 2020
Cost to entrepreneur
Service fee: $1.77
Credit risk payment: $1.42