Expanding the Top Ten Cafe

Lucyline

Kilifi, Kenya

23% repaid

Entrepreneur

Name

Lucyline

Member since

September 2012

On-time repayments

146 installments  •  60%

About Me

I live about 300m off Charo Wa Mae road, Sparks Road, between Charo Wa Mae and Prison Roads. I am a widow with two children,a boy and a girl aged 16 and 12. Both children are in school, the first born (boy) is in class eight and the other in class four. I am living in a rental house which costs 1500 shillings per month. Since my husband dies, I have lived here for more than eight years Since my first loan, I have a new husband and he helps with my business.

My Business

I started selling shoes in past ten years. I have been selling shoes from one open air market to the other. We have daily market days in Kilifi county. Open air markets are: Mkoroshoni, Tezo, Takaungu, Chonyi, Matsangoni and Chasimba. In every market I have created strong customer contact hence more sales. In a month I am capable of raising profit of about 10,000 shillings (ten thousands).
Since Zidisha lenders have helped, the shoe business grew and I was able to open a hoteli, cafe in Charo Wa Mae. It is called Top Ten Cafe and we make chapati, pilau and wonderful foods. It is becoming very well followed because it is the only one in the area, where I still sell shoes.

Loan Proposal

My businesses have grown so much thanks to Zidisha. I started selling shoes in local markets with the first loan. This is my fourth loan and with the last I was able to open a shop for the shoes and also open a hoteli, Top Ten Cafe. It is very popular in Charo Wa Mae, near Kilifi and there are no others nearby. The roof needs replacement and I will also add tables and more cooking supplies with the loan. God bless Zidisha

Feedback

5

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$689.00

Date disbursed

Dec 1, 2015

Repayment status

Late

Projected term

17 months

Lenders

Martin

Manama, Bahrain

Krtecek

Balzers, Liechtenstein

L

Ladysmom

Dallas, United States

P

Prysdahl

Marshall, United States

T

Taupe

Balzers, Liechtenstein

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

iggwag

Kilifi, Kenya

lyalljellyman

Wellington, New Zealand

Laparo

Dusseldorf, Germany

S

shappysfunland

United States

melissapmeier

United States

M

mbarbier

United States

Ahadi

France

Jeroen Decock

Gent, Belgium

RM

Rona Mallorie

United Kingdom

MW

Matt Willis

United States

Lou Kaucic

Sanbornton, NH, United States

V

Vivek

Arlington, VA, United States

PG

Paul Graham

United States

PR

Paul Rausch

United States

wissam

Jeddah, Saudi Arabia

Diego

Monza, Italy

Eugen Stamm

Zurich, Switzerland

MC

United States

Der Dooley

Dublin, Ireland

L

LK

United States

metab

Estados Unidos, Hong Kong

R

Rolands

Taichung, Taiwan

MS

Mike Sutherland

United Kingdom

Ask Lucyline a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Laparo    Jul 18, 2016

    Hi Lucyline,
    you still have outstanding repayment. When can we expect you to balance your account?

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  • Laparo    May 28, 2016

    Hi Lucyline,
    Is your business doing well? Please update us on your repayment plan.

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  • Lucyline    Nov 30, 2015

    God bless you Zidisha and all the lenders!

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  • Amos    Nov 22, 2015

    Iam inspired by the way you organize your business.. Congratulations and I wish you great success.. Amos Shutu V M Mtwapa

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  • Lucyline    Nov 18, 2015

    Dear Lenders,
    God bless you for supporting my business which is growing. Both the shoes and now the hoteli, Top Ten Cafe, are helping to support my family. Part of this loan will go to replace the makuti roof on the hoteli. My first born is now in Form 1 at Alliance secondary, the girl is in standard 7. They are very clever in school.
    I pray you will help with this loan Zidisha friends. This Zidisha has made a big change for the better in our lives. Many blessings
    Lucyline Muthoni

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  • Lucyline    Nov 11, 2015

    Dear Zidisha lenders. I am happy to say my business is doing well and I am able to clear this loan in a few days. With return of tourists the business for all is growing and I hope to have you consider me for my next loan as I can use it to add more shoes. Blessings from me and my family . God bless Zidisha

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  • Lucyline    Sep 11, 2015

    Hi Zidisha
    I am once again very grateful for your continuous financial support. This has really boosted me in developing myself economically. I am happy to inform you that my business is moving positively and it has really helped my family's life comfortable. Thanks to God, thanks to Zidisha team. God bless you!
    Yours faithfully
    Lucyline

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  • Lucyline    May 13, 2015

    Hi Zidisha!
    RE:Congratulations & Thanks
    Following your loan, I highly appreciate for your assistance that has made me better off in this life. God bless

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  • Lucyline    Apr 29, 2015

    Dear Lenders,
    We appreciate your support of Kenyans. My business has been good and my family send you greetings. Be blessed!
    From Lucyline

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  • Lucyline    Mar 10, 2015

    Dear Lenders
    Hallo from the coast of Kenya. Thank you for your continued support my business is doing well. My family are good in school. Be blessed! Asante

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  • Lucyline    Nov 14, 2014

    My lenders I thank you from the bottom of my heart for the very fast response. Now I can buy nice shoes for people for the coming holidays. Be blessed and asante asante asante

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  • Lucyline    Sep 24, 2014

    To my lenders from Zidisha, I kindly wish you all the best in your endeavours. I sincerely continue to appreciate you for all the endless support you have given me, me family and above all my business. My business at the moment is at a level which without you I couldn’t make to attained. With due respect, I would like you to consider me in Loan Addition so that I can further expand and improve it. We are very happy and pleased to be associated with you. God bless you all.
    Yours sincerely
    Lucyline Muthoni

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  • Lucyline    Aug 15, 2014

    Hi Jim. I appreciate your support and encouraging words. God bless you.

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  • Lucyline    Aug 13, 2014

    Hi! I am exhaustively grateful for your loan offer that I received recently. Within this short period the money I received has boosted my business a great deal and through this, the lifestyle of my family has also improved.
    Your support is highly appreciated and I could wish that if possible and with the available resources I get more financial support in my next loan application that is due to come. I also promise to utilize my next loan wisely for prosperity of my business which will lead to the decency of our lifelihood in my family. Thanks in advance. Yours sincerely - Lucy Munthoni

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    • JimVandegriff    Aug 13, 2014

      I'm very glad this loan has been working well for you, your business, and your family. I will certainly be happy to loan to you again the next round. All the best, Jim

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  • Lucyline    Jul 12, 2014

    Hallo
    kenya is fine ,my family is fine my busines is also fine. tahnks a lot for all sponsors. my business is at the pick and very soon I think will clear my loan and apply for another one. so guys be ready to fund me when time comes.
    thank you so much

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  • Lucyline    Jun 18, 2014

    thank you so much for this time around my family and I are very glad with this unique micro finance lending group. I have been repaying my loan stressfree due to the good profit I have been getting in my cloth business. every thing is okey and I ma trying my best level to makesure that I will never fail my sponsors. I will always pray for and your families to do better
    Thank you
    Lucy

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    • JimVandegriff    Jun 19, 2014

      It is great to hear about your success, Lucyline. Best wishes for your business, Jim

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  • Lucyline    Sep 17, 2013

    Hallo everyone, Thank you so much for your funding. i have been repaying on time because my business is doing well and fine. i have build a good relationship with my clients and everything runs smoothly.
    Thank you for your help.

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  • Lucyline    Jun 18, 2013

    Hallo my friends ,its my hope that you are doing well. I just wanted to tell you that my business is doing fine and I have added more stock to my cafe business. The customers are being increased each and everyday passes by.I have added chicken meat which most of the people prefer especially the Pwani University students.
    Thank you so much one again and I will keep praying for you and your families.

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  • Lucyline    Jun 18, 2013

    Hallo my friends ,its my hope that you are doing well. I just wanted to tell you that my business is doing fine and I have added more stock to my cafe business. The customers are being increased each and everyday passes by.I have added chicken meat which most of the people prefer especially the Pwani University students.
    Thank you so much one again and I will keep praying for you and your families.

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  • Lucyline    Apr 22, 2013

    Hallo every one, Thank you once again as I can not afford to forget you for what you did to me. The business is doing well to an extent that I was able to open another business,which is a hotel business,its also doing fine as I have many customers who buy good from my hotel.My children are also fine doing well in education.
    Thanks God bless you much.

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