Expanding uniform supply to schools

Charles Owino

Nairobi City, Kenya

100% repaid



Charles Owino

Member since

June 2014

On-time repayments

108 installments  •  59%

About Me

I grew up in a remote village in Western Kenya along the shores of Lake Victoria.I was involved in child labour since I started fishing at a tender age of 6,this was because I was an orphan. Through my perseverance and community support managed to go to school and overcome all these. I started this business because I also wanted to give back community and that is why I chose school business and currently there are 40 orphans and vulnerable who are learning at the centre free of charge ,we managed to register 20 this year 2015.
Kayole being in a city has almost all the communities in Kenya with diverse culture, I would like my children to do community work in future and I like watching football and I am the most loyal supporter of Chelsea Football Club in Kenya.

My Business

I do two businesses in one; I provide services in form of education and also sell school uniforms to the children at the school and others in the community. The uniforms are in high demand when the year starts since most of the children will be in need of new school uniform and others might have changed school. I choose this business because it is a long term business since children are born daily and clothing in a basic need and education is also important. A full school uniform cost $ 8 and can be sold @ $ 12.The profits are ploughed back to the business to expand it and also support the orphans and vulnerable children at the centre.

Loan Proposal

My loan will be used to expand my school uniform business as we head towards the begging of the year.I will buy 20 shirts @ $ 2 and sell between $ 3.5 to 4 depending on the size ,this will yield a profit margin close to 80 percent and it is anticipated that the sells will be done within one weeks and other uniforms brought.There is high demand for school uniform when the year opens in Kenya since some children might have over grown the one they had ,other have changed schools and other parents just need a new pair of uniform for a fresh start.
The area is densely populated and that makes a ready market,the loan will help me sustain and expand my business,the children will also get ready uniforms in their neighborhood and that will reduce costs for traveling to other places to access uniform..






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Dec 19, 2014

Repayment status

On Time

Projected term

6 weeks

Cost to entrepreneur

Lender interest: $50.09 at 8.00% annual rate over 1 month = $0.48

Service fee: $0.22


Otto Barten

Amsterdam, Netherlands


Kirsty M

United Kingdom

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