New equipment and advertising for my beauty salon

Faustina

Berekum, Ghana

100% repaid

Entrepreneur

Name

Faustina

Member since

June 2015

On-time repayments

66 installments  •  59%

About Me

I live in Berekum in the Brong Ahafo Region of Ghana. I am named Faustina Kissiwaa. My house is located at Berekum Jamdede behind Genesis Preparatory School with house number is JD-260 Jamdede, Berekum. It has been painted in light yellow and brown. When you reached Berekum, ask for Genesis Preparatory School: my house is just behind the school. My hobbies are watching television, listening to music and playing Oware game.

My Business

Frankly speaking, hair dressing as a vocation is a very profitable one indeed. I started learning to be a hair dresser in the year 2009. I learned it for three years, and I completed to be a full Mistress in the year 2012. In fact, it is very profitable work, provided you [have] all the materials needed.

Because of the way I do my work with neatness and smiling all the time, I have been known and exposed to many customers around my area. I am working with four apprentices now. I could earn more profit, but because I do not have all the requirements, I cannot earn more as expected. Because I do not have all the things needed for the work, I earn [a] small [amount] as compared to those with all the necessary requirements.

I am now having about 100 customers in my locality here. My customers call me ‘ONE IN TOWN’ because of my neat work. Everyday, I meet about five customers who come for their hair to be dressed. If I get money into the work, I can assure you that there will be a lot of improvement in my business. Thanks.

Loan Proposal

Dear Zidisha, I can bravely once again say that hair dressing is a very profitable work, provided you meet all the needed materials.

As for mine, I lack a lot of tools for hair dressing. I need an income to buy about six hair dryers. I am having only one hair dryer, which is shown in one of my pictures there. I also need an income to buy different hair creams I will use during and after dressing the hair. (Different hair needs different creams.)

Dear lenders, a hair dressing salon should be well dressed and designed to attract more customers, but all this needs a lot of money to be done. Please help me get money to do it. As at now, I am working in a hired kiosk, which I pay [for] at the end of every month. I therefore need my own salon which I will use 24 hrs [a day]. It involves a lot of money before you will be able to do that. Sometimes, I need to advertise the work on air (radio stations), which involves [a] huge amount of money. I hope as I have joined Zidisha now, all will be well. I promise to pay the loan given to me on time and also obey all your rules and regulations. Thank you.

Show original English  

About Me

I live in Berekum in the Brong Ahafo Region of Ghana. I am named Faustina Kissiwaa. My house is located at Berekum Jamdede behind Genesis Preparatory School with house number is JD-260 Jamdede, Berekum. It has been painted in Light Yellow and Brown. When you reached Berekum, ask for Genesis Preparatory School, my house is just behind the school. My hobbies are; watching television, listen music and playing Oware game.

My Business

Frankly speaking, hair dressing as a vocation is a very profitable one indeed .I started learning to be a hair dresser in the year 2009. I learned it for three years, I completed to be a full Mistress in the year 2012. In fact, it is a very profitable work, provided you meet all the materials needed. Because of the way I do my work with neatness and smiling all the time, I have been known and exposed to many customers around my area .I am working with four apprentice now .I could earn more profit , but because I do not have all the requirements ,I cannot earn more as expected. Because I do not have all the things needed for the work, I earn small as compare to those with all the necessary requirements. I am now having about 100 customers in my locality here. My customers call me ‘ONE IN TOWN’ because of my neat work .Everyday , I meet about fivecustomers who come for their hair to be dressed .If I get money into the work, I can assure you that there will be a lot of improvement in my business . Thanks.

Loan Proposal

Dear Zidisha, I can bravely ones again say that hair dressing is a very profitable work, provided you meet all the needed materials. As for mine, I lack a lot of tools for hair dressing. I need an income to buy about six hair dries .I am having only one hair dry, which is shown in one of my pictures there. I also need an income to buy different hair creams I will used during and after dressing the hair .different hair need different creams. Dear lenders, a hair dressing saloon should be well dressed and design to attract more customers, but all these need a lot of money to be done. Please help me get money to do it. As at now, I am working in a hired kiosk which I pay at the end of every month .I therefore need my own saloon which I will use 24hrs .It involves a lot of money before you will be able to do that. Sometimes, I need to advertise the work on air (radio stations), which involve huge amount of money. I hope as I have joined Zidisha now, all will be well .I promise to pay the loan given to me on time and also obey all your rules and regulations. Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$232.00

Date disbursed

Jan 6, 2016

Repayment status

On Time

Projected term

4 months

Lenders

O

Oliver

Geneva, Switzerland

Scott

Oregon, United States

B

blahblah

Nuernberg, Germany

D

Divergent

Bethesda, United States

ads68

Melbourne, Australia

fairspirit

Utrecht, Netherlands

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

L

Leonora

TÄBY, Sweden

H

howard

Vence, France

fransk

Culemborg, Netherlands

C

Clben7

Cincinnati, United States

pvilliger

Zurich, Switzerland

Matching Fund

Sterling, United States

C

chrishol

United States

B

bugdaniel

Switzerland

T

TrademarkMan

United States

mepster

San Francisco, Ca, United States

A

andreab

United States

Gab

Singapore

Dave Bogard

New York, United States

MW

Matt Willis

United States

W

Wade

United States

Martin Nielsen

Aarhus, Denmark

PR

Paul Rausch

United States

N

Nick

Greater London, United Kingdom

MC

United States

JO

Johan O

Borlänge, Sweden

TW

Tyler Wood

United States

SB

Sue Bucholz

Sacramento, United States

FA

Felipe Ardila

United States

RC

Roy Chicky Arad

tel aviv, Israel, Israel

Ask Faustina a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Appiah    Nov 12, 2016

    My dear lenders, i was able to contact Mrs Kissiwaa of the phone and reminded her of her remaining debt to Zidisha and she pointed to the fact that, business has been flowing as usual but she promised to resume repayment as soon as she can.

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  • Faustina    May 16, 2016

    Dear lenders, I really thank you so much for funding this loan for me at this time. This particular loan will help me very much because am going to use it to purchase more natural hair to improve the quality of my work as a hair dresser. At this crucial time, this loan will help me to expand my business as well. I really thank you so much for your support dear lenders. God bless you all.

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  • Faustina    May 12, 2016

    Dear Lenders, I'm grateful for your support. I hope you will continue to support me. Thank you.

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  • Faustina    Mar 7, 2016

    Hello dear lenders, my business is ongoing. I have purchased more braid hair for my business to improve to a higher standard. I have also purchased one hand dryer, which will help me to wash and dry hair easily. Business is really ongoing. Thank you.

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  • Faustina    Jan 13, 2016

    Dear lenders, I have received my loan. Some of the loan is used to buy hand dryer. It has also helped me to pay my children's school fees. I am currently managing the rest to expand my business. I really thank thank all my dear lenders so much.

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  • Faustina    Jan 1, 2016

    Dear lenders,
    I really thank you so much for funding this loan for me. May God bless you all. I will surely update you on how this loan is going to be used into my business. I really thank you so much, also thank the zidisha body. Happy new year to you all.

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  • Faustina    Dec 28, 2015

    Dear lenders please kindly help to fund the raised loan for me, please the reason why my on time repayment is reduced to 84% is that getting to the end of my last loan repayment, I fell sick for about three weeks. I couldn't go to work, so there were no money to do the repayment. I am well by the grace of God. I therefore promise that immediately I receive this raised loan, my repayment will rapidly move up to 100%.I thank you so much. Help me with this raised loan. Wish you all merry Christmas.

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  • Faustina    Dec 24, 2015

    Dear Lenders, thanks so much for your generosity, I appreciate your help and support you always gives me. I hope this loan also would meet your favorable and consideration. Thank you.

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  • Faustina    Nov 19, 2015

    Dear lenders, I have been able to pay for my children's school fees due to the marvelous improvement of my business. My hair dressing business is ongoing, l really thank you so much.

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  • Awudu    Oct 21, 2015

    Dear Faustina,

    I'm really glad that you're experiencing good benefits through your Zidisha
    loan. Your trustworthiness also is making me feel so proud, as always!

    Please, as Zidisha repayments are very important, I want to share with
    you the new process for making payments. MTN MobileMoney has
    upgraded its services, and due to that, it has changed a few things,
    including 'Transfer Money'. For security reasons, I would not be able to
    insert a Zidisha Account number for the process. Below is the new
    process for Zidisha repayment:

    1). Dial *170#
    2). Select No. '1' - which is 'Transfer Money' and press the 'Send' button.
    3). Select No. '1' again - Which is 'Mobile User' and press the 'Send' button.
    4). Select No. '2' - which is 'Merchant' and press the 'Send' button.
    5). Enter Mobile Number - which, as usual, is the Zidisha Account Number.
    6). Repeat Mobile Number
    7). Enter Amount
    8). Enter Reference (e.g., your first name, or any number you want)
    9). It will show you, "Confirm payment to ASSOCIATION OF AFRICAN
    ENTERPRENEURS - (054*******) for GHS *** with Reference ***. Enter MM PIN",
    and send.

    Previously, 'Till Number' was needed, but that has been removed after
    the upgrade. Also, it shows you the registered name of the SIM.

    Thank you.


    Awudu Yahaya
    Volunteer Mentor

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  • Faustina    Oct 3, 2015

    Hi lenders,I have now been able to pay my children school fees through your help.I am really happy about the impact from Zidisha team towards my business. May God bless all my lenders.Thank you.

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  • Awudu    Sep 24, 2015

    Dear Faustina,

    Thank you for being a borrower on the first peer-to-peer micro-lending platform, building direct connections between borrowers and lenders across the globe (Zidisha).

    I am happy that you have been assigned to me as your Volunteer Mentor (VM). I am very grateful to have the pleasure of being a part of this organization (Zidisha).

    I hope you and your families are enjoying the loan you received from this noble service (Zidisha). It is my belief that your business probably is growing well. You didn’t go for a bank loan, which could have required paying back more in interest than the capital amount. Instead, you chose to receive an affordable loan from Zidisha to help your business grow. And, today, just look at how your business probably is running better than you expected. This is so amazing!

    This platform also is here to help you to expand your business, and to help you not worry much about business collapse. Our dear Lenders extend their generosity and express their desire not just for your business to succeed, but also for you to enjoy your life. Some borrowers and lenders even become real friends on this platform. :)

    I would be very grateful if you would continue to make payments according to your repayment schedule. Lenders on Zidisha contribute to you from the bottom of their heart, and truly want to help you to overcome your challenges. Please, the fund that our Lenders use to lend to you is the same fund that they use to lend other borrowers. So, if you don't repay the loans they extend to you, then they cannot extend future loans to others. This is the way it works.

    One person has reaped a large harvest, but today we all are sharing in it. Who is that person? That person is our beloved founder (Julia Kurnia). May the Lord Almighty bless her (Julia) and give her more knowledge and a long life. May the Lord Almighty also bless all of our Lenders, always.

    Thank you for being a part of and enjoying this noble platform, Zidisha.

    Awudu Yahaya
    Volunteer Mentor

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  • Faustina    Sep 8, 2015

    Hi lovely lenders,I have just recieved my loan of 244.6$ today, I thank you very much for funding such an amount for me.I am ever ready to keep you inform of how its going to be used soon.Thank you very much and may God richly bless you all.

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  • Faustina    Sep 2, 2015

    At all last! my loan is funded! Am glad. I really thank my dear lenders for funding this precious loan for me at this time.God bless you all.

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  • Sigei    Sep 1, 2015

    All the best in you proposal

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  • Ngetich    Sep 1, 2015

    All the best Faustina.
    To lenders, kindly visit my page too

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  • Faustina    Aug 30, 2015

    Dear lenders, please I have been here for about one and a half weeks now kindly fund this loan for me . I need it to expand the quality of my business, please come into my aid.

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  • Magdaline    Aug 28, 2015

    Hallow good lenders.Serving my community is my passion,kindly visit my profile and help me to fund my project.thank you so so much
    Magdah

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  • Faustina    Aug 23, 2015

    Dear lenders, once again I thank you very much for my previous loan . It helped me a lot . I used it to buy some woven hair,which helped me to get more new customers in my business .I want to please remind you to come into my aid once again. I need this raised loan to decorate my salon so that it will attract more customers in this coming christmas.I hope you will not disapoint me. Thank you.

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  • Faustina    Aug 22, 2015

    Dear Lenders, I'm now able to add another hairdrier into my shop. Thank you so much for continue to support me. Thank you

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