To expand free-range chicken farming

Lucy

Nairobi, Kenya

84% repaid

Entrepreneur

Name

Lucy

Member since

January 2014

On-time repayments

88 installments  •  70%

About Me

MYSELF
I am woman a mother of two children. We live in Nairobi south. I am a business woman dealing with general merchandise depending on season and demand, before the covid 19 I was also doing tailoring, branding and safety. I had established a stable clients for the same and the return was good except sometimes payments take a while to come and hence I have to be involved with something else to complement my income during those dry spell. When the country has received amble rainfall I also sell horticultural produce to supplement my income. I mainly deal with tomatoes and vegetables (spinach and Sukuma) which have high demand and readily available during their season. I have a Bachelor of Art Degree from university of Nairobi. I started my business as a means of survival.
I started my small business with funds borrowed from a women group I belong to. I have also benefited from loan issued by the Kenya Government through my local bank, Co operative bank of Kenya (City hall branch) and Zidisha has also given me a loan thrice. I have a good history of loan repayment; I currently do not have any other loan either with my bank or with my women group. My business makes an income of Ksh 37,000/- per week during high season which is 9 months in a year the remaining three months it makes 13,500/- per week, and I also wish to mention that I do plan well for my money and my business. I do try to use all the good business principals as learnt in college and also in the various seminars I have attended. I am a very responsible person and I hope to grow my business very much and offer employment to some people in future. My biggest challenge has been finance. I would like to take this opportunity to mention that this is my fouth loan. The first one really improved my business not only financially but it increased my focus in business in terms of record keeping and increasing more client. The second loan set me up for a new venture I have always wanted to achieve. i.e tailoring uniforms for school and corporate, I feel most grateful to my lenders I lack words to express my gratitude. My third loan increased my business assets as I bought industrial business machine. It also established my financial challenges for a really long period of time now. The third loan helped me to start free range chicken and now I have a big number and I am selling eggs and the chicken.

I am kindly requesting for a fifth loan this time for expanding the chicken business as we are on lockdown so I spend more time at home. People are only buying mainly food now.

My Business

MY BUSINESS / SOURCE OF INCOME
I now have an established business of tailoring , branding and safety but I have always complimented it with sale of tomatoes and vegetables as the clients are the same.
The fact that I deliver and avail myself in their residential areas has enabled me to develop very close relationship with the customer and they do refer their friends and families to me too. I also give them credit facilities especially the ones I have known for some time and have good payment tract record with me. I am able to meet my customers demand in terms of quality and quantity.

I currently want to keep local free range chicken because I am spending a lot of time at home and my normal business income has reduced transically.

My monthly typical expenses for the business are as follows;
Stock 50,000
Transport 2,000
Packages 500
Receipt book 150
Record book 325
Payment voucher 320
Telephone 700
Advertisement 1000
Sales 105,000
Profit 45,000

Loan Proposal

build another house for the chicken and equip the house with drinkers and feeders.
This will give me more chicken and eggs for sale

Income Source

this is an already established business so I am just increasing my capacity since it is growing as by now I have over 50 chicken and they are growing by the day and need space soon they too will start re producing. So this expansion will give me more eggs and chicken to sell and pay for the loan

Feedback

5

None

None

  • David    Oct 20, 2020

    Loan was originally scheduled to take two months and regular payments completed the loan in about three months. I appreciated all the pictures posted on the discussion page.

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  • bert    Sep 13, 2020

    thanks for the regular updates and reliable payments. Keep up the good work!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$361.00

Date disbursed

Apr 12, 2021

Repayment status

Late

Projected term

4 months

Lenders

S

searthsong

Colorado Springs, United States

matt carroll

London, United Kingdom, United Kingdom

John Minges

United States

wissam

Jeddah, Saudi Arabia

Ed

Howells, United States

Vratik Krocik

Prague, Czech Republic

M

Mary

United States

Yosef

United States

EH

Ed Hendrickson

Ames, Iowa, United States

L

Lori

Canada

Ask Lucy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Lucy    Feb 27, 2022

    The flock got sick I spend much money to treat them but I loss them anyway so now I am starting from few remaining and I am not selling eggs because they have to be hatched

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  • Lucy    Jan 30, 2022

    Slow business and many expenses due to children reporting to school

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  • Lucy    Nov 21, 2021

    Low business

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  • Lucy    Oct 10, 2021

    Slow improvement

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  • Lucy    Oct 3, 2021

    It shall be well

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  • Lucy    Aug 25, 2021

    I lost flock due to disease and so have not yet enough chicken to sell only few eggs but now things are improving and settling

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  • Lucy    Jun 8, 2021

    Due to unforeseen circumstances

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  • Lucy    May 9, 2021

    Hello, I always use recycled material to make chicken house it is efficient and more so it is cost effective but amazing results

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  • Lucy    May 2, 2021

    Hello, Even though this is a business it is not easy not to be attached to theses cockerels being prepared for market but they have to find new homes.

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  • Lucy    Apr 30, 2021

    Hello, one of the things I am so happy to do with the money lent to me is to make for the chicken poles for resting inside and outside their houses. They are always happy resting above the ground. A bird is a bird always . Happy chicken resting

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  • Lucy    Apr 19, 2021

    Hello,
    I am in awe I did receive the loan in record time. I have ordered for materials and equipment I am really looking forward to a new chicken house.
    Thank you so much for your kindness
    A journey of many miles surely starts with just one step. Stay encouraged ...

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  • Lucy    Apr 12, 2021

    Thanks you so much dear lenders may God bless you always. I am in tears of Joy . What a surprise !
    I intend to expand my free range chicken farm by adding a new house and increasing feeders and drinker . They are very happy chicken and this will surely increase their joy too.

    Thank you thank you thank you

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  • Mary    Apr 10, 2021

    Do you compost the chicken manure for fertilizer for your vegetables Lucy?

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    • Lucy    Apr 12, 2021

      Yes I do also for fruit plants and other trees around the compound. Right now I am accumulating to do strawberries commercially in the near future due to its increased demand . I have joined a group of farmers of strawberries and I am learning. Because my space is limited I intend to use the attached photo method and yes the fruits will be organic. Thank you for the beautiful idea

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  • matt carroll    Apr 10, 2021

    good luck Lucy - please name a chicken for me :-)

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  • Lucy    Sep 20, 2020

    Hello,
    Today I paid my final installment and I want to register my appreciation for the sgacrifice the lenders did. May God bless you always.
    The money helped me set up a second source of income for me & my family during this tough economic time when my usual business of uniforms & stationery was struggling due to closure of schools.
    As I conclude the payment the following are my marked milestones with free range chicken rearing
    1. Two brooder with ceramic bulbs one on each
    2. Expanded and improved chicken house
    3. Increased number of birds four of the hens have new chics ranging from two weeks to two months

    Thank you so much lenders

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  • Lucy    Aug 26, 2020

    Hello,
    We are also growing in numbers

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  • Lucy    Aug 26, 2020

    Hello,
    We are growing in size!

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  • Lucy    Jul 28, 2020

    Hello,
    These two are ready now to get for them hens

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  • Lucy    Jul 26, 2020

    Experienced & success

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  • Lucy    Jul 26, 2020

    Hello,
    Happiness with new arrivals

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