Expansion of grocery shop

Osunga

Dagoretti Gachui, Kenya

27% repaid

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Entrepreneur

Name

Osunga

Member since

August 2014

On-time repayments

121 installments  •  62%

About Me

I am a Kenyan citizen aged twenty nine, I live at Gacui area in Dagoretti and studied around that place too. I work at zap car hire and tours and I am the first born in a family of three. I started this business not only to help myself and for my family up keep but also to offer job opportunity to the youths in my area, the income from this business I use to buy my stock and also to save for my sons school fees. I like watching football, playing football, watching movies, reading novels and adventure. My business is running a grocery shop and out local area,i tapped into this business after realizing that most people in my area mostly the youths were going for kinda long distance to get the commodities. It brings in a profit of at least 500/- a week.

My Business

The grocery business is not so lucrative but it helps put food on my table mostly those days when my work is on the down low as the hospitality industry most depends on tourists and when the season is low there ain't too much work. My business entails getting fresh green grocery from the market every morning and setting up shop by 11am for those who want to purchase green grocery for lunch, got to have sharp knives because most clients ask for the groceries to be sliced for then, this entails kales, cabbages, carrots, irish potatoes and many more.

Loan Proposal

If the loan amount gets raised fully I will use it first to build a good and durable structure which I use as my grocery shop as I operate the business by the road side, secondly will increase the stock that I currently hold so that I can serve more clientele hence attract more income and thirdly, part of that loan I will save for my sons school fees as he will be joining school come next year.

Feedback

1

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$173.00

Date disbursed

Nov 18, 2018

Repayment status

Late

Projected term

6 months

Other loans

Oct 2014:  $100

Jan 2015:  $197

Apr 2015:  $390

Lenders

Paul and Rachel

London, United Kingdom

ShaneS

Port Pirie, Australia

J

Joachim

Germany

D

Daniel

Stuttgart, Germany

Joerg

Velen, Germany

PS

Penn State MFI

United States

Dominik Wagner

Karlsruhe, Germany

KaiAiLian

France

G

GS2

Germany

DS

Daniel Schultz

United States

JB

Jon Bratseth

Norway

DB

Dan Buthler

Sweden

A

Andrei

United States

PM

Patrick Margavio

United States

KD

Katherine Dodds

United States

Stephan W

Witten, Germany

Vratik Krocik

Prague, Czech Republic

Donald Major

United States

João Madureira

Portugal

J

Netherlands

BB

Billy Buttn

Germany

Nico Robin

Osaka, Japan

G

Gunter

Germany

SS

Sean Sullivan

Austin, TX, United States

Ask Osunga a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Daniel    Oct 12, 2019

    Dear Lender,
    Trust you are doing well,I have tried to reach Mr osunga but his phone went unanswered, however I called two of his referees who promised to talk to him and find out what went wrong

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  • Daniel    Aug 27, 2019

    Hello lenders
    Have tried to reach George but in vain,however I spoke to one of the referee who promised to locate him and talk to him

    Log in to reply • Share

  • Daniel    Jul 16, 2019

    Hello Lenders,
    Have spoke to one Frederick as I was unable to reach the applicant,

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  • Osunga    Jul 4, 2019

    Hello zidisha family, hope y'all fine. Just wanna say I appreciate you guys contacting me and all the reminders but as I told one of the guys who called me between Mercie and Fred, yes I promised I will start remitting my payments but I just got a means of making money and I won't say I will manage to pay the whole amount at once so kindly I will appreciate if I can pay it slowly by slowly if that time comes that I can pay everything at once I will gladly do that coz I also wouldn't want to tarnish my reputation and get blocked from accessing loans in the future so please in a good way stop with calls, I know and I commit myself to repay my loan in full. Thank you.

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  • Osunga    Jun 17, 2019

    Hello zidisha, I am so sorry for being late with my payment. Due to factors that are unavoidable, since Jan after I lost my job due to the terrorist attack at the hotel I worked at things haven't been back to normal, kindly I wanna ask for some time to catch up on my payments. I promise to I will clear my standing balance, thank you in advance.

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  • Daniel    Jun 15, 2019

    Hello Lenders,
    I tried to reach George but his phone went unanswered,however i spoke to one for the referee who promised to get intouch with him

    Log in to reply • Share

  • Daniel    May 13, 2019

    Dear Lenders,

    Greetings,
    I have called George but did not get him on phone but i did leave a message to his wife who promised to pass the same to him

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  • Daniel    Apr 12, 2019

    Hello Lenders,

    I have spoke to Mr Osunga and he has promised to make the payment next week

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  • Osunga    Mar 3, 2019

    The reason is that my financial position ain't good right and thats the amount I can get.

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  • Osunga    Mar 3, 2019

    Greetings, hope y'all doing fine. First u wanna apologize for my silence and lack of servicing my loan. Been hit by so much, I lost my son, lost my job and down it went with my business too but I know I will pick up. Thank you for being patient with me.

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  • Daniel    Feb 15, 2019

    Dear Lenders,
    Greetings,
    Trust you are all doing well,i have managed to talk to Mr George and he is currently experiencing some financial challenges after he lost his job due to the recent terror attack in kenya and his his business was affected too,but i have adviced him to reduce the installment at the moment

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  • Osunga    Dec 18, 2018

    Due to my current situation I will not be able to pay the agreed installment due to my financial situation.

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  • Osunga    Dec 18, 2018

    Hello zidisha family, my sincerest apologies for late payment. I met some issues which left a big hole in my pocket in terms of medical bills. But I will get back on track with my payment. Thank you and sorry once again.

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  • Daniel    Dec 17, 2018

    Dear Lenders,
    i have tried to reach George but was not able,however i have spoke to one of the referee who will assist in contacting him

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    • Osunga    Dec 18, 2018

      Hey Daniel, I am sorry wasn't in a position to receive your call that day coz my nature of work.

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  • Osunga    Nov 16, 2018

    I hope the change of my phone number won't affect my loan disbursement.

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  • Osunga    Nov 16, 2018

    Kindly can someone explain to me the credit risk fee that was charged at an amount of over 5 thousand coz I don't understand it. Thank you

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  • Osunga    Nov 16, 2018

    Kindly I would like to change my number as indicated coz the number that was formerly there I don't use it as often thus payment of the loan may be a problem as accessing the number is a problem too. Thank you

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  • Osunga    Nov 16, 2018

    First and foremost my utmost and sincere thanks to my lenders who made it possible for the loan to be funded at 100% and my second thanks goes to the zidisha family, my mentor and volunteer. With the loan provided am gonna build a better working space for my grocery shop and also buy my kid some school stuff for him and lastly buy a few things for the baby I am expecting. Once again thank you.

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  • J    Nov 14, 2018

    I hope that the remaining part of your loan will be funded soon. Good luck.

    Ps. Please work on your on time repayment score. It has to be 90% or above to get an increased credit limit.

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    • Osunga    Nov 14, 2018

      Good morning Joost, thank you for the word of encouragement. I will make sure that my payments in future are on time to get back on good books. Have a lovely day.

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  • Osunga    Nov 11, 2018

    Business ain't bad as groceries are a daily use for everyone, blessings on the way too as I expect my second child this December

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