Expansion of mobile money business

Baba

Berekum, Ghana

100% repaid

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Entrepreneur

Name

Baba

Member since

December 2014

On-time repayments

274 installments  •  18%

About Me

My name is Baba Abdulai and I come from Berekum in the Brong Ahafo Region of Ghana of HNo. Df/210. My house is located at Drobo road near the filling station. I am the first born of my parents. I started my basic education at Berekum Senase R/C Primary School and continued at Yamfo Secondary School (YAMSEC). I pursued my SSSCE Certificate.

My Business

I started my own Mobile Money Business in the year 2011 opposite Barclays Bank Berekum. Due to the fact that there were no Mobile Money businesses in that community, I started with just MTN mobile money, not the business is highly patronizing, so I added Tigo Cash and Airtel Money including MTN mobile money.
I started this business with a seed capital of five hundred Ghana Cedis (GH¢ 500.00) and went in for a bank loan of one thousand Ghana Cedis (GH¢1,000.00) as initial capital. Now I have completed my repayment of the loan including the interest. Since I heard about Zidisha, I had decided I didn't want to go to a bank for a loan again. So now I need some support from Zidisha to expand this business. Your support is much appreciated.

Loan Proposal

When I received this loan, I will use it to work and earn from it in order to continue to serve my customers everyday. Also the profit I will generate from it will help me to increase my daily profit. The business is going well and it's steady and stable, so I will definitely be able to pay this loan and I can use the profit I generate from this business because the business is a profitable one. I promise to abide by the rules and regulations that govern Zidisha. Your support is much appreciated. Thank you.

Show original English  

About Me

My name is Baba Abdulai, I come from Berekum in the Brong Ahafo Region of Ghana of HNo. DF/210, and my house can be located at Drobo road near filling station. I am first born of my parents. I started my Basic Education at Berekum Senase R/C Primary School and continued at Yamfo Secondary School (YAMSEC). I persued SSSCE Certificate.

My Business

I started my own Mobile Money business in the year 2011 opposite Barclays Bank Berekum. Because, there was no any Mobile Money in that community, so I started with just MTN mobile money, now the business is highly patronizing, so I added Tigo Cash, and Airtel Money including MTN mobile money.
I started of this business of a seed capital of five hundred Ghana Cedis (GH¢ 500.00) and went in for a bank of loan one thousand Ghana Cedis (GH¢ 1,000.00) as initial capital. Now I have completed paying the loan including their interest. Since I heard this Zidisha, I don’t want to go in for any bank loan again. So now I need a support from Zidisha to expand this business. I always busy because of my good work and also receive new customers every day and night.

REPAYMENT
Now my business is going on as well, so I will be able to pay this loan or I can use my profit I generate from this business because the business is profitable. I promise to abide by the rules and regulations govern Zidisha.

Loan Proposal

When I received this loan, I will use it to work and earn from it in order to continue to serve my customers everyday. Also the profit I will generate from it will help me to increase my daily profit. The business is going well and it's steady and stable, so I will definitely be able to pay this loan and I can use the profit I generate from this business because the business is a profitable one. I promise to abide by the rules and regulations that govern Zidisha. Your support is much appreciated. Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$389.00

Date disbursed

Jan 28, 2015

Repayment status

On Time

Projected term

3 months

Other loans

Dec 2014:  $100

May 2015:  $879

Dec 2015:  $1,388

Lenders

C

CWS

Huntington beach, ca, United States

H

Hilke

Bremen, Germany

HI

Highly Improbable

Saskatoon, Canada

J

johan

Oslo, Norway

P

Peter

München, Germany

torelizer

Reggio Emilia, Italy

P

Philippe

Adliswil, Switzerland

BelleStarr

Albuquerque, United States

L

lmuenchen

Munich, Germany

C

ColinPlatt

Montgomery Village, United States

I

ideerge

Mountain View, United States

EHTHighSchool

Egg Harbor Township, United States

Straetman

Kaarst, Germany

ErikN

Stockholm, Sweden

J

jozua

Delft, Netherlands

G

gt2016c

Birchgrove, Australia

H

Hynek

Brussels, Belgium

ZlataRoy

Cheltenham, United Kingdom

Zidisha

Sterling, United States

BJ

Brandon Joz

North Carolina, United States

Jeff and Marcie

Portland, OR, United States

RockinRobin

Centennial CO, United States

MichaelR

Los Angeles, United States

C

CheesemanDan

Shanghai, China

Krtecek

Balzers, Liechtenstein

Crestwood

Hamburg, Germany

P

proby24

Singapore, Singapore

T

tmsaddress

Orlando, Florida, United States

cattlebaron

Pierre, SD, United States

ProfStick

Grassy Head, Australia

pbosakov

Sofia, Bulgaria

J

jimmydjjr

Gautier, United States

dajawein

Gladstone, Australia

andreasol

Bielefeld, Germany

Susansfund

Colorado Springs, United States

G

glomardor

Leonardtown, United States

M

markusfitza

College Station, United States

A

Austrian

Graz, Austria

E

EnhanceLife

Heber City, United States

Matthew

New York, NY, United States

S

samuk

Nottingham, United Kingdom

danielytao

Boston, United States

K

Katehar

Maple Valley, WA, United States

J

jwharding

Hamburg, Germany

J

janharg

Garland, Tx, United States

Ric

Iloilo, Philippines

fairspirit

Utrecht, Netherlands

Zal0m0n

Atlantis!!!! x), Mauritania

dmirpuri

Bangkok, Thailand

Evan Lamos

Brussels, Belgium

Justin

Connecticut, United States

Paul Buchheit

Mountain View, United States

B

BigRosie

United States

KM

Kirsty M

United Kingdom

C

Captain

Austria

T

TZ

Singapore, Singapore

Robert

Sweden

Ask Baba a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Baba    Oct 6, 2019

    Please my business has fallen and am now building up for improvements

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  • Awudu    May 22, 2016

    Hi Baba,

    Hope you are doing well. Please, come forward to inform our Lenders the situation of you and the business. You haven't make any payment since the money disbursed to you. I think it's a business challenging, but you personally should come forward to tell our Lenders about it. Thank you.

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  • Abdul Aziiz    Mar 24, 2016

    Baba said something went wrong in his business that's why but he has promise me to make payments as possible.

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  • Roy    Mar 11, 2016

    How are you Baba?

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  • Abdul Aziiz    Feb 22, 2016

    Baba said something went wrong in his business that's why but he has promise me to make payments as possible.

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  • Roy    Jan 16, 2016

    How are you Baba?

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  • (Comment deleted by author)

  • Baba    Dec 24, 2015

    Oooooooooooooooooooh, my God, what a wonderful day in my life! Any lender who spends his or her time and money to support my loan, my God will never let him or her down! You will be blessed until you die. May God protect Zidisha and my wonderful lenders. In fact, I am very, very excited by your support of my loan!

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  • (Comment deleted by author)

    • Baba    Dec 24, 2015

      Dear Laurie,

      Thank you for your continued contributions on my loan. May the good Lord continue bless you so much.

      I have also read the information at the link you sent to me and it was very encouraging to me. I really appreciate it and I still have trust in The Zidisha Team and my wonderful lenders. May God bless you so much, Laurie, for your care on my loan. Thank you.

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      • (Comment deleted by author)

        • Baba    Dec 24, 2015

          Aunt Laurie,
          Please, I want you to be my lovely "mum" because you always advise me, as my late lovely mum did. Your advice has lead me to the land of success. Your advice will continue to lead me to the land of success.

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          • (Comment deleted by author)

            • Baba    Dec 28, 2015

              Thank you, aunt Laurie. am so glad to hear from you that you will not let me down. I will do my best to send you my late mom's and dad's pictures.
              In fact, I would like your husband too as my father since my late lovely father has also passed away. I am very happy to be a member of your family. I wish our family a lovely holidays.

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              • (Comment deleted by author)

                • Baba    Jan 3, 2016

                  Oooh really. I will Definitely provide you with my parents photos, Aunt Laurie.
                  Am also sorry to hear that your husband too has lost his parents. We will establish a happy family with God and Zidisha. Thank You.

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  • Richard    Dec 23, 2015

    You have made a living legacy here and when it comes to borrowing at zidisha, you are one of the finest borrowers when it comes to repayment. Lenders i humbly create you massive indulgence in funding my brother from another mother's loan. Thank you for the honor.

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    • Baba    Dec 23, 2015

      I really appreciate you concern on my loan. God bless you so much, Richard.

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  • Baba    Dec 17, 2015

    Dear Wonderful Lenders,
    I have six days more to go. But I still trust you that you will help support my loan soon. Thank you.

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    • Roy    Dec 17, 2015

      Baba, I understand your concern. I offer two thoughts for you to consider.
      - Very often loan are funded on the last day, even the very last moments.
      - $1,362 is a lot of money. We have limited lenders, contributing a limited amount of money. Those lenders may decide it is better to help four people with loans of $300, then one person. While you may be entitled to ask for a larger loan, it may not be best to ask for as much as you can borrow.

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      • Baba    Dec 18, 2015

        Thanks for your explanation. Roy.

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        • (Comment deleted by author)

          • Baba    Dec 20, 2015

            In fact, your encouragement to my post has touched my heart a lot. May God bless you so much, Laurie.

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            • (Comment deleted by author)

  • Augustine    Dec 14, 2015

    Dear Lenders, I'm highly recommend this trustworthy borrower, Baba, to you. He's doing a great job in his workplace. I hope you will not hesitate to lend to him. Thank you.

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  • Appiah-antwi    Dec 12, 2015

    Dear Zidisha Team, Baba Abdulai is my Volunteer Mentor and he is so kind to me. Please kindly help him to fund his loan. I really trust him. Thank You.

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  • Baba    Dec 12, 2015

    Dear wonderful lenders, with your support in my business will help me work hard to achieve my aims.Thank you.

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  • Baba    Dec 10, 2015

    Dear Lenders
    I am here again for another loan, which will also help me a lot to invest in my mobile-money business. Trust you to fund me soon. Thank you for supporting my business again.

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    • (Comment deleted by author)

      • Baba    Dec 11, 2015

        Thank you, Laurie. In fact, I really appreciate it.

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        • (Comment deleted by author)

          • Baba    Dec 16, 2015

            Dear Laurie,
            Anytime you comment on my profile, I feel the presence of my late lovely mum. In fact, you are like a lovely mum to me. May God continue to bless you and your family. I really like you so much.

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  • Baba    Dec 10, 2015

    Glory, Glory, Glory be unto my dear Zidisha and the entire Team for expanding my mobile-money business. In fact, I am very impressed and appreciate your support of my business. My business is well patronized and I earn a lot of profit from it. In fact, God bless all my Lenders and the entire Zidisha Team.

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  • Baba    Nov 28, 2015

    Knowing yourself is the beginning of all wisdom.

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  • Baba    Nov 27, 2015

    In any situation, the best thing you can do is the right thing; the next best thing you can do is the wrong thing; the worst thing you can do is nothing.

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  • Baba    Nov 26, 2015

    You can't start the next chapter of your life if you keep re-reading the last one.

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  • Baba    Nov 19, 2015

    Thank you very much for your support and your hard working at Zidisha (Zidisha Team and my Wonderful Lenders). My assigned members are very happy about it. Thank you. Keep it up.

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