Expansion of my manufacturing & supplies business

Victor

Nairobi, Kenya

63% repaid

Entrepreneur

Name

Victor

Member since

May 2014

On-time repayments

310 installments  •  55%

About Me

I am 40 years old- married to Margaret Anyango. together with her we have four children aged 14 years named Emilio peter Oundo, 11 years named Deogracious Michael Wandera, 7 years called Envenia Akumu Naderia and the Last Born called Gael Gill Naderia. The first born has joined Class 8 this year 2017. The second born is in class 6 and Envenia is in class 2. Gael is 8 months old. I am a holder of Diploma in purchasing and supplies management and sales and marketing. I have previously worked as field research officer with International Centre of Physiology and Ecology (I.C.I.P.E)- Kenya, sales executive with both Maj-Chemie (selling Agro-chemicals) and cooperative Insurance Company (selling Insurance Policies for both Life & General), sales and debt management with Nila Pharmaceuticals Kenya (selling Human Drugs & initiating policies for collection of bad debts). I have also worked with Spectra Chemicals Kenya limited as assistant sales and marketing manager (selling detergent chemicals and both general and laundry soaps). Apart from doing Business i also work with a church organization (F.C.C.K) as an Administrator( General Secretary). Based on this vast past experiences in sales and marketing, customer care, management and Administration issues, I started my business called Narotsho Investments in 2010 where i make detergents, market and sell to cooperate institutions like hotels, schools, churches and individual entities. I look forward to setting up a factory for making industrial detergents alongside body lotions and home cleaning soaps. Am also an employee of Fellowship Church of Christ as General Secretary where i earn 150 dollars per month the money goes mainly to paying my rent and travelling to work and buying Little foodstuffs expenses.

My Business

I run Narotsho Investments with a brand name Narotsho Chemicals and supplies together with my wife Margaret. Narotsho is a dully registered business enterprise according to Kenya business registrations act and it operates a Bank account with Rafiki Micro finance . We supply Cleaning detergents, stain removers, liquid soaps, disinfectants, air fresheners and spotters to both cooperate and individual entities like laundry shops, hotels , schools, Churches and individuals for home use. We mainly raise our capital for supplies through ploughing back
our income from previous supplies and personal savings from incomes and loans from Zidisha... Currently i have three people working as casuals. We intend to do big Business especially tendering which will require total attention and concentration of funds. We would like to introduce new lines of products especially Hand-cream ( hand washing jelly) and dish washing Jelly, buy a presentable office furniture's namely ( a Nice Table and Chair) and pack many products in 0.5 Liters ,5Litres, and 20 Liters quantities.

Loan Proposal

The amount i will raise will go to manufacturing of ready goods for supplies as follows;
1. Multipurpose liquid detergents ( 5 & 20 ltrs @ 100 dollars
2. Disinfectants (5 & 20 Litres) @ 80 dollars
3. Hand cream Jelly for washing hands ( 0.5, 5 & 20 Litres) @ 60 dollas
4. Staineroff ( Terrazzo Cleaner) 5 & @ 20 Litres @ 60 dollars
5. Laundry Bleach( 5 & 20) Litres 40 dollars
6. Fabric Softener (5 & 20 Litres) @ 40 dollars
7. Toilet balls, Air-fresheners, Furniture polish, & Other supplies @ 100 dollas
8. Strippers 0.5, 1 & 5 Litres @ 40 dollars
9. Office Table & High back Chair @ 120 dollars
Totaling = 620 dollars.

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$396.00

Date disbursed

Mar 31, 2017

Repayment status

Late

Projected term

43 months

Lenders

camilberlin

Berlin, Germany

Franmiguel

Perth, Australia

JS

Jon Scherer

United States

PG

Paul Graham

United States

EB

Erika Barraza

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

JW

Jeslyn Wegner

United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

A

Anonymous

United States

DR

Diana Rose

United States

Ask Victor a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Victor    Apr 12, 2019

    Am not able to pay due to low business season... kindly allow - i will adjust upwards when business lights up...

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  • Victor    Feb 16, 2019

    My businesses is down...expecting payments they're not forthcoming.

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  • Victor    Mar 21, 2018

    I talked to Oscar Alochi, he told me that his business is experiencing low turn out. He requested we bear with him he'll start remitting his payments early next month.

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  • Victor    Mar 21, 2018

    @ Joost and Franmiguel, payment has reflected after 4days. Tx

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  • Victor    Mar 19, 2018

    Hi Zidisha, kindly check reflection of cash 200/- paid yesterday. The Bill of 400/- next payt is not right.
    Thanks in advance.
    Regards,
    Victor

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    • Franmiguel    Mar 19, 2018

      Hi Victor,
      Sometimes it takes a couple of days for payments to show up.
      If there are still issues, email [email protected] as I don't believe these message boards are monitored by Zidisha staff.
      Best of luck.
      I hope all else is going well for you.
      Regards
      Michael

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    • J    Mar 19, 2018

      @Franmiguel. That email address can only be used by lenders. Borrowers are able to create a support ticket.

      @Victor.
      It can take up to 3 business days, US Eastern Time, for a repayment to be credited to your account.

      After that time, if the payment hasn’t been credited please create a support ticket with the following details:
      - Date you made the payment
      - Payment amount
      - Phone number or account number you used to send the payment
      - Transaction ID of your payment

      Also check the payments of the previous loans. Sometimes an payment of a few month ago isn’t recorded. Then it only looks if a current payment isn’t recorded but it is booked correctly and is shown on the old loan where there is a missing payment.

      So check carefully which payments aren’t recorded and then create a support ticket with the correct info.

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  • Victor    Jan 9, 2018

    I have a student joining level 9 of secondary Education (form one) tommorrow all previous receivable have gone to payment of his fees and shopping. Business is also down this month january.

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  • Victor    Dec 2, 2017

    Currently i have finished my associate degree study and i can work more smart and hard to earn more...

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  • Victor    Aug 4, 2017

    Hi friends, pray for kenya as a Nation to have peacefull, tranparent and credible elections on 8th Aug,2017. These will ensure that our Businesses are not interrupted. Tx
    Regards,
    Victor.

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  • Victor    Jul 31, 2017

    Dear friends,
    It's with pleasure i report that am doing fine, i travelled upcountry for business pitching got leads but after returning to the city got sick but now am out of danger. The only request Iam requesting is that the cash i had planned for timely payments was depleted therefore allow me to pay after few days.
    Thanks,
    Regards.
    V. Naderia.

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  • George    Jun 22, 2017

    Heloo Victor. Please review Winfridah Khanali Nayombe zidisha loan application and revert. I know her personally and if you need any information you can reach me.
    Regards,
    George Kiio

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  • Victor    Jun 12, 2017

    Dear Friends,
    Hope you are doing well, my Business is down maybe due to campaign Euphoria for elections we are experiencing in the country (Kenya) but am optimistic things will change for better soon- that's the time i will reschedule my payments upwards.
    Thank you.
    Regards,
    Victor.

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  • Victor    May 8, 2017

    I have committed much of my moneys in children school fees and payments for last months supplies is coming late. I will revise upwards later.

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  • Victor    Apr 25, 2017

    Hi Friends, am doing fine together with my Business... but today i lost an order due to late follow up for re-order levels. i have lernt from my mistakes.

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  • Victor    Apr 18, 2017

    Dear Zidisha, I did my manufacturing of detergents... just supplied "some goods" a waiting pay't next month. Thanks for you support.
    Regards,
    victor.

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  • Victor    Apr 6, 2017

    Hi mike, thanks so much... zidisha have responded ( Ale and Reema +Aljendra) am grateful to you all. Thanks so much.
    Regards,
    Victor.

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  • alecors    Apr 4, 2017

    Victor:
    Your loan was disbursed on Mar 31, 2017.
    I will send you your VM details.

    We received your emails and Reema has been helping you, I will try and solve your new questions.
    Ale (volunteer)

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  • Victor    Mar 29, 2017

    Dear Zidisha Team,
    Ref: My account Problems
    Sir, kindly help me to understanding what is happening with my a/c because i can't access it the always normal way of www.zidisha.org, 2. Why is the disbursement of my funded loan taking so long? 3. Whenever i try to open my account it refuses and tells me 403 Forbidden nginx/1.6.2 what is that problem?

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  • Victor    Mar 29, 2017

    Dear zidisha Team,
    Kindly help me to understand how we use the New zidisha members forum....
    am unable to post any comment from there,
    Regards
    Victor.

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  • Victor    Mar 27, 2017

    Thanks Diana Rose for your positive commendation...am humbled... tx too for the support, if it were not by the support of "you People" it could be but just a pipe dream. Continue with such generous heart. Long live Lenders.
    Regards,
    Victor.

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  • Victor    Mar 27, 2017

    Hi Zidisha Team, i confirmed acceptance of cash of my funded loan yesterday but upto now i have not received the cash ... might there be a problem i continue to Chill. Advice.

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