Two more cows to increase dairy productivity

Anthony Mwirigi

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Anthony Mwirigi

Location

Nairobi, Kenya

On-time repayments

246 weekly installments  •  84%

About Me

I grew up in a humble background in a family of five. I went to school at my nearest village primary school, where I did exceptionally well and joined a provincial level high school (Meru school), which currently has been converted to a national school. After my high school education, I began CPA (certified public accountant) classes before joining Kenyatta University to pursue a bachelor's degree in economics and finance. I am now awaiting graduation in the field of economics and finance from Kenyatta University.

Entrepreneurship as always been my driver to overcome hardships throughout my college life. I could buy clothes in large quantities and sell them to students, making a significant profit to facilitate my upkeep at the university. I started my daily farming business during my last long vacation at the university. My motivation was the financial hardships. My finance source was working in a milk production company for those few months.

In my culture people are less innovative because of plenty of food. Due to increased food insecurity in the entire country, alternative sources of income will soon become a necessity in the region, and with this forecast I decided to practice my entrepreneurial skills and start my own business. Currently I have no children, but I believe that I will grow to have a promising future come that time.

My hobby is research: I always spend my leisure time raising problem statements and business ideas to ascertain my next most viable venture to undertake besides dairy farming.

My Business

My business is dairy farming: I have two dairy cows. From my business I am able to sell milk, a commodity which has a very high demand in the market because many households have migrated to the town ("rural urban migration") and milk consumption by these households have increased, calling for more milk production by dairy farmers to sustain this overwhelming demand for milk. I choose this kind of business because I noticed there was a high shortage of milk in the market.

During my industrial university attachment, I worked in a milk processing industry in the field of internal audit. I discovered that every morning the CEO urges the employees to help the industry acquire higher milk intake from farmers due to idle machinery that could not get enough milk to process 24 hours a day. I decided therefore I could start daily production and advance it in the future to large-scale farming in order to enjoy the advantages of economies of scale and also supply raw milk to the industry.

My typical costs are costs of artificial insemination, concentrates, fodder, labour, and veterinary services of treatment. My greatest source of revenue is milk selling. I also sell accumulated manure that remains after I have used some on my fodder. I use the profits to increase my business by reinvesting it back in business and registering for my Certified Public Accountant examinations.

Loan Proposal

I will expand my zero grazing [business] from 3 cows to 5 cows to increase the number of dairy cows and milk productivity. This will increase the level of profits that I receive in a day. The cost of expansion is 500 dollars.

Show original English  

About Me

I grew up in a humble background family of five i went to school in my nearest village primary school where i did exceptionally well and joined a provincial level high school.
(Meru school) which currently as been converted to a national school. After my high school education i began CPA (certified public accountant) classes before joining Kenyatta University to pursue bachelor of economics and finance. Am now a first class honours graduate in the field of economics and finance from Kenyatta University and i have also completed my CPA (Certified Public Accountant) examination . Entrepreneurship as always been by driver to overcome hardships throughout my college life. I could buy clothes in large quantities and sell to students making a significant profit to facilitate my upkeep in the university. I started my daily farming business during my last long vacation in the university my motivation was the financial hardships. My finance source was working in a milk production company for those few months. In my culture people are less innovative because of plenty of food. Due to increased food insecurity in the entire country alternative source of income will soon become a necessity.in the region and with this forecast i decided to practice by entrepreneurial skills and start my own business. Currently i have no children but i believe that will grow to have a promising future come that time. My hobby is research i always spend my leisure time raising problem statement and business ideas to ascertain my next most viable venture to undertake besides dairy farming.

My Business

My business is dairy farming i have seven dairy cows. from my business i am able to sell milk a commodity which as a very high demand in the market because many households have migrated to the town "rural urban migration" and milk consumption by these households have increased calling for more milk production by dairy farmers to sustain this overwhelming demand for milk. I choose this kind of business because I noticed there was a high shortage of milk in the market. During my industrial university attachment I worked in a milk processing industry in the field of internal audit. I discovered that every morning the CEO urges the employees to help the industry acquire higher milk intake from farmers due to idle machinery that could not get enough milk to process 24hrs a day. I decided therefore I could start daily production and advance it in future to large-scale farming in order to enjoy the advantages of economies of scale and also supply raw milk to the industry. My typical costs are costs of artificial insemination. Concentrates, fodder, Lab our, and veterinary services of treatment. Greatest source of revenue is milk selling. I also sell accumulated manure that remains after I have used some on my fodder. i use the profits from business to increase my business by reinvesting it back in business.

Loan Proposal

I will expand my zero grazing from 3 cows to 5 cows to increase the number of dairy cows and milk productivity this will increase the level of profits that i reaceive in a day. The cost of expansion is 500 dollars.

Feedback

3

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  • Vicki Stewart    Jun 18, 2019

    Thanks for paying your loan off early - would be happy to loan to you again. Good luck with your dairy farm.

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  • Maggie and M    Dec 24, 2018

    Anthony's payments arrived like clockwork and he finished early, we will be very happy to lend to Anthony again.

    Log in to reply • Share
  • Mary    Nov 28, 2017

    Anthony is an excellent borrower. I would recommend lending to him for any future loans!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$603.79

Date disbursed

Jul 13, 2017

Repayment status

On Time

Projected term

12 months

Cost to entrepreneur

Service fee: $27.08

Lenders

T

Tmann

Los Angeles, United States

investor

Candiac, Canada

Elinor

Maple Lake, MN, United States

D

drakekids

Greensboro, United States

K

Krokslatt

Mölndal, Sweden

BelleStarr

Albuquerque, United States

Josua

Brittnau, Switzerland

AltruisticSelfishnes

Chicago, United States

E

erozlum

Istanbul, Turkey

D

drjofleming

UK, United Kingdom

ErikN

Stockholm, Sweden

F

Fiodal

Helsinki, Finland

artnking

College Place, United States

Kjartan

Oslo, Norway

Scott

Oregon, United States

G

gt2016c

Birchgrove, Australia

T

Tallago3

Munich, Germany

Pere

Barcelona, Spain

Cordula

Cologne, Germany

T

ToddK

Indianapolis, IN, USA, United States

P

psimeon

Palo Alto, United States

J

JakeA

Wellington, New Zealand

C

cjmenchaca

Austin, United States

E

ericcamden

Berkeley, United States

Y

Yasha

Beer Sheva, Israel

HansLindgren

St. Julians, Malta

beverly

Vancouver, Canada

CharlieBfl

Vaduz, Liechtenstein

J

jjonas

berlin, Germany

C

chrisherron

Chicago, United States

A

anonymous123

United States

T

tonilends

catalonia is not:, Spain

ksevik

Oslo, Norway

indeh

London, United Kingdom

gbnbca

Janeville, Canada

JesseEXPRESS

Arlington, United States

Kahenti

Seoul, Republic of Korea

F

femi123

Oakville, Canada

Quentin

Toronto, Canada

B

bgj21

Cambridge, United Kingdom

Cloudways

Malta, Malta

P

penguin3694

Chicago, United States

Jouni

Finland

L

loistf

Madrid, Spain

G

Goodwill

Oakland, United States

mtnsailor

Harrisonburg, United States

L

leniwiec

Poznan, Poland

R

randy98109

Seattle, United States

ads68

Melbourne, Australia

Christopher

Copenhagen, Denmark

T

tjgiving

Oakland, United States

P

PetrusR

balmoral, Australia

Ingela

Falun, Sweden

P

Peksa

Espoo, Finland

J

jerryq

Redding, United States

M

mkellerman

Shanghai, China

T

Tui1974

nuenen, Netherlands

A

Andy

Berlin, United States

panamaman

Philadelphia, United States

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

rhagen

New York, United States

Gordons28

Santa Monica, United States

A

Andrew22

Hopewell PA, United States

K

KnutG

Bergen, Norway

Bobrm2k3

Charleston, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

JPadgett

Chandler, United States

numbat

Perth, Australia

Z

ZacJ89

RIverside, United States

gseletko

South Perth, Australia

F

Forfex

Zurich, Switzerland

L

Leonora

TÄBY, Sweden

P

Pavane

Kungsbacka, Sweden

P

PaddyP

athenry, Ireland

stever

Cape Coral, United States

Matthieu

Switzerland, France

ibc123

Seattle, United States

H

harrymore

Townsville, Australia

xtrahardware

Cazenovia, United States

O

OrientExpress

Tokyo, Japan

J

jumpfunky

Dortmund, Germany

E

E

Marin county, United States

R

ricka736

Wellington, New Zealand

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

G

guggl

Vienna, Austria

G

GanSatya

United States

sderickson

Berkeley, CA, United States

pvilliger

Zurich, Switzerland

M

Malibu

Westwood, United States

T

tengbao

United States

Paul Buchheit

Mountain View, United States

D

DandS

United States

Landerson

Edinburgh, United Kingdom

B

bugdaniel

Switzerland

M

maverick

United States

Y

Ycantha

United States

mepster

San Francisco, Ca, United States

johnhudson

Washington, DC, United States

P

Panda6689

United States

TyWee

Manila, Philippines

B

bscent

Hong Kong

A

AlphaAres

Azerbaijan

Vesa

Helsinki, Finland

W

wesbh89

United States

D

Desteli

United States

Grant Xavier Storer

Seattle, Wa, United States

Loungin

United States

K

KiraDee

United States

S

satheajay

United States

D

dh1423

United States

M

Mscov

United States

S

StefanB

Stockholm, Sweden

PolarBearCapital

United States

SuperMario28

Cudahy, United States

J

JeremyR

United States

reluck

Marseille, France, France

S

Stephan

Netherlands

KM

Kirsty M

United Kingdom

Haim Si

Mexico, Mexico

Matthias

Frankfurt Am Main, Germany

Frank Termathe

Frankfurt Main, Germany

E

Erich

Zurich, Switzerland

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

M

mmartin

United States

Family Mueller

Petershagen, Germany

Robert

Sweden

Greg Howard

Reno, Nv, United States

MD

Miles Dodge

CORVALLIS, United States

MW

Matt Willis

United States

W

Wade

United States

Elly

Woudrichem, United Kingdom

JA

Jared Anthony

CT, United States

Lou Kaucic

Sanbornton, NH, United States

A

AHansen

Georgia, United States

RM

Roxane Milot

Gatineau, Québec, Canada

Jeremy

Washington State, United States, United States

Kevin

San Francisco, United States

Mouhamed

United States

JD

Jeff DePree

United States

George

Corvallis, Oregon, United States

ME

Manaal Eisa

Washington DC, United States

CNV

United States

A

Amanda

United States

MR

Michiel Rauws

San Francisco, Netherlands

B

Brent

United States

Martin Nielsen

Aarhus, Denmark

M

Mart

United Kingdom

Donna Manton

Australia, Australia

N

Nick

Greater London, United Kingdom

P

patricio

Yorba Linda, Ca, United States

LD

Laura Dobroth

United States

E

eriklonnroth

United Kingdom

wissam

Jeddah, Saudi Arabia

Christopher Hey

Sudbury, Canada

Taylor

Memphis, United States

R

Ryan

United States

SH

Steven Huntington

London, United Kingdom

UK

Uday Kolluri

New York, Singapore

Thomas

Sweden, Sweden

KE

Karen Epolito

Syracuse, NY, United States

RC

Rudi Chen

United States

A

anniewynkoop

United States

KK

karl kerksiek

United States

E

Elynne

United States

L

LuZi44

Basel, Switzerland

KirstenAlana

Los Angeles, United States

Myria

New Mexico, United States

C

Carlene

United States

United States

Bill Ballew

Kansas City, Missouri, United States

Majella

Dublin, Ireland, Canada

SM

Sachet Marion

United States

JA

Jason and Sandra

Toronto, Canada

RK

Robin Kline

United States

JA

Joe and Deb Rinella

Kansas City Metro, United States

J

Jon

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

RR

Rory Rohloff

United States

SH

Stephanie He

United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

chessplayer

Berlin, Germany

MC

Mike Collura

United States

GT

Grant Taleck

United States

A

Ayan

United States

VC

Victor Chong

United States

BE

Bob Ewing

United States

Christie Young

Boston, Ma, United States

D

Dalton

San Francisco, United States

Dean Suminski

Portland, Oregon, United States

The Weltys

Averill Park, NY, United States

EC

Edward Conrads

San Francisco, United States

MS

Merel S

Netherlands

NB

Nolan Beal

United States

Christian

Vienna, Austria

R

RMIM

United States

A

Aaron

United States

A

Anabell

Elizabeth, United States

Mike

Indianapolis, United States

DW

Dan Winetsky

United States

WC

Walter Clarke

Phoenix, United States

B

Brian

Rancho Cordova, United States

Paul Buchheit

Mountain View, United States

E

erick0524

United States

Katja

Switzerland

JW

Jeslyn Wegner

United States

A

Anonymous

United States

Rasmus

Norway

B

Bartl

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

CH

Chris Holbrook

United Kingdom

RM

Roddy Murray

United Kingdom

SS

Sam Smith

United States

MP

Michael Poley

United States

JL

James Little

United Kingdom

Daniel Toke Hansen

Copenhagen, Denmark

James Douglass

Sydney, Australia

Jennie

Milan, Italy

RM

Richard Marston

United Kingdom

MN

Mau NA

United Arab Emirates

WM

Will Martin

United States

X

x

Germany

Ask Anthony a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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