Expansion of zero grazing

Entrepreneur

About Me

I am Emmy, married with two children. I live in Burgei village, rongai in Nakuru. I am a secretary by profession where i work in a secondary school.
I hold Diploma in Business Management, Certificate in Secretarial and Computer studies.
Despite the monthly salary I earn it could not cater for my needs therefore I engaged in farming where i majorly deal with dairy cows.
Indeed the project has really assisted my family but much has not been exploited due to lack of enough funds to widen the scope.

My Business

I have 3 dairy cows with some heifers. Each cow I milk approximately 8/9 litres in the morning thus giving the total of 24 litres @27shs (though the prices keep on fluctuating.) I therefore earn Ksh648 on the lower side x30days=19440.
After deductions of the expenses incurred for treatment, and feeds the profit is about Ksh. 10,000.
Diseases e.g East coast Fever which is common in our place is a serious drawback of this business despite the cost of treatment which is costly sometimes it leads to the death of a cow. Also fluctuation of price of milk is a very serious challenge since one cannot plan ahead or budget for the income expected.
Thirdly, drought normally affects the dairy cattle since there production becomes low hence need for enough storage of food to cub the problem.
Since the project has not been exploited well due to funds i therefore request for funds in order to do it to the fullest by using a zero grazing method which is normally very productive.
I will therefore use the funds to construct the structure for the 3 dairy cows and employ someone to assist me in achieving my set goal which I believe it will be highly achieved.

Loan Proposal

Now that I have already started my project as said earlier I would wish to buy a grinder for grinding the cows' feeds. This is normally done for easier digestion for the cows. I have just decided to buy one though it will cost me a lot but at the end I would save money.

I normally hire one, and it grinds one sack of feeds(grass/nappier) at the cost of Ksh. 100 which at the end I spend a lot of money.

Thus buying one will cost Ksh. 50,000 and the small generator at the cost of Ksh. 30,000. I would request you to top up my current credit limit of Ksh. 30,536 at least even to Ksh. 40,000 or 50,000 if possible so that I can source elsewhere for the purchase of the generator because both of them are very vital...

Having accomplished this dream I would reap more profit from my dairy cows. I wish to thank you for the past loan which has really boosted my income and that is the reason why I repay my loan smoothly from the sale of milk.

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