Expenses for master's thesis research

Judy Karambu

Chogoria, Kenya

100% repaid

Entrepreneur

Name

Judy Karambu

Location

Chogoria, Kenya

On-time repayments

202 weekly installments  •  64%

About Me

I am Judy Karambu. I am 29 years old and married with two lovely daughters. I live in Chogoria, located in the eastern part of Kenya. I am a graduate with a degree in nursing. I am currently working as a tutor at nursing college with very little income that cannot sustain my family fully. I intend to do my master's, hence the reason for my enterprenuship. My business generates income to support my family and savings for my master's education.

I am motivated by the fact that I have to make my life and those of my children better. I juggle my time as a tutor and a businesswoman. I have just enrolled for my master's of science in nursing education and I am hoping I will manage to push through, since I believe in investing in education. I look forward to receiving your support, as you have always done in the past.

My Business

I have been selling handbags since May of last year. I started the business to supplement my meagre salary as a tutor. The initial capital invested in the business was $232 and I buy the bags from Nairobi's Gikomba and Kariokor markets. At first most of my customers were colleagues and neighbours; however, my clientele has increased because of referrals.

My intentions are to expand my business to include secondhand clothes and shoes. I want to make my business grow to a big boutique where my customers can find everything under one roof.

My business has now picked up. I have added an M-Pesa [mobile money transfer] agent, and I am now selling clothes and shoes and I still want to expand and open another subbranch in a nearby market in order to raise more income to help me in my master's which I have just started. Thanks in advance.

Loan Proposal

Hallo zidisha,I wish to apply for another loan to help me meet the expenses for my thesis. Through your continued support, I was able to finish up the course work for the masters in nursing education course.I am looking forward to receive full funding of this loan.Thanks once more and be blessed

Show original English  

About Me

I am Judy Karambu. I am 32 years and married with two lovely daughters.I live in Chogoria located in the eastern part of Kenya. I am a graduate with a degree in nursing. Am currently working as a tutor at Nursing college with very little income that can not sustain my family fully.I intend to do my masters hence the reason for my enterprenuship.my business generates income for my family support and savings for my masters education. I am motivated by the fact that I have to make my life and those of my children better. I juggle my time as a tutor and as a business woman.I have just enrolled for my masters of science in nursing education and i am hoping i will manage to push through since i believe in investing in education.i look forward to receiving your support as you have always done in the past.Be blessed

My Business

I have been selling handbags since may last year. I started the business to supplement my meagre salary as a tutor. The initial capital invested in the business was $232 and I buy the bags from Nairobi's Gikomba and Kariokor markets. At first most of my customers were colleagues and neighbours however,my clientele has increased because of referrals. My intentions are to expand my business to include second clothes and shoes. I want to make my business grow my business to a big boutique where my customers can find everything under one roof.my business has now picked.i have added mpesa agent,now selling clothes and shoes and i still want to expand and open another subbranch in a nearby market in order to raise more income to help me in my masters which i have just started.Thanks in adavnce.

Loan Proposal

Hallo zidisha,I wish to apply for another loan to help me meet the expenses for my thesis. Through your continued support, I was able to finish up the course work for the masters in nursing education course.I am looking forward to receive full funding of this loan.Thanks once more and be blessed

Feedback

13

None

None

  • BernadetteV    Oct 13, 2017

    Regular repayments and loan repaid on time.

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  • Ed    Apr 25, 2017

    A pleasure to loan to, thank you

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  • BernadetteV    Apr 25, 2017

    Repayments were always a little ahead of time. It was a pleasurable lending experince.

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  • harriet    Nov 15, 2016

    Well done on your consistent repayment, would be happy to lend again. Congratulations on your studies and all the best in your future! :)

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  • BernadetteV    Nov 15, 2016

    It was a pleasure to lend to Judy. Congratulations on your studies.

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  • melissapmeier    Nov 14, 2016

    Hello Judy, I would be happy to lend to you again. Best wishes to you with your education!

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  • Madeleine    Apr 10, 2016

    Congratulations Judy! I wish you all the best for your studies and I hope that you spent wonderful holidays with your daughters! Kind regards Madeleine

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  • Simon Lehmann    Mar 19, 2016

    Loan repaid on time.

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  • melissapmeier    Mar 9, 2016

    Best wishes to you for continued success!

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  • Karijn    Mar 3, 2016

    What an excellent borrower. The best of luck to you Judy!

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  • Wendy    Mar 2, 2016

    Another loan repaid on time! Thank you, Judy, for your hard work, and kudos to you for investing in your education.

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    • Judy Karambu    Mar 21, 2016

      thanks alot too for your complement... thanks for your continued support.. be blessed abundantly

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  • BernadetteV    Mar 1, 2016

    Thank you Judy for repaying the loan so quickly. It was a pleasure to support you for your loan. Wishing you and your family every happiness and success.

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    • Judy Karambu    Mar 19, 2016

      thanks so much for your continued support.. I promise to repay this current loan on time...be blessed and thanks

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  • Wendy    Dec 15, 2015

    Judy repaid the loan on time, and I'm happy she used the funds to advance her education.

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    • Judy Karambu    Dec 15, 2015

      Thanks a lot Wendy for your positive comment...all thanks to you and my other lenders,I was able to raise fees and now starting January 2016 I will be doing my last trimester of course work.
      This masters course has been a success due to your support. Be blessed

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Loan Info

Project Type

Classic Loan

Disbursed amount

$448.71

Date disbursed

Nov 23, 2016

Repayment status

On Time

Projected term

5 months

Cost to entrepreneur

Service fee: $19.74

Lenders

sebastienrosa

Quebec, Canada

R

rmacaw

Australia

G

graememoss

Amsterdam, Netherlands

Eduard

Dnepr, Ukraine

R

ricka736

Wellington, New Zealand

joshuacollinson

Vienna, Austria

Gipsy

Munich, Germany

M

me.iulian

Iasi, Romania

melissapmeier

United States

AKWatson3

Norwalk, United States

Matt B

Stratford Upon Avon, United Kingdom

V

Vivek

Arlington, VA, United States

Emma

Australia

PG

Paul Graham

United States

Madeleine

Switzerland

Stephan W

Witten, Germany

Ed

Howells, United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

A

Anonymous

United States

Salvatore Martello

New York, New York, United States

R

RMIM

United States

JH

Joseph Hwang

Houston, United States

Paul Buchheit

Mountain View, United States

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