Fabrics & accessories for dressmaking

Miriam

Tema, Ghana

67% repaid

Entrepreneur

Name

Miriam

Member since

May 2017

On-time repayments

198 installments  •  57%

About Me

Hello, I am Miriam a clothing designer.
I design for both ladies and gents, and kids. I love to create new ideas. I learnt to make garrison cap on my own, and honor sashes. I could make my personal purse and hand Bags. I have grown to love sewing. I love what i do and i put myself in every bit of it. I have come to understand my career is a gift from God, and I thank God for that. I love to make new friends and explore. My childhood life wasn't easy. My mum had to go to the market and send home money for my upkeep. Mum sends home money, and my sisters was taking care of me at home and schooling. I see mum on Sunday's and sometimes when I am on vacation, I join her at the market. When I got into the middle class I was old enough to do a few things for my self. And I work on vacations to support mum. When I completed Junior High School. I couldn't further my education. I met a friend who is a seamstress and I had to stick to them to learn the trade. The boss agreed to teach me for free, so I enrolled and after 2years I graduated. Life at that times was very hard sometimes I have to go to work with an empty stomach. My boss and his family help me out by adding my name to their list so I can eat there. But God willing I said through. When I got on my own, my brother helped me purchase a machine and was working at home. But for a while I joined my brother in his shop and working towards setting my own shop. This is how my business started . All thanks and praises to God Almighty. I have a special hobby which I am attached to. I am an athlete, a regular jogger and I love to swim both in sea and pool. I love to read a lot and research on things I have little idea of. I have a bit of fidgeting character specially with electrical gadgets. This is me, I am a happy and free person.

My Business

I am a seamstress and I make ordered custom made clothing for customers. I provide fabrics for dress making. These fabrics I provide are what we use in making all types of dress designs and garments. Therefore they become first in the line of work.
I chosed this business becauseI have passion for it. And because sewing makes you become creative and smart in almost all areas. And sewing is always on daily and weekly basis. Work comes in all the time.
when I provide the fabrics, work becomes faster. Because I provide the fabric and design it myself then I complete it and deliver it. It increases the amount of the work and the profit as well. Providing the fabrics myself helps a lot.
I reinvest my profit in the growing of my business.
I get other things needed in the business which helps the business grow better.

Loan Proposal

this loan that will be provided to me, Will be used in buying different types of fabrics and sewing equipments for my shop. Such as fabrics( different types which cost about 20$ each) threads(25dollars), buttons(25$), coat stiffs (50$). Linens(50$). pins, glue gun. Such as these makes sewing easier.
When I get all these in installment, it's makes works becomes easier for me to produce for my clients. Because when it is installment it reduce wasting of time. You have all you need and do not need to go out everyday to buy. It will help me a lot in my work.
When I improve my work with all these, it will increase my profit up about 40%. Because when I buy then in bulk the cost becomes lesser and the profits go higher.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$484.00

Date disbursed

Apr 2, 2018

Repayment status

Late

Projected term

39 months

Lenders

MarktheMormon

Sandy, Utah, United States

D

Don100

Wilton, United States

Alberto Cereser

Copenhagen, Denmark

Lotus Flower

United States

V

Vivek

Arlington, VA, United States

Jennifer

Berlin, Germany

Nick

Manchester, United Kingdom

Dan Brinkman

Lynden, WA, United States

Tom Eggert

Madison, United States

A

Anonymous

United States

Dean Suminski

Portland, Oregon, United States

Joshi

United States

GA

Gal Ashuach

רעננה, Israel

Jeanette

Fort Worth, Texas, United States

M

M

Australia

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  • Miriam    Jun 13, 2022

    To be able to pay early. Life has become so hard. My credit limit is very low. I feel so bad about it. I have talked so many friends into this and I cannot give them a recommendation from here because I hardly pay on time. I want to say sorry. I really want to do better and try to be disciplined. Zidisha has helped me a lot. This is why I want to reduce my credit limit. Thank you!

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  • Miriam    May 1, 2022

    I am not able to pay the full amount left. That is why I want to adjust payment

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  • Miriam    Feb 21, 2022

    Hello, to All Zidisha team. I have been away for a very long time. I want to say a big thank you for your support and patience. I am really grateful may the Lord bless you all. My loan helped me a lot. To purchase sewing stuff for my work. So many things has happened in my life the last few years. It has not been easy at all. I am trying to stand back on my feet. Thank you all here, all lenders and supporters for your patience and love. I say a big thank you to you all. I am happy to be part of Zidisha. God bless you all Amen.

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  • Miriam    Feb 21, 2022

    I have defaulted so many times. I am not making progress. I really want to finish up my payment it's been a long time .that is why I want to reduce my payment schedule. Thank you very much

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  • Miriam    Nov 28, 2021

    In crisis

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  • Miriam    Oct 3, 2021

    Want to pay on Time. My home got burnt recently. I am having a lot of difficulty financially.

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  • Miriam    Sep 26, 2021

    I have been unfaithful in my payment, when my room got burnt, I have been through a lot pressure. So I skip payments. I kindly apologize..

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  • Miriam    Aug 6, 2021

    Things are not doing too well. It's not my will to default. I humble apologies to the team. I am truly grateful for your patience.

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  • Miriam    Jul 9, 2021

    Life has become very hard. There is incruiment on everything. It's very hard making an ends meat in a day.

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  • Miriam    Jul 9, 2021

    Everything is gone bad work is so tight. The covid has ruined a lot in my country. It's very hard making an ends meat in a day.

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  • Miriam    Jun 13, 2021

    My room got burnt I have to start from scratch.

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  • Miriam    May 25, 2021

    Things has really gone bad for me. My room also got burnt, making things hard for me.

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  • Miriam    May 25, 2021

    My room got burned. Things is very hard. That is why I am adjusting please. I wish I could add photos.

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  • Daniel    May 15, 2021

    Going to pay now

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  • Miriam    Apr 7, 2021

    From where I work, covid has affected Soo many things and it's affecting me too. I am very grateful to the zidisha team. God bless you.

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  • Daniel    Mar 29, 2021

    I did not get contact with him but a message has been left to his references to tell him to do the payment

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  • Miriam    Mar 14, 2021

    I lost my phone again. So my payment is defaulting.

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  • Daniel    Feb 28, 2021

    She said she will do the payment within the week

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  • Miriam    Feb 25, 2021

    Hello good friends, I hope everyone is fine. I am very grateful to be a part of this great network. God bless you all. Every one is fine in my family. And by God's grace I am coping. Work has been on hold for a long time. Things are getting worse because of this pandemic. I have lost my phone severally. So now I only log on here, on a friend's phone. Staysafe every one. And protect yourself from this covid. God bless you all.

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  • Miriam    Feb 1, 2021

    Work is on hold. Things are not like before. I am in hard times. Please even the 57ghc weekly. Honestly I cannot afford please

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