Farm equipment

Philip

Nairobi, Kenya

15% repaid

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How it Works

Entrepreneur

Name

Philip

Member since

April 2015

On-time repayments

7 installments • 0%

About Me

I am a Kenyan by birth from a family of 10 siblings. I hail from Siaya county but reside in Nairobi. I started my primary education at Athi-river primary up to standard seven. Passed my Certificate of Primary Education and went to join secondary school graduated with division 3. I did accounts - K.enya Accounts Technician Certificate before proceeding to do Music at the Kenyatta University.
Our family was big and my father was the only bread winner, This jeopardized my performance in school and i me started to do odd jobs to raise my fees secondary education.
I got a chance to go abroad to persue my music career but could not therefore i started to venture into business. I started doing Credit management for organizations on contract but failed to pick up due to stereotype in the country. Therefore, i started farming vegetables and selling to the vendors and retailing at the same time.
Our land is good for farming but our culture makes it hard because you cant harvest before your father/mother harvest first and even planting .
My daughter wants to be a Nurse and my son an engineer when they grow up.
I love to sing and train singers during my pass time

My Business

I do farm Kales, tomatoes, onion , carrots , cabbages and pepper.
These goods are in demand on a daily basis.
It is a very convenient business because the demand of these farm produce are always high in Kenya and our land is very productive.
My typical cost is around $ 45
I spend my profits to pay fees for my children, increase my capital base and care for my family.

Loan Proposal

I want to purchase a handcart to ease transportation of my farm produce to my groceries shop. It costs $100.
This will help cut costs of firing transport for the farm produce which has been very high making my profit margin go down.
I will also hire this handcart to others who may need its services hence create employment to one extra person(handcart pusher)
This will help my profit go up by at least double.