Irrigation pipeline to support selling farm produce

Jonathan Zulu

Lusaka, Zambia

Expired

$0 to go

100% funded of $778 goal

0

days left

Entrepreneur

Name

Jonathan Zulu

Location

Lusaka, Zambia

On-time repayments

196 weekly installments  •  89%

About Me

My name is Jonathan Zulu (Snr), born on 25-11-56. At that time, education was free and inclusive school requirements. I have no idea of who bought my school uniform. All I know is that there was no-one who volunteered to look after me because of which,I was an orphan, I grew up and stayed with many people from primary school up to secondary school. I worked hard and very good at school and that earned me favor and favor saw me through to the end.
Many people that I put up with loved farming and gardening, and I began loving agriculture activities as years went by. When I was done with college and started to work, I also started to look for land on which to do farming and keeping livestock. I am glad, to be on the farm now although, because of lucking finances, little farming activities using hoes is done and vegetables for household consumption are grown and watered by watering canes.
The land on my farm plot is very good for poultry, animal keeping and fertile for agriculture. The community is mixed people of mixed cultures but we get along well with all the farmers near to us.
I love listening to international news and events round about. I love going to church and helping the needy. Also do a lot of pre-marital counseling project ideas to young people.

My Business

I am currently keeping village chickens because I am not able to meet the cost of feed for broilers,due to that fact that an a retired printer by profession. I have just trans-planted some vegetables, tomatoes and onions on a smaller scale. I earnestly hope that, one day my garden and farming activities will be on a large scale.
Vegetables are in high demand as few farmers brave to grow them due to different factors (e.g. transportation, chemicals etc.)
For the new loan, I will commit to selling pig meat whose market is already procured.
In addition to the pig meat business, production of unique Bible events booklets will run side by side.
The above businesses were chosen because they are profitable and chemicals required are less and are affordable too. Profits from the project help us to supplement on paying school fees for three (3) of our children who are in higher learning education institutions and the house we live in is not finished, so we are improving on the building slowly from the same profits.
In 2019, I have decided to venture into the production of unique Bible events booklets to be sold to lovers of the word of God. Hence the application for a loan.
The demand for the unique Bible events booklets is high and I have decided to increase the production of booklets in my next loan once it's approved.
The production and sales of the booklets has been very stead and encouraging including the demand from the target groups.
The first 2020 ZIDISHA loan will be used to further increase marginally the same booklets and improve on the cover outlook which needed graphic attention which when done will boost the demand and sales.

Loan Proposal

With the loan, I will purchase and connect an irrigation pipeline on the farm and also procure a generator because we are not connected to the electricity power line.
The farm combi will be repaired through the same loan to enable me carry sufficient farm produce to the open market

Income Source

The weekly loan repayments will be managed from the weekly farm produce van sales. I take different produce including poultry e.g. ducks and village chickens as and when they are ready for the market. There is going to be an obvious increase in volumes of products hence stability assurance to manage repayment

Feedback

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Lenders

Derek Anderson

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Daniel

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petter

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Greg

Yokohama, Japan

Babbitt Family Foundation

Sioux Falls, SD, United States

Olly Ishmael

Aberystwyth, United Kingdom

Vincent Strangio

Pittsburgh, PA, United States

Jan de Wit

Utrecht, Netherlands

Black and White Zebra

Vancouver, Canada

Girolamo Marroccoli

Basel, Switzerland

Remo

Switzerland

Claudius Brasil

United Kingdom

Zimei

United States

JP

Brazil

Noel Hamill

Halifax, Canada

Andrew

United States

Dao Nguyen

austin, United States

Cambium Foundation

Kirkland, United States

Taylor Vaughn

Nashville, United States

alexalexalex

Berlin, Germany

Peter Collins

Darmstadt, Germany

Sla Tyr

Switzerland

Mark Wilco

Columbus, OH, United States

We Not Me

St. Paul, Minnesota, United States

Rory McLaughlin

Dallas, United States

Shervin

San Francisco, United States

Matt Weight

Los Angeles, United States

Ryan Agnew

Australia

Sharon Giardina

Sydney, Australia, Australia

Adam Fraser

Cambridge, United Kingdom

Darren Jeppson

Denver, Colorado, United States

Thereze Ovid

Brooklyn, New York, United States

Carrie

Arlington, MA, United States

Isabella

UK, United Kingdom

Stephan W

Witten, Germany

Jane

Ontario, Canada

Sinan Taifour

Munich, Germany, Germany

Hans Moor

Vorden, Netherlands

Cloudways

Malta, Malta

Vratik Krocik

Prague, Czech Republic

Julia Trigg

United Kingdom

JonasL

Stockholm, Sweden

Craig

Memphis, TN, United States

Carlo Cruz

Cincinnati, OH, United States

Taylor

Memphis, United States

MarktheMormon

Sandy, Utah, United States

MrMichigander

Marquette, United States

Sandi Kaucic

Stow, Ohio, United States

Jennifer Weber

Canandaigua, Ny, United States

Kevin

San Francisco, United States

moursund

Beaver Nation, United States

Richard

Shrewsbury, United Kingdom

Thomas

Basel, Switzerland

Wouter Schoonveld

Amsterdam, Netherlands

Dave Bogard

New York, United States

johnhudson

Washington, DC, United States

Kitty

Hailsham, United Kingdom

Jeroen Decock

Gent, Belgium

Joerg

Velen, Germany

Stefano Bertolo

Luxembourg, Luxembourg

PolarBearCapital

United States

mikeice

Kohler, United States

Matthieu

Switzerland, France

numbat

Perth, Australia

fairspirit

Utrecht, Netherlands

mtnsailor

Harrisonburg, United States

juliemartha

Lake Mary, United States

Sundstroms

Falun, Sweden

Tavin

Ottawa, Canada

helogr53

Abbotsford, Canada

evinpa

United States

Feldborg

Stuttgart, Germany

AB

Alexander Bendzko

Ingolstadt, Germany

S

stroll

Stockholm, Sweden

J

Jeanna

Richmond, United States

C

chrisherron

Chicago, United States

JC

JD Conley

United States

J

jmfaber

Amsterdam, Netherlands

A

AJ

United States

FP

Fred Pratt

United States

E

EJOBIV

United States

IC

Ian Coutts

Chicago, USA, United States

R

Roman

Germany

R

richdullaghan

Encinitas, United States

SF

Snow Family

United States

I

Ian

United Kingdom

PT

Paul T

Amsterdam, Netherlands

M

Melissa

United States

D

Dan

Australia

C

Camm

Australia

B

BSM

France

M

mariamfula

United States

C

CheapThrills

Liminka, Finland

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

S

Sam

United Kingdom

KM

Kristan M

Kenmore, United States

BR

Brian Rickman

United States

BW

Belinda Wang

United States

J

Johanna

Zürich, Austria

R

Ru

New York, United States

B

Beth

United States

DY

Dan Y

Scranton PA, United States

C

cota

United States

F

Frits

Rotterdam, Netherlands

KD

Kent Don

United States

S

sarah

Germany

L

leniwiec

Poznan, Poland

RJ

Robert Jamieson

Vancouver, Canada

EW

Eric West

United States

JM

Jack Marpic

United States

KA

Khaled Asmri

Saudi Arabia

D

Dave

Dropmore, Manitoba, Canada

EA

Eric Ayers

Atlanta, United States

M

mbarbier

United States

M

Mike

Wyncote, United States

AB

Andrew Bake

United States

PZ

Phillip Zink

United States

A

AlexCheng

Seattle, United States

K

Kindra

USA, United States

L

Lucy

Australia

R

Ruoyun

United Kingdom

PR

Priscilla Rathbone

Seattle, Washington, United States

P

PS

United States

GR

Gabe Radovsky

United States

GF

Gammon Family

United States

C

cyrilleberger

Gammalkil, Sweden

M

MaggieK

United States

CE

Christopher Engleright

Stafford, United States

E

erogers

Vancouver, Canada

AN

Alex N

Australia

JM

Joseph Moore

United States

CL

Caleb Liu

United States

DO

Denis Ontiveros

Guildford, United Kingdom

SH

Steven Huntington

London, United Kingdom

E

Eve

Switzerland

NH

Nancy Hull

United States

JT

Joanne Thompson

United Kingdom

NB

Nikolaus Bührer

Karlsruhe, Germany

MD

Mark Dunphy

United States

SB

Sue Bucholz

Sacramento, United States

SR

Sean Rodgers

Wellington, New Zealand

TL

Tao Luo

United States

M

Martin

Switzerland

TO

Thomas O'Neil

United States

JR

James Redka

United States

G

Gabriel

Singapore

J

JonMichael

Winnipeg, Canada

K

Katka

Germany

F

Floris

United States

BS

Brandon S

United States

S

searthsong

Colorado Springs, United States

Show all

Loan Info

Amount requested

$778.00

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  • Jonathan Zulu    Jun 4, 2021

    Yes I am going to engage my lenders to let them know-how the loan results is going to be. I am determined to make a difference with the loan sacrifice from the lenders. Iam looking forward to receive the loan

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  • Joachim Mumba    Jan 6, 2021

    I have talked to Mr Zulu and I advised Him to adjust his payment's and h said all the repayments options which are there he can't afford.so he further said he's making arrangements to pay the whole amount.

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  • Jonathan Zulu    Nov 13, 2020

    Iam not able yet to start paying the full loan repayment amount because I have not resumed the business. I appreciate your understanding on the matter.
    Jonathan Zulu

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  • Jonathan Zulu    Oct 1, 2020

    I'm not doing any income generating business to afford a higher repayment amounts at the moment.

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  • Jonathan Zulu    Aug 12, 2020

    Adjust my loan repayment to the just finished adjusted amount of ZMK101 weekly for the next 5 instalments

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  • Jonathan Zulu    Jul 3, 2020

    Business has been rather slow, once it picks up, i will increase my repayment amount

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  • Chiozya Mwanza    Jul 2, 2020

    Dear Lenders,

    Hello. I spoke with Jonathan today and he explained to me that he is committed to repaying his loan. Thank you.

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  • Chiozya Mwanza    Jun 13, 2020

    Hello Lenders,

    I spoke to Jonathan today and he explained to me that yesterday (12/06/2020) he made two payments of K301, total K602.

    He however mentioned that the amount has not yet been credited to his account. He also mentioned that he tried unsuccessfully to adjust his loan schedule due to a technical glitch.

    He mentioned that though his business was not doing well at the moment due to the COVID-19 pandemic, nevertheless he was optimistic that the situation would normalise in order for him to make prompt repayments. Thank you.

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  • Jesper Kamuhuza    Jun 1, 2020

    Hello dear Lenders,
    Jonathan has been facing delays in collection of rentals from his tenants who have been affected by the Corona Virus. However, please be informed that he is doing everything possible to resume his repayments before end of this week.
    Thank you

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  • Jonathan Zulu    May 5, 2020

    Dear Director
    Iam very ashamed of my failure to service my current loan as per requested schedule due to my tenants failure to pay for the rentals NEVERTHELESS, I'm frantically doing everything possible to get back to where I was. I will communicate with you this Friday of the positive position. Bear with me but I'm pretty sure of coming out of my difficulties and it shall be good business as before.
    FORGIVE ME PLEASE

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  • Jonathan Zulu    Apr 12, 2020

    When my loan was disbursed, I was extremely excited in that the machine that I ever needed so much for the business operations which was on laybye was to be paid for fully ( which it was paid in full ). Then I purchased the materials for printing booklets and went on to purchase requisites to set up finally the car wash business and the biggest and unexpected challenge showed up from the east
    THE CORONA VIRUS ( covid 19 )
    Then Social restrictions
    Then movements restrictions
    Then businesses restrictions
    Then the big one LOCKDOWN

    The whole world should
    STAY AT HOME
    There is no business and everyone should be wearing face masks and keep washing and sanitizing there hands to avoid the virus.
    Now every one is at home and afraid of one another including the things on and with them for fear of contracting the virus. People are told not to be spending money any how for tomorrow situation may be worse.
    Iam now on complete zero business with the ZIDISHA LOAN to be repaid. My tenant is unable to pay rentals because he's at home no salary. From my vegetable garden the people in the neighbourhood have opted to be stealing day and nights instead of buying because they have no money to pay for vegetables.
    NOW instead of being at peace, there is now storms too heavy to carry and contend with.
    My heart desire is to remain faithful with ZIDISHA and to be helpful to others too.
    THIS IS AND REMAIN TO BE A BIG WORRISOME AND SET BACK.
    I NEED TO BE CHEERED UP

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  • Jonathan Zulu    Mar 23, 2020

    Business has come almost to a stop due to the life threatening CORONER VIRUS. The virus has affected people's freedom of movements and hence business and also infected a lot of persons globally. Currently, business is rock bottom

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  • Jonathan Zulu    Mar 5, 2020

    To all my lenders,
    Iam excited with the loan which has been approved for my business usage and is as a result of you people's contributions
    Thank you so much for your generosity.
    With this loan I will open the new business of car wash, to buy equipments and car washing materials and pay for water connection
    I have not abandoned the production of unique Bible events booklets at all, additionally, I will purchase the materials and pay for the book binding machine to easy the work.
    Many thanks once again for you lenders. May God bless you dearly

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  • Jonathan Zulu    Feb 4, 2020

    The administration office communicated with me that, if I pay off the loan balance before the 4th February 2020 the loan limit amount assured was slightly more than what has been communicated to me and I have already confirmed my commitment to use the loan and pay back according to the tabulation although the amount is not as promised
    My final repayment was paid on the 3rd February which was before the 4th February. I panicked to beat the deadline communicated in order to be considered on a slightly higher loan than what I'm already told that it's approved which on its own is welcome and Iam waiting for it.

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  • Jonathan Zulu    Feb 4, 2020

    I'm grateful to all my lenders for being there for me. The lenders participation in my life affairs has made me feel I'm not alone in life. They have given me a purpose driven life because they are in my boat.
    Iam also notifying them that I have finished repaying the loan.
    With the loan obtained, I was able to increase the booklets production and I managed to employ one energetic young man who is now helping me with the work. In addition, I made some payment towards the procurement of the book pressing equipment. The loan limit restricted the amounts to be paid. I can't progress at the faster rate. But that is clearly understood. I hope to be considered on the special loan arrangement.
    Hey! I'm joyful old young man saying thank you so very much to all my wonderful lenders. How I wish to meet with you personally. May the favour of the Lord Jesus Christ locate you and bless you

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  • Jonathan Zulu    Feb 3, 2020

    Greetings to all my lenders
    This post acknowledges to my lenders that the money you released for the purpose of helping me was actually given to me and I received the money which was wholly used to pay towards the procurement of the book pressing equipment. I still have the balance to be paid towards the same. God is loving and faithful to do all that He promises. Thank God that, the amount owing towards the purchase of the equipment is now less than half.
    I have just sent my final repayment on the loan that I got.
    Thank you so very much for your generosity. May God hear and answer you when you call on Him. He is your Father.
    Lastly, I want to say that I am ready for the next loan which I hope will be considered urgently to enable me get into the production process of the Unique bible events booklets.
    Yours loving

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  • Jonathan Zulu    Jan 5, 2020

    Hi my lenders
    I gracefully thank you for your generosity of being part of my success journey to which you are the main fuel taking me there.
    The approved loan will be used to produce slightly more booklets of the unique Bible events whose demand keep increasing. Your gesture has given me an amazing assurance of reaching the set goal in the nearest future.

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  • Jonathan Zulu    Jan 1, 2020

    Kindly re-visit the credit risk component is too high and it has been giving me some headaches on the execution of the last loan repayment amounts.
    How is the management of the credit risk money

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  • Jonathan Zulu    Jan 1, 2020

    The loan which I have completed repayment was used mainly to come back on the business after having experienced a loss through the theft of booklets and the money which was at hand. That goal was achieved successfully hence the quick application lodge to catchup with the business and I hope to be considered if possible within a shortest time.........please.
    Iam RUNNING

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  • Jonathan Zulu    Dec 18, 2019

    I would like to registered my appreciation to all my loan lenders and hereby informing them that I received my loan and have since bought the materials that were required for the production of booklets.
    Before I conclude, I would like to further encourage the money lenders that they should not give up the spirit of mercy helping the vulnerable persons who need their help financially for their helps is never ever in vain.
    On behalf of all the beneficiaries, I thank all the lenders for their being so considerate by lending to us through Zidisha. We are very thankful to you all May God remember you and grant you the DESIRES of your heart.

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