Farming including utilizing idle land

Joseph

Engeneer, Kenya

100% repaid

Entrepreneur

Name

Joseph

Member since

August 2015

On-time repayments

217 installments  •  53%

About Me

raising a family was a great chore for my father,earning a meagre salary anyway he had to make end meet.growing up on the village was a bit challenging having to balance school and assigned farming duties at home.however the experience was exciting, to us and we all grew up thanks be to God.now with challenge of child upbringing I do need to work extra hard to make both end meet thanks to Zidisha for financial assistance.indeed Zidisha is changing lives for the better.

My Business

BUSINESS
Kinagop is endowed with good climate where crops do very well. We grow a variety of crops with the help of my wife. Mostly we grow Irish potatoes, cabbages and carrots. We also have 2 dairy cows which do very well in this area. On average the cow produce 14kg of milk per day which we use at least 2kg for home consumption and the surplus we sell to Tulaga Farmers Co-operative Society Ltd. On average we earn U.S.D 100 per month which we use U.S.D 70 for our monthly expenses and save the rest. In most of the cases we sell potatoes and cabbage after 3 months making an average income of U.S.D 150 after expenses.with this income I can comfortably repay Zidisha loan.

Loan Proposal

LOAN PROPOSAL
I have an idle land which is in my farm and am intending to till the land using this funds. The cost of tillage of this ½ acre land is U.S.D 30. The rest of he money will buy D.A.P Fertilizer. I intend to plant Irish potatoes which does well especially this short rains season. During his season its favoured by good prices during January, February dry spell.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Aug 9, 2015

Repayment status

On Time

Projected term

9 months

Lenders

Paul Buchheit

Mountain View, United States

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