Feeding programme and purchase of textbooks

Julius Nyandega

Kayole, Kenya

39% repaid

Entrepreneur

Name

Julius Nyandega

Member since

March 2014

On-time repayments

184 installments  •  29%

About Me

Am Julius Ouma Nyandega I come from Homabay county ,Rachounyo north district,east karachuonyo division, Rambira location,kamser sub location kanyango village.Am a teacher by profession Diploma level.I started the school business with a goal of changing life of orphans and vulnerable pupils through quality education and getting some funds for my survival. Have purchased text books, desk and some households since I started. We have also enabled some disadvantaged families to access primary and secondary education. My hobbies is reading novel and watching football.

My Business

The services my school offers is quality education to our pupils. There is demand for our services because we offer quality to our customers and in addition to that, we are currently supporting twenty vulnerable and orphans children's at no cost. My customers prefer our services because, they trust service delivery rendered to their pupils compared to our competitors.In 2008 when the vision of helping vulnerable and orphaned children access education was conceived, with an aim to promote millennium goal 2 which promotes primary education for all children, there was an inner drive that could be seen in terms of effort. This saw the birth of St. Francis Progressive Learners Centre. The center began with 5 children and has grown to current 212 children within the age bracket 3 years to 15 years. The center is driven by a passion for compassion and holistic child care for Child in Especially Difficult Circumstance (CDC), Child in Need of Special Care and Protection (CNSCP), Orphaned and Vulnerable Child. My business is more profitable because we have a total of 212 pupils and only 20 pupils are supported at no cost, hence there is surety of repaying the loan perfectly. Our customers are just members of the community, currently we have 212 pupils. I will use the loan to buy more textbooks that will help reduce our textbook to pupil ratio from 1:4 to 1:2.I will also use the loan to expand our feeding programme. We expect to admit more pupils after this is achieved. My monthly collection is 2344USD and my expense per month is USD1704.I use my profit to re invest,home improvement and support orphans and vulnerable children's

Loan Proposal

I will use the loan to purchase textbooks of Maths,Science,English and Life skills costing $705 and purchase 20kg of beans, 20kg of maize, 30kg of rice and 50kg of maize flour costing $352 to expand my feeding programme.The benefit will be improved academic performance by pupils,Improved admission of pupils as a result of good performance,More profit from the expanded feeding programme hence more support of orphans and vulnerable child because is it from this profit that we support them at no cost.I expect to make a profit of $104 per month.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,049.58

Date disbursed

Jan 4, 2015

Repayment status

Late

Projected term

35 months

Cost to entrepreneur

Lender interest: $1,049.58 at 4.11% annual rate over 35 months = $125.27

Service fee: $112.63

Lenders

T

tatts2000

melbourne, Australia

Veronika

victoria, Canada

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SovTempest

Toronto, Canada

malcolm D

grants pass, United States

C

Catolas

Kelowna, Canada

D

drakekids

Greensboro, United States

S

Spassmacher

46244 Bottrop, Germany

ken701

Lede, Belgium

Y

yop324

Ottawa, Canada

P

Philippe

Adliswil, Switzerland

bdm4a

San Fransisco, United States

W

Witlof

Tsukuba, Japan

Dwhittingslow

Saint Simons Island, Ga, United States

T

TobyKenobi

Syracuse, United States

KaraM

Somerville, United States

A

adwatson

Milan, MI, United States

BelleStarr

Albuquerque, United States

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KakkoiiCali

Anaheim, United States

D

dhedmonds

Toronto, Canada

D

DrFeelGOOD

San Jose, United States

K

Kubicek

Baton Rouge, United States

S Flower

Australia

J

Jmay2133

Fremont, United States

Joellen

Boulder, United States

C

CavLender

Charlottesville, United States

E

Ehaffey

Washington D.C., United States

L

lmuenchen

Munich, Germany

U

uBaJ41

Afton, United States

A

andyfletcher

I want my "My loans" page back, Qatar

C

ColinPlatt

Montgomery Village, United States

DHixenbaugh

Seattle, United States

L

lumlum

Renens, Switzerland

B

Bpryse

Long beach, United States

I

ideerge

Mountain View, United States

EHTHighSchool

Egg Harbor Township, United States

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snowlilly

Sanford, United States

Tilius

Oslo, Norway

C

CanadianBiker

Peterborough, Canada

J

Jdoyle

Kitchener, Canada

Tuomas

Helsinki, Finland

Silver

Steiermark, Austria

Straetman

Kaarst, Germany

boggsi

London, United Kingdom

A

alender

Antwerp, Belgium

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golivera

Lima, Peru

J

jozua

Delft, Netherlands

K

Kerkeslager

Richmond, United States

A

AlethiaLtd

Carlisle, United Kingdom

traciyoshiyama

Honolulu, United States

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argentpepper

Boston, United States

W

world

Kansas City, United States

B

bizarresmom

Willowick, United States

AndreaBravi

London, UK, Canada

A

anti-dot

London, United Kingdom

W

Withnail

Reading, United Kingdom

Godsglory1

Santa Cruz, United States

bluetree

Mountain View, United States

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louisela

Eugene, Oregon, United States

Hakayati

Dublin, Ireland

J

Jemilla

London, United Kingdom

Jurjen

Amsterdam, Netherlands

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jrtregurtha

Ridgefield, United States

joselvelez

Dallas, United States

F

flowerbells

Portland, Oregon, United States

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gt2016c

Birchgrove, Australia

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searthsong

Colorado Springs, United States

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IngeH

Muehlheim, Germany

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noah695

Salt Lake City, United States

Tjitser

The Hague, Netherlands

A

AJCortens

Boise, ID, United States

C

ComixAttic

Detroit, United States

H

Hynek

Brussels, Belgium

T

TopUp

Toronto, Canada

C

chelseab

Oklahoma City, United States

J

jjcharlie

chicago, United States

H

Houdini314

Elwood, United States

ZlataRoy

Cheltenham, United Kingdom

F

FaaThailand

Bangkok, Thailand

MichaelDean

San Jose, United States

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anonymus

Moon, United States

TOTEMonline

Muscat, Oman

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giaco

madrid, Spain

A

Aloha

Cologne, Germany

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zemaj

Sydney, Australia

M

markj

Camberwell, Australia

J

juhan6811

East Point, United States

J

Jacquinta

London, United Kingdom

T

TheAwakenOne

Sydney, Australia

yeahboi78

Alexandria,LA, United States

M

mpeters

New York, United States

Zidisha

Sterling, United States

K

kathy207

South Portland, United States

SteveW

Birmingham, United States

A

aliasadsj

Queens, NY, United States

sebastienrosa

Quebec, Canada

K

Kristina

Christchurch, New Zealand

S

Shorty

London, United Kingdom

Y

YoUSA11

Sylvania, United States

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Steveandson

Arlington, United States

A

ashtanga99

Newport, United States

R

ryano

New Westminster, Canada

G

GLWall

Iowa, United States

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lped759

Saint Paul, United States

Foxjam

St. Paul, United States

K

kipwhite

California, United States

P

Piccolo

London, United Kingdom

M

Marianne

London, United Kingdom

DaveinPerth

Perth, Australia

K

kingmark1

Calgary, Canada

A

ante1

trosa, Sweden

BJ

Brandon Joz

North Carolina, United States

M

MarleyZiggy

Colorado, United States

E

eljama

Chapel Hill, United States

SP

Steve Picchione

Lake Elsinore, United States

J

John

Newbury Park, CA, United States

J

jgrauel

Zurich, Switzerland

RochelleSpencer

New York, United States

T

theshots

Vancouver, Canada

N

nanning

Baltasound, United Kingdom

N

ningli

Charlotte, NC, United States

Aggul

London, United Kingdom

W

woodleycw

Ottawa Ontario, Canada

S

SweAus

Adelaide, Australia

A

Angela

Heide, Germany

M

mikecook

San Francisco, California, United States

Jeff and Marcie

Portland, OR, United States

S

Southernyank

CHAPEL HILL, United States

4

42Theo

London, United Kingdom

E

Elisa

Espoo, Finland

queenjord

edmond, United States

M

mrhanky1

melbourne, Australia

jk1234

Pinellas Park, United States

S

sourabhj

Sydney, Australia

G

gregoryhk

San Francisco, United States

N

NancyG

Victoria, Canada

B

BigLender

Austin, TX, United States

T

tlingf

San Francisco, United States

C

Carol

Ripon, United States

jmsquared

Seattle, United States

RockinRobin

Centennial CO, United States

S

Sherry

Cold Spring, United States

R

Rossman

Poland, United States

B

BluckeyeFan

Columbus, United States

J

JNale

Reedsville, PA, United States

B

Becmo

Brisbane, Australia

C

CrazyCanuck

Nepean, Canada

C

chrita446

Nashville, United States

MichaelR

Los Angeles, United States

J

JayJay

Cleveland, United States

C

CheesemanDan

Shanghai, China

A

Alicee

Munich, Germany

D

danny

Karlsruhe, Germany

C

chasingtheskies

Palmdale, United States

R

RuthL

Ascot, United Kingdom

V

valeriesolanas

Stamford, United States

C

Corrino

Sofia, Bulgaria

M

matts

New York, United States

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LiquidH

Elmhurst, United States

Krtecek

Balzers, Liechtenstein

Crestwood

Hamburg, Germany

P

proby24

Singapore, Singapore

G

gabarone

Rochester, United States

K

Kibbleni

Madison, United States

B

bobabrown

Canton, CT, United States

S

Siegerman1

Portland, United States

A

Alsyf

Sydney, Australia

Raymondo

Dublin, Ireland

J

jipi9000

Vantaa, Finland

phytoplankton

United States

aprilroses

Round Lake Beach, United States

C

cmubiggguy

Chapin, SC, United States

J

jared4

parowan, United States

simonvikstrom

Drottningholm, Sweden

T

tmsaddress

Orlando, Florida, United States

Bobrm2k3

Charleston, United States

A

Andrii

Kiev, Ukraine

S

samthewill

Winterthur, Switzerland

A

abbasm

United States

Pankratio

EastVan, Canada

M

mjgoldsmith

United States

K

Keith

Luxembourg

KM

Kirsty M

United Kingdom

Dominik Wagner

Karlsruhe, Germany

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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