Fees for my masters degree program

Judy Karambu

Chogoria, Kenya

100% repaid

Entrepreneur

Name

Judy Karambu

Member since

April 2014

On-time repayments

207 installments  •  65%

About Me

I am Judy Karambu. I am 29 years old and married with two lovely daughters. I live in Chogoria, located in the eastern part of Kenya. I am a graduate with a degree in nursing. I am currently working as a tutor at nursing college with very little income that cannot sustain my family fully. I intend to do my master's, hence the reason for my enterprenuship. My business generates income to support my family and savings for my master's education.

I am motivated by the fact that I have to make my life and those of my children better. I juggle my time as a tutor and a businesswoman. I have just enrolled for my master's of science in nursing education and I am hoping I will manage to push through, since I believe in investing in education. I look forward to receiving your support, as you have always done in the past.

My Business

I have been selling handbags since May of last year. I started the business to supplement my meagre salary as a tutor. The initial capital invested in the business was $232 and I buy the bags from Nairobi's Gikomba and Kariokor markets. At first most of my customers were colleagues and neighbours; however, my clientele has increased because of referrals.

My intentions are to expand my business to include secondhand clothes and shoes. I want to make my business grow to a big boutique where my customers can find everything under one roof.

My business has now picked up. I have added an M-Pesa [mobile money transfer] agent, and I am now selling clothes and shoes and I still want to expand and open another subbranch in a nearby market in order to raise more income to help me in my master's which I have just started. Thanks in advance.

Loan Proposal

Thanks for your continued support.I am applying for this loan in order to open a new branch of my shop in another nearby shopping center.This will help me capture more sales in order to raise my fees for the masters program which i have enrolled.I believe investing in education and career development hence the reason why i chose to do Masters of science in nursing education at Kenya Methodist university.I look forward to receiving full funding of the loan to enable me equip my new branch with enough stock to capture the growing demand of customers in the shopping center,i will repay my loan weekly as scheduled and i will adhere to the terms and conditions.
Thanks in advance and be blessed all.

Show original English  

About Me

I am Judy Karambu. I am 32 years and married with two lovely daughters.I live in Chogoria located in the eastern part of Kenya. I am a graduate with a degree in nursing. Am currently working as a tutor at Nursing college with very little income that can not sustain my family fully.I intend to do my masters hence the reason for my enterprenuship.my business generates income for my family support and savings for my masters education. I am motivated by the fact that I have to make my life and those of my children better. I juggle my time as a tutor and as a business woman.I have just enrolled for my masters of science in nursing education and i am hoping i will manage to push through since i believe in investing in education.i look forward to receiving your support as you have always done in the past.Be blessed

My Business

I have been selling handbags since may last year. I started the business to supplement my meagre salary as a tutor. The initial capital invested in the business was $232 and I buy the bags from Nairobi's Gikomba and Kariokor markets. At first most of my customers were colleagues and neighbours however,my clientele has increased because of referrals. My intentions are to expand my business to include second clothes and shoes. I want to make my business grow my business to a big boutique where my customers can find everything under one roof.my business has now picked.i have added mpesa agent,now selling clothes and shoes and i still want to expand and open another subbranch in a nearby market in order to raise more income to help me in my masters which i have just started.Thanks in adavnce.

Loan Proposal

Thanks for your continued support.I am applying for this loan in order to open a new branch of my shop in another nearby shopping center.This will help me capture more sales in order to raise my fees for the masters program which i have enrolled.I believe investing in education and career development hence the reason why i chose to do Masters of science in nursing education at Kenya Methodist university.I look forward to receiving full funding of the loan to enable me equip my new branch with enough stock to capture the growing demand of customers in the shopping center,i will repay my loan weekly as scheduled and i will adhere to the terms and conditions.
Thanks in advance and be blessed all.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$366.23

Date disbursed

Jul 21, 2015

Repayment status

On Time

Projected term

4 months

Cost to entrepreneur

Service fee: $14.75

Lenders

Daniel

Brussels, Belgium

mbunifu

San Jose, United States

D

drakekids

Greensboro, United States

jesuisneil

MATTESON, United States

S

SusanP

Muscat, Oman

C

ComixAttic

Detroit, United States

H

Hynek

Brussels, Belgium

R

rcmssr

Woodbury, United States

Nathaniel

Copenhagen, Denmark

J

Jacquinta

London, United Kingdom

R

Roman

Barcelona, Spain

Pere

Barcelona, Spain

Zidisha

Sterling, United States

A

aliasadsj

Queens, NY, United States

sebastienrosa

Quebec, Canada

T

ToddK

Indianapolis, IN, USA, United States

B

BRTHVL

Hendersonville, United States

Kate4Good

Washington, United States

C

cjmenchaca

Austin, United States

K

kipwhite

California, United States

BJ

Brandon Joz

North Carolina, United States

Jeff and Marcie

Portland, OR, United States

J

jjiffer

Seattle, United States

C

CheesemanDan

Shanghai, China

P

proby24

Singapore, Singapore

T

tmsaddress

Orlando, Florida, United States

nelson637

Greenbrae, California, United States

F

farwest

Alamo, United States

E

Ethan

Middleburg, United States

M

missjoyy

Munich, Germany

S

suzerain

Kuala Lumpur, Malaysia

andreasol

Bielefeld, Germany

G

glomardor

Leonardtown, United States

R

robandcasey

JOHNS ISLAND, United States

S

Sabine

Courtenay, Canada

E

EnhanceLife

Heber City, United States

S

samuk

Nottingham, United Kingdom

B

BClay

Campbell, United States

M

MaxwellStout

Austin, United States

ads68

Melbourne, Australia

O

Oktober

North Kingstown, United States

dhulsterwim

LIER, Belgium

D

djschin

Heber City, United States

T

Tui1974

nuenen, Netherlands

HMS_5th_Grade

Honolulu, United States

D

dannimw

Victoria BC, United Kingdom

chadgibbs

Loveliest Village, United States

G

Gwencalon

Garching b. Muenchen, Germany

N

nba1999

Beijing, China

N

Neveda

Flagstaff, United States

U

UTLonghorn

Lincoln, United States

J

jasonandvachi

Renton, United States

K

Krish

Dubai, United Arab Emirates

paulclinton

malaga, Spain

S

sarapho

Hawkestone, Canada

J

Justicar007

Longueuil, Canada

KeenanT

Turner, OR, United States

P

Pavane

Kungsbacka, Sweden

N

NickLuder

London, United Kingdom

W

WidoStar

Bad Karlshafen, Germany

dmirpuri

Bangkok, Thailand

G

Galbania

Toowoomba, Australia

G

Goetterbote79

Neuhausen, Germany

J

johneaton

Ludlow, MA, United States

Z

zidishan

Trifouillis, France

H

happytrailsjpd

South Bend, United States

L

liseman

United States

T

thegreek1020

San Jose, United States

P

Peaches

United States

J

Jonas

Linköping, Sweden

I

ianmc

United States

jonnyhj

Stockholm, Sweden

Paul Buchheit

Mountain View, United States

J

jenda

Czech Republic

Brooklyn

Brooklyn, United States

H

harry159

United States

mepster

San Francisco, Ca, United States

L

luckiestmonkey

United States

Grant Xavier Storer

Seattle, Wa, United States

G

Gfunkey

United States

N

Nicolaas

Doha, Qatar

A

adamdreaming

United States

I

ipartola

United States

Martin Ward

Leicester, United Kingdom

Haim Si

Mexico, Mexico

Dave Bogard

New York, United States

S

Steve

United States

Wendy

Los Angeles, United States

Francoise Kuenzi

Neuchâtel, Switzerland

Carla

Amsterdam, Netherlands

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