Entrepreneur
Name
Judy
Member since
April 2014
On-time repayments
207 installments • 65%
About Me
I am Judy Karambu. I am 29 years old and married with two lovely daughters. I live in Chogoria, located in the eastern part of Kenya. I am a graduate with a degree in nursing. I am currently working as a tutor at nursing college with very little income that cannot sustain my family fully. I intend to do my master's, hence the reason for my enterprenuship. My business generates income to support my family and savings for my master's education.
I am motivated by the fact that I have to make my life and those of my children better. I juggle my time as a tutor and a businesswoman. I have just enrolled for my master's of science in nursing education and I am hoping I will manage to push through, since I believe in investing in education. I look forward to receiving your support, as you have always done in the past.
My Business
I have been selling handbags since May of last year. I started the business to supplement my meagre salary as a tutor. The initial capital invested in the business was $232 and I buy the bags from Nairobi's Gikomba and Kariokor markets. At first most of my customers were colleagues and neighbours; however, my clientele has increased because of referrals.
My intentions are to expand my business to include secondhand clothes and shoes. I want to make my business grow to a big boutique where my customers can find everything under one roof.
My business has now picked up. I have added an M-Pesa [mobile money transfer] agent, and I am now selling clothes and shoes and I still want to expand and open another subbranch in a nearby market in order to raise more income to help me in my master's which I have just started. Thanks in advance.
Loan Proposal
Thanks for your continued support.I am applying for this loan in order to open a new branch of my shop in another nearby shopping center.This will help me capture more sales in order to raise my fees for the masters program which i have enrolled.I believe investing in education and career development hence the reason why i chose to do Masters of science in nursing education at Kenya Methodist university.I look forward to receiving full funding of the loan to enable me equip my new branch with enough stock to capture the growing demand of customers in the shopping center,i will repay my loan weekly as scheduled and i will adhere to the terms and conditions.
Thanks in advance and be blessed all.
About Me
I am Judy Karambu. I am 32 years and married with two lovely daughters.I live in Chogoria located in the eastern part of Kenya. I am a graduate with a degree in nursing. Am currently working as a tutor at Nursing college with very little income that can not sustain my family fully.I intend to do my masters hence the reason for my enterprenuship.my business generates income for my family support and savings for my masters education. I am motivated by the fact that I have to make my life and those of my children better. I juggle my time as a tutor and as a business woman.I have just enrolled for my masters of science in nursing education and i am hoping i will manage to push through since i believe in investing in education.i look forward to receiving your support as you have always done in the past.Be blessed
My Business
I have been selling handbags since may last year. I started the business to supplement my meagre salary as a tutor. The initial capital invested in the business was $232 and I buy the bags from Nairobi's Gikomba and Kariokor markets. At first most of my customers were colleagues and neighbours however,my clientele has increased because of referrals. My intentions are to expand my business to include second clothes and shoes. I want to make my business grow my business to a big boutique where my customers can find everything under one roof.my business has now picked.i have added mpesa agent,now selling clothes and shoes and i still want to expand and open another subbranch in a nearby market in order to raise more income to help me in my masters which i have just started.Thanks in adavnce.
Loan Proposal
Thanks for your continued support.I am applying for this loan in order to open a new branch of my shop in another nearby shopping center.This will help me capture more sales in order to raise my fees for the masters program which i have enrolled.I believe investing in education and career development hence the reason why i chose to do Masters of science in nursing education at Kenya Methodist university.I look forward to receiving full funding of the loan to enable me equip my new branch with enough stock to capture the growing demand of customers in the shopping center,i will repay my loan weekly as scheduled and i will adhere to the terms and conditions.
Thanks in advance and be blessed all.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$368.00
Date disbursed
Jul 21, 2015
Repayment status
On Time
Projected term
4 months
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Summary
Amount repaid
$384.54
Amount remaining
$0.00
Date repaid
Dec 12, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 2, 2015 | $27.84 | Aug 3, 2015 | $27.84 |
| Aug 9, 2015 | $10.31 | Aug 11, 2015 | $10.31 |
| Aug 16, 2015 | $10.31 | Aug 15, 2015 | $10.31 |
| Aug 23, 2015 | $10.31 | Aug 23, 2015 | $10.31 |
| Aug 30, 2015 | $30.93 | Aug 30, 2015 | $30.93 |
| Sep 6, 2015 | $0.00 | ||
| Sep 13, 2015 | $20.62 | Sep 27, 2015 | $20.62 |
| Sep 20, 2015 | $20.62 | Sep 27, 2015 | $20.62 |
| Sep 27, 2015 | $20.62 | Sep 27, 2015 | $20.62 |
| Oct 4, 2015 | $20.62 | Oct 4, 2015 | $20.62 |
| Oct 11, 2015 | $20.62 | Oct 11, 2015 | $20.62 |
| Oct 18, 2015 | $20.62 | Nov 8, 2015 | $20.62 |
| Oct 25, 2015 | $20.62 | Nov 8, 2015 | $20.62 |
| Nov 1, 2015 | $20.62 | Nov 8, 2015 | $20.62 |
| Nov 8, 2015 | $20.62 | Nov 13, 2015 | $20.62 |
| Nov 15, 2015 | $20.62 | Nov 18, 2015 | $20.62 |
| Nov 22, 2015 | $20.62 | Nov 26, 2015 | $20.62 |
| Nov 29, 2015 | $20.62 | Dec 8, 2015 | $20.62 |
| Dec 6, 2015 | $20.62 | Dec 8, 2015 | $20.62 |
| Dec 13, 2015 | $26.80 | Dec 12, 2015 | $26.80 |
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