Fertilisers for my plants to grow better

Osward

Kitwe, Zambia

100% repaid

Entrepreneur

Name

Osward

Member since

November 2020

On-time repayments

27 installments  •  37%

About Me

i would like to introduce myself as Oward Chilufya and i am 20 year old young emerging farmer based in kitwe,zambia. I went to Twashuka primary school where i did my education and finished school. I was supposed to go college this year but school fees have been so high and with corona virus this year jobs have been very hard to find. So thats how i started my own business of agriculture, food is on demand. My late father was a farmer so i picked up some experience from him.

My Business

I am a young emerging farmer and i am a member of the Young Emerging Farmers in Zambia, what made me start farming was interest and also its a good business opportunity for a lot of people in my country. A long time ago farming was looked at like its for old people but things now have changed . A lot of young people have joined and am one of them, i grow vegetables ,tomatoes,onions,green paper, sugar canes and okra which i sell to the market. I have cost only in fertilisers and pesticides and also transport sometimes.The profits from my business i keep for college fees.

Loan Proposal

i hereby want to apply for a loan to help me buy fertilisers for my farm. I am a young emerging farmer and i plant different things at a farm that am renting like tomatoes,vegetables, onions and sugar canes. Therefore i will the money to buy fertilisers so that i can harvest a good produce in quality and in quantity. The profit i will get from this business i will keep some money for my college fees and i will also use part of the profit to buy food.

Income Source

when my business faces risks in the economy i can still find other option to make money and repay the loan. I have a class C drivers licence which i have used before to make money by operating a family car as a taxi. But again i feel that what i plant and sell is highly on demand. People will not survive without eating so they need food everyday. As a result i am able to sell everyday and make money and repay my loan.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Dec 15, 2020

Repayment status

On Time

Projected term

2 months

Lenders

AltruisticSelfishnes

Chicago, United States

Jason

Auckland, New Zealand

C

Camm

Australia

GF

Gammon Family

United States

Black and White Zebra

Vancouver, Canada

Utahna

United States

T

Thijs

Netherlands

T

Timo

Germany

Bharat

Princeton, United States

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  • Ketty    Aug 5, 2021

    Dear lenders,

    Osward plans to repay his loan next week. Thank you.

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  • Osward    Apr 19, 2021

    Dear lenders,I have had challenges in my business because of corona virus.However am committed to finish paying for my loan.

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  • Muswangeli Tongo    Mar 8, 2021

    I have spoken to Oswald he will repay next week.Thank my lender for your patience.

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  • Osward    Feb 13, 2021

    I would really like to express my thanks for this loan. I have received K3,222 and I plan to buy Urea fertiliser to apply in my maize field so that it can grow better, thank you.

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  • Osward    Feb 12, 2021

    This is to say thank you to all my wonderful lenders. With this loan i will buy Urea fertiliser to apply in my maize because it has reached the stage where I need to apply. i need 6 bags of top dressing. I expect my harvest to improve and so my earnings also. I thank you all.

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  • Osward    Feb 12, 2021

    I thank you all my lenders and i want to say that the loan you gave me has helped me very much. I bought insecticides which i have been using on my farm especially in maize and its growing well. I hope to harvest better than before and make more profit.

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  • Osward    Jan 21, 2021

    i thank my lenders i received 2,072 ZMW and I will use the loan to buy insecticides for my farm.

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  • Osward    Jan 20, 2021

    I would like to thank all my lenders for funding my loan. I have planted tomatoes, onion , maize but there are pests around the farm areas which may destroy crops so this loan will help me prevent these pests by buying pesticides.

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  • Osward    Jan 18, 2021

    I purchased fertilisers for my farm , that is D-compund and Urea. These fertilsers i have applied on my plants on my vegetables and they are growing better. The profit will go up as I sell because will be improved.thanks to all my lenders.

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  • Osward    Dec 27, 2020

    I thank my lenders with the loan I bought fertilsers for my plants. I have it on tomatoes, onion and vegetables and am expecting good results when I start harvesting soon.

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  • Osward    Dec 16, 2020

    I sincerely thank all my lenders and i will use the loan for my buying farming needs. Thanks

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  • Osward    Dec 13, 2020

    My sincere thanks to all lenders. This loan will help me buy things i need in my farming business like fertilsers and insecticides

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