Adding variety of cereals in my store to satisfy need
Pst.paul
Kiptagwanyi-, Kenya
61% repaid
Entrepreneur
Name
Pst.paul
Member since
May 2012
On-time repayments
184 installments • 29%
About Me
am a husband of one wife who is a business women. i have three children who is schooling. am a pastor at kiptagwanyi A I C church where i preach every Sunday also am a business man in the area. kiptagwanyi is about 43 kilometer from nakuru i live in the church compound with my family because it is the rule of the church but i have a store in kiptagwanyi center where i kept my cereal and also is where i oparete a cereal store when i am not in the church service and when i am in the service i have an employee in the business and because i have a motorcycle when a costumer want to sell his or her cereal she or he called my employed person and he go and pick it to a farmer
My Business
my business entail in cereal when i am not in the church service i buy maize and beans in my store and when i am in the service my wife and my employed person is in the store. there is time when the drought in area is very high my church buy this food to give disadvantage family in the area so i make it easier for the worshiper in my church to get the cereal in my store to donate to the family in the area and when there is no drought in the area i sell to the other diocese where there is drought , the main challenge is lack of finances to have more stock in my store to cater for demand of my product for the customer sometime i sell every bag in my store but and because of my customers and the need of my product my wife even travel to the place where there is plenty of cereal to buy there and sometime i travel when i am in leave..being a pastor i have some time give the old one the cereal when i see or hear that the person have problem like in his or her home,i give it free.
Loan Proposal
thank you lenders for the opportunity to get a third loan at zidisha micro-finance,the last loan made my business profitable and i was able to help my family with their home need.in this loan i will add variety of grain to cater for higher number of demand for my customers.i will import from other area like kisii county, figer millet,10 bags of 90kg so that my customers and their children get porridge as many people prefer it in the morning,this 10 bag will cost 60.000 as every bag cost 5000 ksh,also a want to import groundnut from that area ,10 bag will make a good profit in this area,this will cost me 80,000 as every bag cost me 8000 each not including transport cost,also i want to import sweet potatoes as many people in this area demand to have for the breakfast,it will cost me 30,000.the remainder, i will use in saving in my account for the benefit of my children future.in this way i will be able to serve my customers with quality and quantity of food and also my family.thanks
Feedback
Positive
10
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,930.00
Date disbursed
Apr 14, 2015
Repayment status
Late
Projected term
38 months
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Summary
Amount repaid
$1,243.89
Amount remaining
$785.12
Expected completion
Jul 1, 2018
Status
Repaying late
Installment amount
$11.11
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 26, 2015 | $75.14 | May 18, 2015 | $75.14 |
| May 3, 2015 | $75.14 | May 18, 2015 | $75.14 |
| May 10, 2015 | $71.93 | May 18, 2015 | $71.93 |
| May 17, 2015 | $0.00 | ||
| May 24, 2015 | $11.11 | May 24, 2015 | $11.11 |
| May 31, 2015 | $11.11 | May 31, 2015 | $11.11 |
| Jun 7, 2015 | $11.11 | Jun 8, 2015 | $11.11 |
| Jun 14, 2015 | $11.11 | Jun 13, 2015 | $11.11 |
| Jun 21, 2015 | $11.11 | Jun 20, 2015 | $11.11 |
| Jun 28, 2015 | $11.11 | Jun 27, 2015 | $11.11 |
| Jul 5, 2015 | $11.11 | Jul 5, 2015 | $11.11 |
| Jul 12, 2015 | $11.11 | Jul 12, 2015 | $11.11 |
| Jul 19, 2015 | $11.11 | Jul 20, 2015 | $11.11 |
| Jul 26, 2015 | $11.11 | Jul 27, 2015 | $11.11 |
| Aug 2, 2015 | $11.11 | Aug 4, 2015 | $11.11 |
| Aug 9, 2015 | $11.11 | Aug 8, 2015 | $11.11 |
| Aug 16, 2015 | $11.11 | Aug 15, 2015 | $11.11 |
| Aug 23, 2015 | $11.11 | Aug 25, 2015 | $11.11 |
| Aug 30, 2015 | $11.11 | Sep 1, 2015 | $11.11 |
| Sep 6, 2015 | $11.11 | Sep 8, 2015 | $11.11 |
| Sep 13, 2015 | $11.11 | Sep 17, 2015 | $11.11 |
| Sep 20, 2015 | $11.11 | Sep 29, 2015 | $11.11 |
| Sep 27, 2015 | $11.11 | Sep 29, 2015 | $11.11 |
| Oct 4, 2015 | $11.11 | Oct 13, 2015 | $11.11 |
| Oct 11, 2015 | $11.11 | Oct 13, 2015 | $11.11 |
| Oct 18, 2015 | $11.11 | Oct 25, 2015 | $11.11 |
| Oct 25, 2015 | $11.11 | Oct 25, 2015 | $11.11 |
| Nov 1, 2015 | $11.11 | Nov 23, 2015 | $11.11 |
| Nov 8, 2015 | $11.11 | Nov 23, 2015 | $11.11 |
| Nov 15, 2015 | $11.11 | Nov 23, 2015 | $5.56 |
| Dec 1, 2015 | $5.56 | ||
| Nov 22, 2015 | $11.11 | Dec 1, 2015 | $11.11 |
| Nov 29, 2015 | $11.11 | Dec 23, 2015 | $11.11 |
| Dec 6, 2015 | $11.11 | Dec 23, 2015 | $11.11 |
| Dec 13, 2015 | $11.11 | Dec 23, 2015 | $11.11 |
| Dec 20, 2015 | $11.11 | Dec 23, 2015 | $11.11 |
| Dec 27, 2015 | $11.11 | Jan 20, 2016 | $11.11 |
| Jan 3, 2016 | $11.11 | Jan 20, 2016 | $11.11 |
| Jan 10, 2016 | $11.11 | Jan 20, 2016 | $11.11 |
| Jan 17, 2016 | $11.11 | Jan 20, 2016 | $11.11 |
| Jan 24, 2016 | $11.11 | Feb 27, 2016 | $11.11 |
| Jan 31, 2016 | $11.11 | Feb 27, 2016 | $11.11 |
| Feb 7, 2016 | $11.11 | Feb 27, 2016 | $11.11 |
| Feb 14, 2016 | $11.11 | Feb 27, 2016 | $11.11 |
| Feb 21, 2016 | $11.11 | Mar 19, 2016 | $11.11 |
| Feb 28, 2016 | $11.11 | Mar 19, 2016 | $11.11 |
| Mar 6, 2016 | $11.11 | Mar 19, 2016 | $11.11 |
| Mar 13, 2016 | $11.11 | Mar 19, 2016 | $11.11 |
| Mar 20, 2016 | $11.11 | Apr 10, 2016 | $11.11 |
| Mar 27, 2016 | $11.11 | Apr 10, 2016 | $11.11 |
| Apr 3, 2016 | $11.11 | Apr 10, 2016 | $11.11 |
| Apr 10, 2016 | $11.11 | Apr 10, 2016 | $11.11 |
| Apr 17, 2016 | $11.11 | May 25, 2016 | $11.11 |
| Apr 24, 2016 | $11.11 | May 25, 2016 | $11.11 |
| May 1, 2016 | $11.11 | May 25, 2016 | $11.11 |
| May 8, 2016 | $11.11 | May 25, 2016 | $11.11 |
| May 15, 2016 | $11.11 | Jun 29, 2016 | $11.11 |
| May 22, 2016 | $11.11 | Jun 29, 2016 | $11.11 |
| May 29, 2016 | $11.11 | Jun 29, 2016 | $11.11 |
| Jun 5, 2016 | $11.11 | Jun 29, 2016 | $11.11 |
| Jun 12, 2016 | $11.11 | Jul 29, 2016 | $11.11 |
| Jun 19, 2016 | $11.11 | Jul 29, 2016 | $11.11 |
| Jun 26, 2016 | $11.11 | Jul 29, 2016 | $11.11 |
| Jul 3, 2016 | $11.11 | Jul 29, 2016 | $11.11 |
| Jul 10, 2016 | $11.11 | Jul 29, 2016 | $5.56 |
| Sep 3, 2016 | $5.56 | ||
| Jul 17, 2016 | $11.11 | Sep 3, 2016 | $11.11 |
| Jul 24, 2016 | $11.11 | Sep 3, 2016 | $11.11 |
| Jul 31, 2016 | $11.11 | Sep 3, 2016 | $11.11 |
| Aug 7, 2016 | $11.11 | Sep 3, 2016 | $11.11 |
| Aug 14, 2016 | $11.11 | Sep 28, 2016 | $11.11 |
| Aug 21, 2016 | $11.11 | Sep 28, 2016 | $11.11 |
| Aug 28, 2016 | $11.11 | Sep 28, 2016 | $11.11 |
| Sep 4, 2016 | $11.11 | Sep 28, 2016 | $11.11 |
| Sep 11, 2016 | $11.11 | Sep 28, 2016 | $5.56 |
| Oct 30, 2016 | $5.56 | ||
| Sep 18, 2016 | $11.11 | Oct 30, 2016 | $11.11 |
| Sep 25, 2016 | $11.11 | Oct 30, 2016 | $11.11 |
| Oct 2, 2016 | $11.11 | Oct 30, 2016 | $11.11 |
| Oct 9, 2016 | $11.11 | Oct 30, 2016 | $11.11 |
| Oct 16, 2016 | $11.11 | Oct 30, 2016 | $11.11 |
| Oct 23, 2016 | $11.11 | Dec 2, 2016 | $11.11 |
| Oct 30, 2016 | $11.11 | Dec 2, 2016 | $11.11 |
| Nov 6, 2016 | $11.11 | Dec 2, 2016 | $11.11 |
| Nov 13, 2016 | $11.11 | Dec 2, 2016 | $11.11 |
| Nov 20, 2016 | $11.11 | Dec 2, 2016 | $5.56 |
| Dec 27, 2016 | $5.56 | ||
| Nov 27, 2016 | $11.11 | Dec 27, 2016 | $11.11 |
| Dec 4, 2016 | $11.11 | Dec 27, 2016 | $11.11 |
| Dec 11, 2016 | $11.11 | Dec 27, 2016 | $11.11 |
| Dec 18, 2016 | $11.11 | Dec 27, 2016 | $11.11 |
| Dec 25, 2016 | $11.11 | Dec 27, 2016 | $2.22 |
| Jan 31, 2017 | $8.89 | ||
| Jan 1, 2017 | $11.11 | Jan 31, 2017 | $11.11 |
| Jan 8, 2017 | $11.11 | Jan 31, 2017 | $11.11 |
| Jan 15, 2017 | $11.11 | Jan 31, 2017 | $11.11 |
| Jan 22, 2017 | $11.11 | Jan 31, 2017 | $7.78 |
| Feb 28, 2017 | $3.33 | ||
| Jan 29, 2017 | $11.11 | Feb 28, 2017 | $11.11 |
| Feb 5, 2017 | $11.11 | Feb 28, 2017 | $11.11 |
| Feb 12, 2017 | $11.11 | Feb 28, 2017 | $11.11 |
| Feb 19, 2017 | $11.11 | Feb 28, 2017 | $10.56 |
| Feb 26, 2017 | $11.11 | ||
| Mar 5, 2017 | $11.11 | ||
| Mar 12, 2017 | $11.11 | ||
| Mar 19, 2017 | $11.11 | ||
| Mar 26, 2017 | $11.11 | ||
| Apr 2, 2017 | $11.11 | ||
| Apr 9, 2017 | $11.11 | ||
| Apr 16, 2017 | $11.11 | ||
| Apr 23, 2017 | $11.11 | ||
| Apr 30, 2017 | $11.11 | ||
| May 7, 2017 | $11.11 | ||
| May 14, 2017 | $11.11 | ||
| May 21, 2017 | $11.11 | ||
| May 28, 2017 | $11.11 | ||
| Jun 4, 2017 | $11.11 | ||
| Jun 11, 2017 | $11.11 | ||
| Jun 18, 2017 | $11.11 | ||
| Jun 25, 2017 | $11.11 | ||
| Jul 2, 2017 | $11.11 | ||
| Jul 9, 2017 | $11.11 | ||
| Jul 16, 2017 | $11.11 | ||
| Jul 23, 2017 | $11.11 | ||
| Jul 30, 2017 | $11.11 | ||
| Aug 6, 2017 | $11.11 | ||
| Aug 13, 2017 | $11.11 | ||
| Aug 20, 2017 | $11.11 | ||
| Aug 27, 2017 | $11.11 | ||
| Sep 3, 2017 | $11.11 | ||
| Sep 10, 2017 | $11.11 | ||
| Sep 17, 2017 | $11.11 | ||
| Sep 24, 2017 | $11.11 | ||
| Oct 1, 2017 | $11.11 | ||
| Oct 8, 2017 | $11.11 | ||
| Oct 15, 2017 | $11.11 | ||
| Oct 22, 2017 | $11.11 | ||
| Oct 29, 2017 | $11.11 | ||
| Nov 5, 2017 | $11.11 | ||
| Nov 12, 2017 | $11.11 | ||
| Nov 19, 2017 | $11.11 | ||
| Nov 26, 2017 | $11.11 | ||
| Dec 3, 2017 | $11.11 | ||
| Dec 10, 2017 | $11.11 | ||
| Dec 17, 2017 | $11.11 | ||
| Dec 24, 2017 | $11.11 | ||
| Dec 31, 2017 | $11.11 | ||
| Jan 7, 2018 | $11.11 | ||
| Jan 14, 2018 | $11.11 | ||
| Jan 21, 2018 | $11.11 | ||
| Jan 28, 2018 | $11.11 | ||
| Feb 4, 2018 | $11.11 | ||
| Feb 11, 2018 | $11.11 | ||
| Feb 18, 2018 | $11.11 | ||
| Feb 25, 2018 | $11.11 | ||
| Mar 4, 2018 | $11.11 | ||
| Mar 11, 2018 | $11.11 | ||
| Mar 18, 2018 | $11.11 | ||
| Mar 25, 2018 | $11.11 | ||
| Apr 1, 2018 | $11.11 | ||
| Apr 8, 2018 | $11.11 | ||
| Apr 15, 2018 | $11.11 | ||
| Apr 22, 2018 | $11.11 | ||
| Apr 29, 2018 | $11.11 | ||
| May 6, 2018 | $11.11 | ||
| May 13, 2018 | $11.11 | ||
| May 20, 2018 | $11.11 | ||
| May 27, 2018 | $11.11 | ||
| Jun 3, 2018 | $11.11 | ||
| Jun 10, 2018 | $11.11 | ||
| Jun 17, 2018 | $11.11 | ||
| Jun 24, 2018 | $11.11 | ||
| Jul 1, 2018 | $6.79 | ||
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