Joyce Wambui

Embakasi Estate, Kenya

100% repaid

Entrepreneur

Name

Joyce Wambui

Member since

July 2012

On-time repayments

318 installments  •  60%

About Me

I am a single mother aged 39 years old. I ahve two children who depend on me since they do not have stable jobs. I got my first child at an early age when I was still at primary school. I therefore stayed at home for one and a half years and went back to school thereafter.I continued with my education and managed to join high school. Unfortunately I dropped out of school at form two after an abrupt death of my grand father who was our sole breadwinner. I therefore opted to help my grandmother with home chores as I could not go back to schools as there was no one to pay school fees for me. It reached a point when I could not depend on them any further and I therefore decided to leave the village for greener pastures. I got employed as a house-help for a three(3) years and I managed to save some money and started a green grocer. I was in this business for one year and decided to change to another business. I started a small Beauty shop which am doing upto date. I would like to expland my busines

My Business

I operate a beauty and cosmetics shop. I deal in both men and ladies products like handbags, belts, earrings, necklaces, shoes, scarfs, socks, trousers e.t.c. There is demand for this product because I sell the products which are on fashion and at a reasonable and affordable prices. I also sell to other traders at wholesale prices and they go to sell to other customers. My customers like my shop because they say the prices are good. they also say that they like my services that is the way i service them. I also give my goods on credit and they do not fail me. my business is situated at a bus stop and therefore I am able to attract many customers. i also send my son to vendor the goods in the nearby estates. He does door to door services and sometimes goes to sell them in the city center and in the offices. some customers who are not able to travel send me to Kampala to bring them their goods and charge them a fee for the services. My monthly expenditure include house rent, transport,school fe

Loan Proposal

first and foremost i take this moment to thank you for the first loan which you game. it boosted my business and spread out the wings. i was also able to start another business which i had so much passion in it, thanks to our first loan. i set out a pub which has some few furnitures and som hard and soft drinks in it for starters, am grateful to my customers, most of my customers are the ones from my first business and still some more adding up. your second further loan will help me spread out the second business and hoping to do well and not to let you down, probably come up with another business from the fruits of the second loan.
thank you for your time and consideration.
God bless you.
kind regard.

Feedback

23

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  • camilberlin    May 2, 2017

    Again paid back fully and on time, and kept us updated about how she is doing. Would lend again any time (in fact I just did).

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,108.14

Date disbursed

Apr 24, 2013

Repayment status

On Time

Projected term

12 months

Cost to entrepreneur

Lender interest: $1,108.14 at 0.76% annual rate over 12 months = $8.80

Service fee: $40.38

Lenders

Dianne

Maryville, United States

Feldborg

Stuttgart, Germany

EricDWalters

Rochester, Mn, Usa, United States

D

Davy6

United States

nicole

Worcester, Ma, United States

L

Lunatoon

Grants Pass, United States

Hope2012

United Kingdom

G

geoffk

Brisbane, Australia

A

alender

Antwerp, Belgium

L

lenderfromquebec

Saint-raymond, Canada

Z

zako316

Chicago, United States

AnnaChristina

Pittsburgh, United States

RemyWay

Phoenixville, United States

rodcul

Altea, Spain

rfcno

New Orleans, United States

andreas

St. Georgen / Gusen, Austria

Sister

Kongsberg, Norway

U

uovobw

Reggio Emilia, Italy

S

Sandi

Sunnyvale, United States

beverly

Vancouver, Canada

J

jjonas

berlin, Germany

KirstenShute

Montreal, Canada

russell

leicester, United Kingdom

fcjapan

Osaka, Japan

BenRump

Washington DC, United States

Sundstroms

Falun, Sweden

Mannysgirl

Surrey, Canada

J

JandC

Watsonville, United States

SeeMeeFi

Ontario, Canada

M

Mårten

Inden, Switzerland

G

guzella

Nashville, United States

X

xaphoon

angouleme, France

zphelj

Dallas, United States

Ingela

Falun, Sweden

L

leeirel

Edmonton, Canada

T

TurgayAlihos

SOUTHBANK, Australia

B

Britteva

Oslo, Norway

S

SAS14

Houston, United States

HMCmicrofinance

Oxford, United Kingdom

J

juhap

Espoo, Finland

J

javifdezsainz

Madrid, Spain

Ask Joyce a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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