19 installments • 16%
my name is mary muthoni.i am a youth and single.i come from a family of five children rared by our single mother.i am the second born in this family.i have persued a course in business there at njoro campus known well as ergerton university.currently i am a business lady therefore i am self employed.i love business so much and that is why i did business as a career.i am currently doing my business here at Gituamba with confidence regardless of it being a rural area..i get a good income that i usually use to expand my business so as to keep it growing as days goes on.i also try to save as much as i can as i want my business to be a very big business in future as this would also increase. my income.i started this business here as there are no many kind of business like mine.
my business is a self employed one meaning that i am the owner of the business.my business involves sale of a variety of products.for example i deal with food products like rice,sugar,flour..etc and fruits like bananas and so on.in addition i sell some of hardware products like pangas and jembes as they are frequently used by farmers.i also sell animal produce like their food.i also sell some few clothes like mitumbas.due to this mix up of different produce i have managed to cater for my usage and costs as i get a conducive profit after the sales.most customers prefer doing their shopping at my shop as they are able to purchase different commodities in one shop without going there and there.i also sell my products at a very fare price that is really affordable to them.some of the major risks i encounter in this place is theft which is very common but all in all my God is good as i am still surviving and getting enough profit to pay all my expenses and save some.roughly i get a profit of 23500ksh profit every month after deducting all expenses.
first and foremost is to honor the entire zidisha for your past assistance that really promoted my life,with this second loan i am planning to expand my shop into a mini-supermarket as this would help my clients serve themselves by selecting the type of commodities as per their demand.i will also add more stock and be able to hire a bigger room that would accept expansion.i will also employ an assistance because the business would require an extra man-power.thank you a lot in advance as you offer your second assistance.
Oct 2, 2013
Cost to entrepreneur
Lender interest: $478.22 at 4.92% annual rate over 16 months = $31.57
Service fee: $22.65