Ruth Michuhie

Bahati Nakuru, Kenya

100% repaid



Ruth Michuhie

Member since

January 2013

On-time repayments

40 installments  •  20%

About Me

My is Ruth Wangari Michuhie. I was born in year 1969 in place called Narobi Pumwani Hospital we lived in Bahati Estate Nairobi. I went to Heshima Road Primary School. Then in year 1981 my parent moved to Limuru in a village called Murengeti . I joined class five in Murengeti Primary School. Then after sitting for KCPE I joined Rift Valley Adventist secondary school. Then after Secondary Education I joined my parent in the farming business. Then I got married and we went to live in Nakuru at place called Bibirioni in Bahati where we are still living up to date. I have five children who are all in school ,they are four girls and one boy.

I come from Bahati at a place called Bibirion 15 km from Nakuru town along Bahati Forest which is usually known as Bahati Scheme. Bahati Scheme boaders Bahati Forest as one leaves Nakuru town on your way to Bahati Centre you go past Bahati Centre then to Molop you branch on your right then you take a rough road that lead to Phylis Muthoni Memorial P.C.E.A Church, just adjacent your ask for Tito farm plot no. 1/17 Bibirioni

My Business

I do a business of selling timber, I buy trees from the farmers and then I take it to timber yard and sell it. I use power saw to cut the trees then I look for a vehicle to transport the timbers to my timber yard which is situated at Bahati next to bus stage it is known by the name Jamir timber yard. From this business I get about 150000 per month so the annual income is 150000x12 I use the amount as follows I pay the salaries of the workers, buy stock (trees) pay for transport and of course I cater for my family up keeper pay school fees .I also do the farming as business where grow maize, beans , potatoes and I get about 100000 from this business, I use the amount to continue the business help my parents and also do home projects. Our area boarders the forest and sometime when the government wants to sell the trees we do buy from them. During that time our business makes a good profit because the transport is less and the time spent to take the trees to timber yard is less.

Loan Proposal

first of all i would like to thank Almighty God for this chance, also i would extend my thanks to zidisha team for agreeing to give me a loan, i will make good use of the loan thanks once again.i would like to boost my business by buying a new machine for my timber business and this will help to improve my business hence more customers in return.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Apr 2, 2013

Repayment status

On Time

Projected term

12 months

Cost to entrepreneur

Lender interest: $500.51 at 6.02% annual rate over 12 months = $31.22

Service fee: $18.10

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