Mobile phone payment service center

Alex

Mbotela, Kenya

24% repaid

Entrepreneur

Name

Alex

Member since

August 2017

On-time repayments

131 installments  •  84%

About Me

Good morning all members of Zidisha organization, My name is Alex Ndiema, a Kenyan Citizen by birth, 35 years old and a father of two children, we live in mbotela estate, Makadara sub-county, Nairobi County, Kenya. My permanent home address is; Trans-nzoia County, Saboti Sub-county, Machewa location, Bondeni village.
I went to Mt. Elgon Primary School and sat for my KCPE Examination in the year 1997, I passed well but was unable to Join Secondary School due to fee problem. I was forced to stay at home the whole year (1999). During that time I did some business (Photography, I remember borrowing a camera from friends on commission basis till I bought my own; Yashica, up to date I have that Camera for remembrance). I joined St. Marys Secondary School in the year 2000 and did my KCSE exam in the year 2003. I did well but was bot lucky to join university, I did some Computer packages in the year 2005, there after got a casual Job in industrial area; Sumaria Industries Limited where I worked for 5 good years.

My Business

In year 2007 I married and got a child, the cash I was getting was not enough to cater for my daily needs. I decided to venture into business with the little that I had saved, I starting from mandazi business, shop keeping, Cyber cafe with two computers and a printer (hp 3-in-one; scan, copy & print) The business had little or no competitor, so I grew up very fast, I had a lot of customers but few computers, it was not late to re-organize myself since I got introduced to Zidisha by a friend (Abigael), from there Zidisha took charge of my finances as far as business expense and assets are concerned. Right now I have a full Cybercafe, an equipped Photo Studio, an Mpesa and lastly but list, I have started doing supplies. Glory be to God and much thanks to Zidisha and my lenders.

Loan Proposal

Good morning once again my good lenders, I take this opportunity to say thanks to our almighty God who has granted as an opportunity to see the day today, may his name be praised.
Despite the ups and downs of this pandemic disease called CORONA, we are still struggling with life and our businesses are still doing well. We pray hard for the solution to be found so that the affected people and families can resume their daily duties.
As far as my business is concerned, I would like to top up my floats i.e. Mpesa and Cooperative agent, also I would like to do some repairs to my furniture in the Cyber café, without forgetting the most important thing, buy sanitizers, some masks to keep CORONA away from my employees and customers so as to improve the working condition of my place.
I hope my proposal will be considered and get funded on time.
Thank you in advance and my God Bless you all.

Feedback

1

None

None

  • Helen Horseman    Nov 3, 2017

    Thank you for full repayment of your loan Alex, 100% on time.
    Best wishes for your business going forward.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,095.00

Date disbursed

Apr 5, 2020

Repayment status

Late

Projected term

6 months

Lenders

M

marvin24

Giessen, Germany

Brian

Midhurst, Canada

C

Christian

Saarbruecken, Germany

R

Raabo

Rungsted, Denmark

investor

Candiac, Canada

Elinor

Maple Lake, MN, United States

M

MiguelGago

Guimarães, Portugal

SKWAW

SHANTY BAY, ONTARIO, Canada

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

José Antonio

Carapicuíba, Brazil

lietu

Tallinn, Estonia

J

Jdoyle

Kitchener, Canada

Silver

Steiermark, Austria

F

Forba

Mo i Rana, Norway

Kjartan

Oslo, Norway

Scott

Oregon, United States

F

FHult

Stockholm, Sweden

Martin

Manama, Bahrain

F

FaaThailand

Bangkok, Thailand

R

rcmssr

Woodbury, United States

T

Tallago3

Munich, Germany

Pere

Barcelona, Spain

AF

a f

washington, United States

johnandmoliehi

Canton, New York, United States

MienDeGraeve

Ouagadougou, Burkina Faso

DaveinPerth

Perth, Australia

BJ

Brandon Joz

North Carolina, United States

H

hwwijono

Jakarta, Indonesia

Joseph P. Edd

Seoul, Republic of Korea

M

mason243

Denver Colorado, United States

A

AlexCheng

Seattle, United States

L

lujabe

Melbourne, Australia

C

chrisherron

Chicago, United States

A

anonymous123

United States

G

grahamfamily

Guildford, United Kingdom

dajawein

Gladstone, Australia

S

SlyDoh

Tomball, Tx, United States

T

TokyoBliss

Tokyo, Japan

S

StephenMichael

Burlington, United States

Mannysgirl

Surrey, Canada

DLarson

Morris, United States

D

duckdork

De Forest, United States

G

glomardor

Leonardtown, United States

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

Ellwood

Richelieu, France

Andreas1974

Fristad, Sweden

J

jzidi

Los Angeles, United States

S

Sabine

Courtenay, Canada

Jouni

Finland

Paul and Rachel

London, United Kingdom

AdvancingCompassion

San Diego, United States

McJulio

New Jersey, United States

peanut

Halifax, Canada

mtnsailor

Harrisonburg, United States

Andreas Kiss

Vienna, Austria, Austria

P

Peksa

Espoo, Finland

J

jerryq

Redding, United States

nakamura

United States

8

8chrono8

London, United Kingdom

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

Bobrm2k3

Charleston, United States

MichaelOsburg

Hochheim, Germany

S

SheilaB

Nashville, United States

J

Johannes

Pirmasens, Germany

joaoferraz

RINCHOA, Portugal

H

HomesteadSchool

Glen Spey, United States

JTShorty

Gorham, Maine, United States

G

Goldrivermob

Gold River, Canada

neocodesoftware

vancouver, Canada

M

miriamg

Toronto, Canada

numbat

Perth, Australia

K

Krish

Dubai, United Arab Emirates

melzisme

Kl, Malaysia

C

Colmena

Chicago, United States

paulclinton

malaga, Spain

Hedwich

Gorssel, Netherlands

K

kingcamo1095

Mountain Home, United States

A

AndrewC

London, United Kingdom

Generaal

Antwerp, Belgium

H

HobbyCollector

Beach City, United States

R

run426

DeBary, United States

O

Ohio

Ohio, United States

stever

Cape Coral, United States

GuillaumeTeissier

Montréal, Canada

ibc123

Seattle, United States

H

harrymore

Townsville, Australia

markpearson

Portsmouth, United Kingdom

HealthcareProvider

Baltimore, United States

J

jonastang

Hong Kong, Hong Kong

mikeice

Kohler, United States

I

Iamzwolf

Middletown, United States

sderickson

Berkeley, CA, United States

Z

zvrk2014

Brookline, MA, United States

D

drorm

United States

M

mguenter

Switzerland

M

mpcovcd

United States

M

Mal57

Australia

M

Michi

Switzerland

S

stuartxyz

Denver, Colorado, United States

B

bugdaniel

Switzerland

Insomnus

Cheltenham, United Kingdom

L

leftyoctober

Minneapolis, United States

S

sarah4d2

Saint Louis, United States

richmcl

United States

J

jbhernan

United States

Agerfar

Aarhus, Denmark

mepster

San Francisco, Ca, United States

B

BobSloss

United States

chriseyre

Fremont, Ca, United States

J

jsbisa

New Orleans, Louisiana, United States

A

angelapeat01

United States

TyWee

Manila, Philippines

B

bscent

Hong Kong

V

vbud

United States

Grant Xavier Storer

Seattle, Wa, United States

ThomasJosef

Berlin, Germany

Loungin

United States

K

Keith

Luxembourg

H

Heath

United States

Pascal Coyles

Ghent, Belgium

Jamal Hamou

Cascadia, Canada

Otto Barten

Amsterdam, Netherlands

S

satheajay

United States

SV

sven vdk

Twickenham, United Kingdom

C

Crainster

Chapel Hill, United States

H

happyhappy

Switzerland

P

pnrjulius

United States

B

bwmoore

United States

T

Tony1

Australia

A

andreab

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

K

Kristiina

All Countries

JL

Joao Leal

United Kingdom

TF

Timothy Fitz

United States

S

Sven

Netherlands

Joerg

Velen, Germany

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

Roy

Espoo, Finland

Family Mueller

Petershagen, Germany

A

Alexander

Innsbruck, Austria

R

Robert

Berlin, Germany

Cathy

Melbourne, Australia

T

Tarik

Ludwigshafen, Germany

W

Wade

United States

Kai

Nuremberg, Germany

Jake Badger

Roskilde, Denmark

KW

Kevin Wehber

United States

S

SP

United States

PR

peter reibold

United States

Kate Courteau

United States

Craig

Memphis, TN, United States

Jack Doolan

Newcastle, United Kingdom

K

K

United States

Lou Kaucic

Sanbornton, NH, United States

Richard

Shrewsbury, United Kingdom

E

erica

antwerpen, Belgium

CN

Cyprien Noel

United States

Tanner Schachtel

Victoria, Canada

Kristin Rhodes

Kansas City, Kansas, United States

moursund

Beaver Nation, United States

Julia

United States

Kevin

San Francisco, United States

HS

Harry Shulman

United States

JC

JD Conley

United States

I

Ian

United Kingdom

TB

Taylor Brown

United States

AF

Alysn Ford

United States

Mouhamed

United States

KL

Ket Lin

United States

Paul

Seattle, United States

Cameron Graham

Nashville, TN, United States

NH

N Holt

United States

C

cota

United States

JD

Jeff DePree

United States

John Prendiville

Portland, United States

YM

Yelka Mikolji

United States

George

Corvallis, Oregon, United States

Jorgen V

Mol, Belgium

ME

Manaal Eisa

Washington DC, United States

CNV

United States

J

Jygge

Halmstad, Sweden

Cristina Huesch

Canberra, Australia, Australia

PT

Paul T

Amsterdam, Netherlands

TH

tom hd

United Kingdom

Caroline Cress

Seattle, WA, United States

Carla

Amsterdam, Netherlands

P

Peter

Portugal

T

Tom

United States

Pedro R-C

Cambridge, United States

Martin Nielsen

Aarhus, Denmark

F

Frits

Rotterdam, Netherlands

Mattie Shaw

Seattle, United States

Sarah and Dave

Toronto, Canada, Czech Republic

Kavitha Amarnath

Sydney, Australia

Isabella

UK, United Kingdom

Mark Grey

Redding, CT, United States

N

Nick

United States

E

eriklonnroth

United Kingdom

A

Allie

Australia

Aran Dunlop

United States

Danilo Da Silva

Maputo, Mozambique

EF

Eddie Flores

NYC, United States

I

Irene

Switzerland

Alicia

United States

Douglas St Quintin

Sydney, Australia

Carl D Patterson

United Kingdom

J�

Jan Čapek

Czech Republic

Paul Smithson

Leeds, United Kingdom

Surya Setiyaputra

Sydney, Australia

Jason Ormand

New York City, United States

Amanda Orson

Stamford, Ct, United States

A

Andrei

United States

N

Nino

Switzerland

A

Adam

United Kingdom

P

Peter

Bratislava, Slovakia

Eugen Stamm

Zurich, Switzerland

Christopher Hey

Sudbury, Canada

Taylor

Memphis, United States

Cliff

United States

AG

abel ghita

Bucharest, Romania, Italy

SH

Steven Huntington

London, United Kingdom

Rory McLaughlin

Dallas, United States

Ren

Minneapolis/StPaul, United States

Vratik Krocik

Prague, Czech Republic

R

Ray

Australia

Sla Tyr

Switzerland

C

Chris

United Arab Emirates

Sayuri

United Kingdom

David Hopkins

United States

M

Michael

Netherlands

D

Dan

Australia

M

Melissa

United States

DK

Daniel Kalla

Saint Paul, United States

Ask Alex a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Janice    Aug 30, 2020

    Alex has promised to update his account soon. Thanks team.

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  • Janice    Jul 29, 2020

    I have communicated to Alex and for sure he is still committed to his loan repayment soon his business stabilizes.

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  • Alex    Jul 13, 2020

    Good morning my good lenders, I am okay despite the challenges of life, as per now the business is not doing well, I am experiencing some difficulties, the much I earn right now I try and share with my two employees but is not yet enough, kindly consider my request and promise to deliver as soon as things work out well. Good day.

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  • Alex    Jun 12, 2020

    Good morning my good lenders and the Zidisha organisation at large, first I would like to apologize for not remitting my weekly installment as required and I feel so ashamed to put the blame on the current pandemic out break of Corona Virus which has led to partial lock down in some parts of our country. I happen to have been affected in one way or another which has led to a drop in my business, furthermore, the suppliers that I made on January to my client (Hospital Hill High School) has not yet been paid. I really apologize for all this and promise to try my best and whenever things come back to normal, I will be able to clear my dues as required. Thanks for your understanding and may God bless you all.

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  • Lilian    Jun 11, 2020

    Halo lenders, I have spoken to Alex who has promised to reschedule payment to an amount he can pay comfortable

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  • Alex    Apr 26, 2020

    The business income has reduced due to a partial lock down in Nairobi, which has been extended for another 21 days. The profits that I am getting right now is used to pay my employees.

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  • Alex    Apr 5, 2020

    Good morning everyone, once again I take this opportunity to say thanks to our almighty God who has allowed us to see another day, I am doing good hopping that all of you are okay.
    Secondly I appreciate all the Zidisha members and a big thank you to my lenders for funding my project.
    I am going to top up my Mpesa and cooperative agent floats and also do some repairs to my furniture in the Cyber café. May God bless you all for generously supporting my business.

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  • Alex    Mar 22, 2020

    The previous loan that I took was for my business expansion. It really helped me a lot since I pumped the cash into my Mpesa and Cooperative agent in form of float and cash rotation. This enabled my business to run smoothly without the hiccups of running short of cash or float to serve my customers. as a result I missed no transaction and resulted in high commission and my customers were guaranteed of service and were 100% sure when they come to my shop. To my employees, it boosted their morale since there was enough capital and they new very well that what ever they were doing will earn them salary at the end of the month.

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  • Alex    Mar 21, 2020

    Good evening everyone, I am able to pay the above stated amount, this is because the last installment is too small.
    Good night.

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  • Alex    Jan 2, 2020

    Good afternoon lenders and all the Zidisha organization. We have started another new year 2020, On my side I have experienced a drop down in business. Kindly allow me to pay the above stated amount till next month, February 2020. I am quite sure everything will be okay.

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  • Alex    Nov 23, 2019

    Good morning my lenders and the Zidisha Organization, I hope this message finds you well, I am good despite the ups and downs of life and business. Currently the business needs a lot of investments as we approach the end of the year, the Mpesa and Coop needs a lot of cash and float, this is why I have proposed to to deduct my weekly payment installments to that amount. After that period I will be in a position to resume my normal installments. Thanks in advance for your understanding and time.

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  • Alex    Oct 17, 2019

    Good morning my good lenders and Zidisha Organization, I am pleased to let you know that I received Ksh 64,463.00 on 17th October, 2019. As I said earlier, I am going to process a cooperative Agent Machine so that I can operate as a coop agent. Thank you so much once more.

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  • Alex    Oct 13, 2019

    I take this opportunity to thank all my lenders and the zidisha organization at large. I am so glad and for a while I can see everything moving in the right direction. My dream of having a co-op agent in my premise has at long last been achieved. May God bless zidisha organization abundantly, and may it live forever.

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  • Jochen    Oct 12, 2019

    Good luck!

    Jochen

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  • Alex    Oct 8, 2019

    Good evening lenders, I take opportunity to once again let you know about me and my business. I now do supplies, Cybercafe and Mpesa. all the business is doing well except the supplies. It has some good profit but it takes long to get payments. That is the only challenge that I am facing now. With time I know I will be able to wait since the last supplies earned me some good interest which I have invested in the Mpesa business. I now have enough float and cash to run the mpesa business.

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  • Alex    Oct 1, 2019

    Good morning my good lenders, finally I got paid by my client (the school that I supplied with stationary) I can now pay my loan comfortably . Thanks a lot and do have a good day.

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  • Alex    Sep 8, 2019

    Good evening lenders, I still have a problem with my new business; 'supplies" they have not made any payment since last term. I am still hoping for the best.

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  • Alex    Aug 11, 2019

    Good evening my good lenders and the Zidisha Organization at large, I am doing well despite the ups and downs of life and business. I still facing some challenges in my business but hoping that things will soon change and work out positively. The supplies I made have not been acted on and they have closed down the school. I am full of hope that the will pay me before the school opens up since they will need to be supplied with more items.

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  • Alex    Jul 12, 2019

    Good morning lenders, I would like to adjust my weekly installments due to the reason that I haven't received any payment for the supply I did previously. Once I am paid I will resume with my normal installment.
    Have a good day.

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  • Alex    Jun 12, 2019

    I great you all. As much as I am expanding my business, there are some limitations here and there, I have supplies a certain school as I posted earlier, the payments have delayed and they are still demanding more supplies i.e Hard Brush, Squeezers Toilet balls etc all this I have no alternative but to slash down my daily income and make the necessary move. I am quite sure once they release my cheque, I will be in a position to catch up with my dues and maintain my on time payment. Thanks your understanding. Have a blessed day.

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