Doubling my inventory of food for resale

Dan Shama

Nairobi , Kenya

100% repaid



Dan Shama

Member since

March 2017

On-time repayments

100 installments  •  60%

About Me

Am Dan Shama,the first born in a family member of 6. Went to school and finished my primary and secondary education through hardships since we were 3 in school and my parents couldn't afford to pay fees for all of us so I was on and off. After my secondary school, I acquired some little cash and opened a small retail shop in the village. I operated this shop for about one and a half years but it became difficult to maintain it since most of the income was directed to paying the fees for my siblings and offer a little support to my parents. Eventually I had to relocate to Nairobi city, where there was hope for a better income. I have been operating in a small shop in Nairobi since. However, the demands from my family have been straining the business and with my current inventory level, it will be difficult to remain afloat. It is for this reason I wish to apply for this loan so that I can boost my inventory, and be in a position to run my business while still meeting the demands of my family

My Business

I wish to inform my lenders that the year 2017 started quite well.Regardless of what has been happening cutting across my country, my business is doing fine. I am happy because I am still able to pay for my loan and still meet other expenses.I look forward to expanding my business that it can meet more needs. I am also looking forward to starting another business in the future as a result of the support I am getting from Zidisha. I once more wish to thank my lenders so much for helping my life to have a new shape. Thanks

Loan Proposal

will add more n more stock by doubling...... also get what I don't have in store n fast moving food items.
Am also thinking of putting up a small structure besides my only shop and introduce a fruit parlour whereby I will employ two ladies, one lady to be serving the customers and the other one to do the preparation of fruits that have to be ever ready when a customer needs.... and with time create more employment to the needy...





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Apr 24, 2018

Repayment status

On Time

Projected term

4 months

Cost to entrepreneur

Service fee: $6.03

Credit risk payment: $24.12




Los Angeles, United States



San Jose, United States


Stockholm, Sweden


Calgary, Canada



Colorado Springs, United States


Canton, New York, United States



London, United Kingdom



Tirschenreuth, Germany


London, United Kingdom



Beer Sheva, Israel



Sydney, Australia


Bay City, United States



Victoria, Canada



Columbus, United States



Eke, Belgium


Ettlingen, Germany


Pittsford, United States


Olympia, United States



Edmonton, Canada


Antwerpen, Belgium


Lisboa, Portugal


Orlando, United States



Leeds, United Kingdom



Melbourne, Australia


Canterbury, United Kingdom


Bangkok, Thailand


Berkeley, CA, United States



United States


Los Angeles, United States





Vienna, Austria



Hong Kong



United States



United States






All Countries


United Kingdom

Peter R

Fulda, Germany


Ulm, Germany

Jason Ogg

New Zealand

Jack Doolan

Newcastle, United Kingdom


Manaal Eisa

Washington DC, United States


Amsterdam, Netherlands



United Kingdom



United States

Paul Buchheit

Mountain View, United States

Ask Dan a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Grace Akoth    Mar 21, 2020

    I talked to Dan who has been having some issues. First he lost his phone and did not know how to access the app because he kept getting an error message Everytime he tried downloading. I encouraged him to pay through the pay bill and also access Zidisha through the official website if he cant through the app. We also talked about timely repayments and it's benefit. I also encouraged him to try and pay more whenever he can to cushion him on bad days. I wished him all the best. He promised to pay something at the end of the day

    Log in to reply • Share
  • Robinson Karaba    Feb 16, 2020

    I reached to the borrower through his ref on 070**46156 and reminded him of his outstanding dues. The recipient promised message will be passed

    Log in to reply • Share
  • Dan Shama    Jan 24, 2020

    I will find my way out to repay my loan since I lost my phone through carjack which was registered under the zidisha account.... Communicated to u but u gave me no help. Have a nice day

    Log in to reply • Share
  • Robinson Karaba    Jan 23, 2020

    Dan is fine. I called his reference on 07**754444 we talked, he agreed to pass my messages to him. A man answered this call and he agreed to tell him to post a message when he will pay.072**55515 and the lady who received said she knows him but she lives far off from his place.

    Log in to reply • Share
  • Dan Shama    Jul 10, 2019

    Low income generation....... And high competition

    Log in to reply • Share
  • Dan Shama    May 22, 2019

    Have been having a hard time since am a bread winner having many issues concerning sickness, school and also restocking since all I get from the shop goes to the issues....

    Log in to reply • Share
  • Dan Shama    Apr 1, 2019

    Due to unavoidable circumstances, I've reduced my loan repayment since I've been not working as usual due to health related issues. But doing my level best to attain my credit limit.... Hope to be back on track...

    Log in to reply • Share
  • Dan Shama    Dec 13, 2018

    I want to thank all my lender for the support...
    I will use the money to add what I don't have in store hence additional revenue....

    Log in to reply • Share
  • Dan Shama    Dec 9, 2018

    I want to take again this opportunity to thank all my lenders who helped me alot financially, for I've been able to take a good stock by adding more commodities. My revenue has risen drastically... Thanks again

    Log in to reply • Share
  • Dan Shama    Sep 22, 2018

    Thanx alot for all the lenders I appreciate having all of u...
    This loan,though not enough will topup,will enable me to add fast moving items in my shop..
    By doing so,there will be an income generation n will be able to pay the loan

    Log in to reply • Share
  • Dan Shama    Sep 17, 2018

    Thanks again for all the lenders who committed themselves to me... I do appreciate. The previous loan have been very helpful to me n to my siblings since I've been able to pay for them school fees and also buying them worn-out clothings. I also managed to stock my shop hence more income.

    Log in to reply • Share
  • Dan Shama    Aug 20, 2018

    I take this opportunity to thank all the lenders...... Its been helpful to me... Thanks again..

    Log in to reply • Share
  • Dan Shama    Apr 21, 2018

    First of all I want to give thanks to all my lenders for lending ......
    Immediately I receive the funds,will get to work and will buy a small cooler even if its second hand and be able to keep different kinds of beverages including waterwhich will make them cold since its summer season and people are taking fluids soo much.....
    By doing this,revenue will rise by 60 to 80% which will enable me to pay my loan on time and also will improve my living standards....

    Log in to reply • Share
  • Dan Shama    Dec 14, 2017

    First of all,I wanna thank all the lenders who have been funding me..
    I will first take note of all the commodities that are first moving I buy them then the rest of the money will add favorite energy drinks that people consume most... Will also add confectioneries that I don't have,this will help me alot since I will be having a good stock ,more income generating in my shop.. This will help me pay rent,send some cash to my parents..

    Log in to reply • Share
  • Dan Shama    Nov 30, 2017

    Am so greatfull to be with zidisha...... It has been very helpfull in my business since am able to upgrade my life being in it....
    My recently finished loan was very productive for I used it wisely by adding some commodities which are fast moving hence adding more revenue.. Am thankful to all the lenders who made it possible

    Log in to reply • Share
  • Dan Shama    Oct 15, 2017

    Am now able to add some extra coins since I've noticed the growth in my business....

    Log in to reply • Share
  • Dan Shama    Aug 26, 2017

    I want to thank my lender for fully funding my loan since I got it in time.... Will add as I stated earlier...

    Log in to reply • Share
  • Dan Shama    Aug 18, 2017

    I will now be able to add more confectioneries and soft drinks hence more income.
    I want to thank my lender for fully funding my loan. I am very grateful and promise to do my best to make all my payments in good time.

    Log in to reply • Share
  • Dan Shama    May 26, 2017

    I want to thank my lender for fully funding my loan. I am very grateful and promise to do my best to make all my payments in good time. I also wish to thank the I did have team for giving me this opportunity.

    Thank you

    Log in to reply • Share