Entrepreneur
Name
Awa
Member since
December 2019
On-time repayments
82 installments • 60%
About Me
Born in a peasant family but grew up as a disciplined and committed person.
I am focused and ambitious within the ambit of the law and business ethics.
I am energetic and enjoy good health.
I work harmoniously with my colleagues both below and above me with minimal supervision. My integrity eloquently speaks for me wherever I am found and I respect all legit agreements of engagement.
My Business
I am employed as a public servant in a State-owned Polytechnic, Abia State Polytechnic, Aba.
Unfortunately, the staff are being owed over 15 months salary, hence my resolve to explore an alternative source of income.
My business is foodstuffs retailing.
Despite the serious adverse effect of the COVID 19 Pandemic on the business, I am determined to forge ahead.
Loan Proposal
I will apply the loan as follows:
1. Inventory purchases 80%
2. Transportation 5%
3. Fuel & levies 10%
4. Contingencies 5%
The rains will heavy in this season and that will hike the cost of transportation. The recent increase in the pump price of petrol is another cost challenge.
Income Source
A lot of risks abound in the business environment but with good knowledge of the times, seasons, customers and products, one can overcome most of the challenges.
I will personally do things extra and different from my close competitors. My customers will be so satisfied with my service delivery that will voluntarily broadcast my unique selling proposition (USP) and their testimonies will definitely translate into cash sales with which I will repay the loan ahead of the due date.
Feedback
Positive
1
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$882.00
Date disbursed
Sep 20, 2020
Repayment status
On Time
Projected term
7 months
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Summary
Amount repaid
$882.42
Amount remaining
$0.00
Date repaid
Apr 6, 2021
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 2, 2020 | $90.99 | Sep 30, 2020 | $90.99 |
| Oct 9, 2020 | $90.99 | Oct 9, 2020 | $90.99 |
| Oct 16, 2020 | $90.99 | Oct 16, 2020 | $90.99 |
| Oct 23, 2020 | $0.00 | ||
| Oct 30, 2020 | $0.00 | ||
| Nov 6, 2020 | $0.00 | ||
| Nov 13, 2020 | $0.00 | ||
| Nov 20, 2020 | $34.02 | Dec 4, 2020 | $34.02 |
| Nov 27, 2020 | $34.02 | Dec 4, 2020 | $34.02 |
| Dec 4, 2020 | $34.02 | Dec 7, 2020 | $34.02 |
| Dec 11, 2020 | $34.02 | Dec 13, 2020 | $34.02 |
| Dec 18, 2020 | $34.02 | Dec 24, 2020 | $34.02 |
| Dec 25, 2020 | $33.98 | Jan 10, 2021 | $33.98 |
| Jan 1, 2021 | $33.98 | Jan 10, 2021 | $33.98 |
| Jan 8, 2021 | $33.98 | Jan 10, 2021 | $33.98 |
| Jan 15, 2021 | $31.27 | Jan 19, 2021 | $31.27 |
| Jan 22, 2021 | $31.27 | Jan 22, 2021 | $31.27 |
| Jan 29, 2021 | $31.27 | Feb 5, 2021 | $31.27 |
| Feb 5, 2021 | $31.27 | Feb 5, 2021 | $31.27 |
| Feb 12, 2021 | $31.27 | Feb 13, 2021 | $31.27 |
| Feb 19, 2021 | $31.27 | Feb 20, 2021 | $31.27 |
| Feb 26, 2021 | $28.44 | Mar 1, 2021 | $28.44 |
| Mar 5, 2021 | $0.00 | ||
| Mar 12, 2021 | $0.00 | ||
| Mar 19, 2021 | $22.77 | Mar 26, 2021 | $22.77 |
| Mar 26, 2021 | $22.77 | Apr 4, 2021 | $22.77 |
| Apr 2, 2021 | $22.77 | Apr 4, 2021 | $22.77 |
| Apr 9, 2021 | $22.77 | Apr 6, 2021 | $22.77 |
| Apr 16, 2021 | $22.77 | Apr 6, 2021 | $22.77 |
| Apr 23, 2021 | $7.56 | Apr 6, 2021 | $7.56 |
BernadetteV Sep 9, 2020
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