28 installments • 29%
am a young and simple man live in eldoret town .studied in kisii county to form four level and later join a college in eldoret town my current occupation is self employment where i employ myself in carpentry industrially .i started this business after i completed my college education in eldoret poly-technique.the carpentry business enable me to survive .and cater for all my basic need and expenses plus paying all my bills. am also able to educate my brother who is in form 3 by now through my work of carpentry.am also able to provide employment to two individual who i work with.
my business comprises of carpentry industry where i deal with making and manufacturing furniture for the purpose of selling and getting profit in return.
the demand for this services is very high especially in urban dwellers where people move with fashion .
one reason why my customers prefer my business to the competition is because the service offered .treating your client and giving exactly what they want is my major core in all my undertaking.the business is very profitable in that i have many client all over the town i supply desk to local school and also in the office.
the risk and repercussion that my business face is lack of enough capital to run it also lack of materials and the right equipment to run the business the major challenges that i do face.
i am very happy having been awarded another chance to post the third loan from zidisha .the first and loan was very useful to me and my business .it has shaped my business in a very attractive face.i will now use the third amount to raise and widen my business more.Thanks you very much to all the zidisha stakeholder for being there for me during all this time.
Feb 3, 2014
Cost to entrepreneur
Lender interest: $145.81 at 2.31% annual rate over 4 months = $1.23
Service fee: $1.89