Helmets, jackets & safety goggles for my protective gear shop

Francis Asare Bediako

Kumasi, Ghana

100% repaid



Francis Asare Bediako

Member since

August 2015

On-time repayments

249 installments  •  25%

About Me

I was born in the Ashanti region of Ghana at the Anglo Gold Ashanti hospital. I have been staying at Asokwa throughout my stay in this world. I started primary school at St Joseph D/A school. After I completed my junior high school education, I continue or further my education to the senior high school. After my senior high school education I moved strait in to Construction. l worked for sometime and later went back to the University . I leaved with my parent’s whiles I was schooling. My parents looked after me throughout my education periods. Life was not easy for me and the family as well. With God all things are possible so things started to turn around so life began to change for the better. My parents were into farming and business as well. So I learnt the business aspect of their life. My parents started with a small business by selling their farm product (e;g: Cassava,Yam,Tomatoes etc) . All the farm product improved to become a commercial ones which supported the family very well. The money generated from the farm products was used to cater for me and the rest of my siblings. After my university education, I decided to enter into business so I requested some small amount of money from my parents which served as a capital for me. I also involved myself into a construction and later moved into selling of safety equipment (PPE). From that time my life stared turning so I became a little okay in life. The money or profit gained from the selling protective equipment was used to feed my family and those needy ones in the community as well. I am hoping to get enough funds from you so that I can expand my business. With the trust I have developed in you, am 100% sure that you will help me with some amount to help me out.

My Business

I supply Personnel Protective Equipment(PPE) to Mining Companies like Newmont Ghana limited, AngloGold Ashanti Obuasi and Aduaprim mining Tarkwa, as well as Asankou Mines. I also supply Personnel Protective Equipment(PPE) to Construction Companies such as WBHO Ghana limited, PW Ghana limited, Ben Appah Electricals, Cross-Fire Insulation, Impact Steels Ghana, Cloten Steel roofing, VACC Electricals, Sheer Plan Ceiling and Partitions, MaxTool Plant and Equipment, Interspray painting, Cereb Plastering company, J. Hans block works and many more construction companies. Supplying PPE to all this companies comes with a cost over 10,000 dollars. PPE which I normally supply to my customers such as Safety Helmet, Safety Boot, Reflective Vest, Different types of Gloves including Rigger Hand Gloves, Rubber Hand Gloves, Orange and Green Palm Hand Gloves and many more, Safety Harness, Safety Goggles, Caution Tapes, Workers Uniforms, Fire Extinguishers, First Aid Kits, Ear Plugs, Nose Masks different types, Had Barricade with reflectors, Safety Signage such as Wear your personnel PPE, NO Exit, NO Entry, Pedestrian walkway , DO NOT STAND HERE and many more, I also supply Rain Coat, Gum boot, Safety Nets, and many more Personnel Protective Equipment which I do supply to my costumers. I need not less than 500 dollars to buy safety boot to supply for my costumers, 600 dollars to buy Fire Extinguishers for supplying, 900 dollars to buy Safety Harness to distribute, 400 dollars to buy Helmet, 100 dollars to purchase ear plugs, 100 dollars to purchase Safety Goggles, 150 dollars to buy Reflective vest, 300 Dollars to buy Rain Coat, 900 dollars to purchase workers uniforms, and many more. At times it is a big problem when your costumers will need a particular PPE and because of money to buy these items you can’t supply your costumers, if it continuous you lose your costumer. Not even to mention the rent for the shop you keep the Safety Equipment it also comes with a cost not less than 400 dollars a year. Then the transportation system to distribute your items to your costumers. Zidisha has help me a lot when I join it last year, I have able to get enough area to keep my PPE items but I will be very happy if they continuous to get me more money to expend my business in Ghana and also help my family. I hope my application will granted thank you very much Zidisha team.

Loan Proposal

I will also use part of the money to buy protective safety boot. I will use part of the money to hire labours to work in the shop or help me carry out other activities at the shop. Part of the money will also be used to pay my electricity bill as well as other mandatory payments required by authorities in the country. I will used part of the money to buy protective clothing. I will use part of the money to buy safety helmets for keep and sell them later at a profitable prices. Part of the money will be used to buy reflective jackets , safety goggles as well as rain boot for keep at the shop and sell them later also at a profitable amount which will help me gain profit in order to get money to cater for my family and to help the needy in the nation as well. Part of the money will also be used to buy ear plugs and ear mufs for keep and sell the later. I will also use part of the money to buy other safety and sell them later at a profitable prices to help me gain a lot of profit. Part of the money will be used to buy other construction materials and equipment needed by the workers for keep at the shop and sell them later. I will use some of the money to buy construction tools and sell them later. Part of the money will be used to buy a lot of bending building materials for keep and sell them later at a profitable prices.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Aug 26, 2015

Repayment status

On Time

Projected term

2 months

Cost to entrepreneur

Service fee: $2.91

Francis opted to pay $18.99 into the Zidisha Members Loan Fund in return for a higher starting credit limit.




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