Loan for farming and for buying a laptop computer

Felix Wiyema

Wanguru, Kenya

100% repaid

Entrepreneur

Name

Felix Wiyema

Member since

December 2014

On-time repayments

196 installments  •  94%

About Me

I grew up in up-country born in a family of eight children, my father was a senior prison office who liked farming while my mother was a farmer too. they trained us to be self reliant that by time I joined form one I left to buy uniform and other personal plus all other school requirements; my father used bought the first uniform and only paid school fees. I was forced to repair shoes for neighbors to get money but when it proofed not sufficient a friend gave me a camera which we were to share profit. after some time God sent my way a good Samaritan who needed water after we gave him water ; he was concerned and offered to sell me a better camera on installments as I use it. I became a student photographer. After completing my fourth form I joined bible school, later received a call into ministry, I joined American Insurance co. as a salesman just to subsidies my income. Later trained as a computer technician. worked for several companies but later in 2008 returned back to Full-time ministry as a missioner and was then posted in Northern Uganda to pioneer a church. I was privileged to work as resident pastor in several churches until God gave me a new assignment to which I registered the ministry in 2013. I resigned to carry on with the new assignment only to have my business investments collapse. My business patterns went underground and I choose to start farming to generate income. Since then I tried vegetable farming which was not profitable; a friend challenged me to do horticulture which I am now engaged in. It has been a great challenge due to lack of funds but God has been faithful all through. I remain committed to the future is brighter than at beginning, now that their is hope for funding.
I am blessed with three children, my daughter wants to train as electrical engineer while my son wants to be a pastor . I enjoy help others realize their potentials and live a fulfilled life.

My Business

Am a farmer planting traditional vegetables, french beans, Water melons and Tomatoes: Due to market demand I plant a lot of kales for supply in learning institutions where I have secured tenders. My income come from the sales of tomato nurseries as well as spinach sukuma wiki (kale) nurseries. I plant cow peace, pumpkins, terere mite plant (managu) Saget for both local and commercial market. I have just recently switched to incorporate water melons after logistic research on the crop its expenses and total returns. As a pastor I also receive free will offerings as well as gifts from friends and well wisher. I use my returns to pay school fees for my children and some orphans, family upkeep, grow and diversify the business, support widows in the church and improving our home.

Loan Proposal

Hello dear lenders, first I want to appreciate you for your continuous financial support. I will use the loan to acquire a better working second hand laptop to facilitate my research on farming and more it will help me have a convenient online access. Five month ago my laptop broke down beyond repair, as V.M it has been a great challenge for me to post comments on time as well as verify the contacts of new assignee to curb down on forgery hence reduce level of defaulters. Out of the total funds i plan to use 15,000KES for laptop purchase and The Remaining money (29,237KES) for purchase of fertilizer for planting and top dressing the french beans for one and a half acre. In addition I will also purchase ten (10) water pipes to replace the faulty ones for efficiency. Along side I will buy fungicides, and pesticides and pay for extra laborous to assist me with the work.
This project will boost my financial status hence empower me to pay school fees for my own children and also the orphans I give scholarship to. I expect the laptop to help me be more efficient in my VM responsibilities as cyber has always caused a lot of inconveniences and at long run it will be cost effective. The french beans will provide work opportunity to average of thirty women and about four men. As part of inter cropping the maize I plant serves as major boost to food supply to the surrounding market as the stalls supplement animal feeds.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$495.00

Date disbursed

Dec 18, 2016

Repayment status

On Time

Projected term

27 months

Cost to entrepreneur

Service fee: $20.41

Felix opted to pay $20.40 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

Lenders

Craig Newmark

United States

Ask Felix a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$495.00

Amount remaining

$0.00

Date repaid

Mar 12, 2019

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Dec 27, 2016 $10.07 Dec 26, 2016 $10.07
Jan 3, 2017 $10.07 Dec 26, 2016 $10.07
Jan 10, 2017 $10.07 Jan 9, 2017 $10.07
Jan 17, 2017 $0.00
Jan 24, 2017 $5.04 Jan 24, 2017 $5.04
Jan 31, 2017 $5.04 Jan 24, 2017 $5.04
Feb 7, 2017 $5.04 Feb 7, 2017 $5.04
Feb 14, 2017 $5.04 Feb 17, 2017 $5.04
Feb 21, 2017 $5.04 Feb 17, 2017 $5.04
Feb 28, 2017 $5.04 Feb 28, 2017 $5.04
Mar 7, 2017 $5.04 Feb 28, 2017 $5.04
Mar 14, 2017 $5.04 Mar 13, 2017 $5.04
Mar 21, 2017 $2.01 Mar 21, 2017 $2.01
Mar 28, 2017 $2.01 Mar 21, 2017 $2.01
Apr 4, 2017 $2.01 Apr 2, 2017 $2.01
Apr 11, 2017 $2.01 Apr 2, 2017 $2.01
Apr 18, 2017 $2.01 Apr 30, 2017 $2.01
Apr 25, 2017 $2.01 Apr 30, 2017 $2.01
May 2, 2017 $2.01 Apr 30, 2017 $2.01
May 9, 2017 $2.01 May 12, 2017 $2.01
May 16, 2017 $2.01 May 12, 2017 $2.01
May 23, 2017 $2.01 May 12, 2017 $2.01
May 30, 2017 $2.01 May 12, 2017 $2.01
Jun 6, 2017 $2.01 Jun 10, 2017 $2.01
Jun 13, 2017 $2.01 Jun 10, 2017 $2.01
Jun 20, 2017 $2.01 Jun 10, 2017 $2.01
Jun 27, 2017 $2.01 Jun 27, 2017 $2.01
Jul 4, 2017 $2.01 Jun 27, 2017 $2.01
Jul 11, 2017 $2.01 Jun 27, 2017 $2.01
Jul 18, 2017 $2.01 Jun 27, 2017 $2.01
Jul 25, 2017 $2.01 Jul 27, 2017 $2.01
Aug 1, 2017 $2.01 Jul 27, 2017 $2.01
Aug 8, 2017 $2.01 Jul 27, 2017 $2.01
Aug 15, 2017 $2.01 Aug 19, 2017 $2.01
Aug 22, 2017 $2.01 Aug 27, 2017 $2.01
Aug 29, 2017 $2.01 Aug 27, 2017 $2.01
Sep 5, 2017 $2.01 Sep 11, 2017 $2.01
Sep 12, 2017 $2.01 Sep 11, 2017 $2.01
Sep 19, 2017 $2.01 Sep 11, 2017 $2.01
Sep 26, 2017 $2.01 Oct 14, 2017 $1.01
Oct 14, 2017 $1.01
Oct 3, 2017 $2.01 Oct 19, 2017 $1.01
Oct 19, 2017 $1.01
Oct 10, 2017 $2.01 Oct 19, 2017 $1.01
Oct 19, 2017 $1.01
Oct 17, 2017 $2.01 Oct 26, 2017 $1.01
Oct 26, 2017 $1.01
Oct 24, 2017 $2.01 Oct 26, 2017 $1.01
Oct 26, 2017 $1.01
Oct 31, 2017 $2.01 Nov 1, 2017 $1.01
Nov 1, 2017 $1.01
Nov 7, 2017 $2.01 Nov 2, 2017 $1.01
Nov 2, 2017 $1.01
Nov 14, 2017 $2.01 Nov 8, 2017 $1.01
Nov 8, 2017 $1.01
Nov 21, 2017 $2.01 Nov 19, 2017 $1.01
Nov 19, 2017 $1.01
Nov 28, 2017 $2.01 Nov 19, 2017 $1.01
Nov 19, 2017 $1.01
Dec 5, 2017 $2.01 Nov 19, 2017 $1.01
Dec 10, 2017 $1.01
Dec 12, 2017 $2.01 Dec 10, 2017 $1.01
Dec 10, 2017 $1.01
Dec 19, 2017 $2.01 Dec 19, 2017 $1.01
Dec 19, 2017 $1.01
Dec 26, 2017 $2.01 Dec 19, 2017 $1.01
Dec 21, 2017 $1.01
Jan 2, 2018 $2.01 Dec 21, 2017 $1.01
Dec 25, 2017 $1.01
Jan 9, 2018 $2.01 Dec 25, 2017 $1.01
Jan 7, 2018 $1.01
Jan 16, 2018 $2.01 Jan 8, 2018 $1.01
Jan 30, 2018 $1.01
Jan 23, 2018 $2.01 Jan 30, 2018 $1.01
Jan 30, 2018 $1.01
Jan 30, 2018 $2.01 Feb 5, 2018 $1.01
Feb 5, 2018 $1.01
Feb 6, 2018 $2.01 Feb 5, 2018 $1.01
Feb 5, 2018 $1.01
Feb 13, 2018 $2.01 Feb 15, 2018 $1.01
Feb 15, 2018 $1.01
Feb 20, 2018 $2.01 Feb 15, 2018 $1.01
Feb 15, 2018 $1.01
Feb 27, 2018 $2.01 Mar 10, 2018 $1.01
Mar 10, 2018 $1.01
Mar 6, 2018 $2.01 Mar 13, 2018 $1.01
Mar 13, 2018 $1.01
Mar 13, 2018 $2.01 Mar 13, 2018 $1.01
Mar 15, 2018 $1.01
Mar 20, 2018 $2.01 Mar 15, 2018 $1.01
Mar 15, 2018 $1.01
Mar 27, 2018 $2.01 Mar 15, 2018 $1.01
Mar 15, 2018 $1.01
Apr 3, 2018 $2.01 Apr 7, 2018 $1.01
Apr 7, 2018 $1.01
Apr 10, 2018 $2.01 Apr 8, 2018 $1.01
Apr 8, 2018 $1.01
Apr 17, 2018 $2.01 Apr 18, 2018 $1.01
Apr 18, 2018 $1.01
Apr 24, 2018 $2.01 Apr 23, 2018 $1.01
Apr 23, 2018 $1.01
May 1, 2018 $2.01 Apr 23, 2018 $1.01
Apr 23, 2018 $1.01
May 8, 2018 $2.01 May 6, 2018 $1.01
May 6, 2018 $1.01
May 15, 2018 $2.01 May 6, 2018 $1.01
May 6, 2018 $1.01
May 22, 2018 $2.01 May 9, 2018 $1.01
May 9, 2018 $1.01
May 29, 2018 $2.01 May 15, 2018 $1.01
May 15, 2018 $1.01
Jun 5, 2018 $2.01 Jul 3, 2018 $1.01
Jul 3, 2018 $1.01
Jun 12, 2018 $2.01 Jul 3, 2018 $1.01
Jul 3, 2018 $1.01
Jun 19, 2018 $2.01 Jul 8, 2018 $1.01
Jul 8, 2018 $1.01
Jun 26, 2018 $2.01 Jul 10, 2018 $1.01
Jul 10, 2018 $1.01
Jul 3, 2018 $2.01 Jul 10, 2018 $1.01
Jul 10, 2018 $1.01
Jul 10, 2018 $2.01 Jul 10, 2018 $1.01
Jul 15, 2018 $1.01
Jul 17, 2018 $2.01 Jul 15, 2018 $1.01
Jul 29, 2018 $1.01
Jul 24, 2018 $2.01 Jul 30, 2018 $1.01
Aug 3, 2018 $1.01
Jul 31, 2018 $2.01 Aug 3, 2018 $1.01
Aug 3, 2018 $1.01
Aug 7, 2018 $2.01 Aug 5, 2018 $1.01
Aug 16, 2018 $1.01
Aug 14, 2018 $2.01 Aug 17, 2018 $1.01
Aug 19, 2018 $1.01
Aug 21, 2018 $2.01 Aug 31, 2018 $1.01
Aug 31, 2018 $1.01
Aug 28, 2018 $2.01 Aug 31, 2018 $1.01
Sep 17, 2018 $1.01
Sep 4, 2018 $2.01 Sep 17, 2018 $1.01
Sep 18, 2018 $1.01
Sep 11, 2018 $2.01 Sep 18, 2018 $1.01
Sep 21, 2018 $1.01
Sep 18, 2018 $2.01 Sep 21, 2018 $1.01
Sep 22, 2018 $1.01
Sep 25, 2018 $2.01 Sep 22, 2018 $1.01
Sep 30, 2018 $1.01
Oct 2, 2018 $2.01 Sep 30, 2018 $1.01
Sep 30, 2018 $1.01
Oct 9, 2018 $2.01 Oct 7, 2018 $1.01
Oct 7, 2018 $1.01
Oct 16, 2018 $2.01 Oct 14, 2018 $1.01
Oct 14, 2018 $1.01
Oct 23, 2018 $0.00
Oct 30, 2018 $15.11 Oct 30, 2018 $15.11
Nov 6, 2018 $15.11 Nov 6, 2018 $15.11
Nov 13, 2018 $15.11 Nov 13, 2018 $15.11
Nov 20, 2018 $15.11 Nov 13, 2018 $15.11
Nov 27, 2018 $0.00
Dec 4, 2018 $0.00
Dec 11, 2018 $2.01 Dec 10, 2018 $1.01
Dec 10, 2018 $1.01
Dec 18, 2018 $2.01 Dec 10, 2018 $1.01
Dec 13, 2018 $1.01
Dec 25, 2018 $2.01 Jan 1, 2019 $1.01
Jan 1, 2019 $1.01
Jan 1, 2019 $2.01 Jan 1, 2019 $1.01
Jan 1, 2019 $1.01
Jan 8, 2019 $0.00
Jan 15, 2019 $0.00
Jan 22, 2019 $0.00
Jan 29, 2019 $2.01 Jan 29, 2019 $2.01
Feb 5, 2019 $2.01 Feb 13, 2019 $1.01
Feb 13, 2019 $1.01
Feb 12, 2019 $2.01 Feb 21, 2019 $2.01
Feb 19, 2019 $15.11 Feb 21, 2019 $15.11
Feb 26, 2019 $10.07 Feb 23, 2019 $10.07
Mar 5, 2019 $10.07 Feb 23, 2019 $10.07
Mar 12, 2019 $147.48 Mar 12, 2019 $147.48

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