Help to fund my education

James

Mtwapa, Kenya

100% repaid

Entrepreneur

Name

James

Member since

August 2016

On-time repayments

219 installments  •  99%

About Me

I was brought up in middle class family;where my parents could afford to place a meal on the table. I went to Sagala primary school in taita taveta county.Here we used to go to school bare footed n tattered school uniform with patches. In school there was young farmers club; which helped me to nurture my rabbit keeping hobby . In had vast interest in becoming a lawyer but couldn't achieve my goal. This is due to financial constrain where my parents couldn't raise my school fees and other siblings. However, this didn't affect my in terest in academic work.Apart core curriculum activities in schoo we also participated in extra curricular activities such as taita traditional dance and songs. In our traditional dances we shake the body parts below the waist and stamping the feet's. Our traditional food are kimanga(mix of crushed well cooked cassava and beans) ,dazuka(baked maize flour and sugar) and local brewe is classed mwasina

My Business

Having engaged myself in rabbit farming for some time I decided to diversify my business ventures. I decided to start a kiosk in my village to add another stream of income and fill the gap of providing essentials commodities such as sugar,bread,bun dough, wheat and maize flour,cereals and non alcoholic beverages to the locals. A business opportunity arose from this gap which I couldn't hesitate to fill after carry out feasibility study and determined the viability of this business.

Loan Proposal

I use the funds to pay my college fees worth sh.52000. The remaining amount of money will come from my personal income. Through education I will be better person and of good to my society and change the lives of many. Also I will better and improve my proffessional competency , hence fit well in the job market.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$357.00

Date disbursed

Apr 27, 2018

Repayment status

On Time

Projected term

12 months

Lenders

cyrus0302

San Francisco, United States

Jennifer Weber

Canandaigua, Ny, United States

A

Andrei

United States

P

PeterP

United Kingdom

MF

Mike Frawley

United States

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

afaness

Germany

sbdoc

Reno, United States

Metalfreund

Berlin, Germany

D

David

United States

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  • James    Sep 23, 2023

    I wish to adjust my loan repayment amount due to low sales volume. Levels of inflation rate are high which has robbed me my sales revenue due to reduced consumers purchasing power

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  • James    Sep 2, 2023

    Low revenue collection due to reduced consumers disposable income as results of inflation. This has led to low sales

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  • Joseph    Aug 10, 2023

    You're doing very well. I like how you have documented your business. I've learned a good lesson.

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  • Dali    Aug 7, 2023

    Good Luck James

    Translated by Google     Show original

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  • Nelly    Aug 4, 2023

    Good luck

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  • James    Aug 2, 2023

    I hereby thank my serial lenders for their continued financial support. Mat their pockets neverdryu

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  • James    Apr 29, 2023

    Economic turmoil which robbed me my revenues due to low sales volume.

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  • James    Jan 18, 2023

    January back to school fees burden. Which has made me slash the money meant for loan repayment and divert it to fee payment for my children and siblings.

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  • James    Dec 10, 2022

    I have received the funds thanks to my lenders. I have used the funds to buy additional stock

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  • James    Dec 4, 2022

    Hallo. My loan was fully funded within 48 hours, which is a big thank to my lenders for their continued financial support. However it's second week and the funds haven't been disbursed to my mpesa number.

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  • James    Nov 25, 2022

    Thanks in advance zidisha lenders for accepting to fund my project. I'll use the funds to restock my shop. In there future I would like to used my revenues to rehabilitate a semi arid zone in Taita Taveta county

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  • James    Nov 24, 2022

    I would like to thank my zidisha lenders, your have become part of family members. Despite economy upheaval that dwindle my revenues due to COVID-19 pandemic and drought and famine in Kenya, our able to pay my bills and fee for my younger siblings and children. Once again I say thank you for your continued financial support

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  • James    Nov 20, 2022

    Severe drought and famine that has reduced consumers disposable income hence low sales volume.

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  • James    Aug 20, 2022

    Pre and post-election aftermath which dwindled my revenues

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  • James    May 29, 2022

    High inflation and increased taxation which has robbed me my revenues. This has lowered my profit gains which I used them to repay my zidisha loan

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  • James    Mar 15, 2022

    I have received the funds instantly via my safaricom number. Thumbs up Zidisha family

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  • James    Mar 15, 2022

    I hereby thanks Zidisha family (members) for your continued financial support! I will use the funds to buy additional stock thus increasing my revenue. cheers members

    Regards
    James Nyange

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  • James    Mar 5, 2022

    I would like to thank my able lenders for their continued support. The fund enabled me add more stock in my business hence catering for the needs of my customers. Increased stock made me satisfy their needs. This led to high stock turner which increased my revenues thus increasing my profits yields. I used part of profits to pay fees for my children and pay my Zidisha loan

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