Linus
Tom Mboya Estate,kisumu City., Kenya
8% repaid
Name
Linus
Member since
July 2014
On-time repayments
92 installments • 7%
I am Linus Milanya, single and coming from a family of 4 children.2 boys and 2 girls. I have my parents who are both subsistence farmers at home. I stay in Kisumu city which is located 100km from my home. I have been there for the last 3years. I`m employed by an organization known as Tuungane as a co coordinator in the department of mobilization. I have studied public relation up to Diploma level. I want to start part time classes so that I attain my Degree title in the field of Public Relation. This will enable the organization I`m currently employed with consider my promotion that will result in salary increment. I like playing pool and making new friends during my free time, I`m talented in soccer player too having been recognized in many games both in schools and clubs.
Since I`m employed with an organization on a contract basis, I`m confident of getting my salary and using it in repay the loan. I get paid monthly salary of $ 200. I do have costs which may sum up to $110 per month. This will leave me with averagely $ 80 which I can use to repay the loan. There is demand in degree course which I want to pursue because one can work both in private NGOS or public offices. Some organization may consider having my services because of practical experiences which I have gained for the last 3 years. The profession I have also has advantage of contracts whereby if you are stopped emergently, the organization has to pay you for the whole period which is a good backup to repay my loan. Risks involved are like too much travel which may make one sleep outside his/her house for even one week or more. Monthly profit is about $80 which is the difference between my revenues of $ 220 and costs of $140.Confidently, going by that, chances of repaying the loan are high.
I will use the loan to pay for my school fee in pursuing a degree course part time.The benefit of pursuing this course is to help me gain experience that will enable the organization I am working with consider my promotion which will translate to salary increment.
It will also boost my chances of of delivering quality services to any organization or even government hence attracting more opportunities.
I believe lenders should support me because every time I get paid it normally comes with a lot of costs and bills leaving me with very little money to take to school.Lenders to consider your ability to repay given that I am employed on a contract basis.
I look forward to your humble support and also to cooperate and be available all the time as required by zidisha organization.Thanks.
Positive
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Neutral
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Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Aug 14, 2014
Repayment status
Late
Projected term
21 months
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