Funds in support of my masters studies

Richmond

Kumasi, Ghana

100% repaid

Entrepreneur

Name

Richmond

Member since

January 2017

On-time repayments

134 installments  •  90%

About Me

I am Richmond Boakye and I live in Kumasi in the Ashanti region of Ghana but stays in Accra. I am also a recent graduate from the University of Ghana, Legon and I studied Geography & Resource Development and Psychology. Zidisha did help me with my upkeep by funding my wallpaper business while in school. When I completed senior high school, I stayed home for a year before university because of certain factors with the financial barrier being one of them and I am someone who always likes to use his time wisely so I continue to challenge myself.

My enthusiasm made me used my gap year at home to learn Graphic designing which become a useful skill when I entered University. Again, my keen interest in graphics made me enter in wallpaper fixing business and it was through an interaction with my roommate that’s how I was introduced into Wallpaper Fixing business when I entered the University of Ghana. Wallpaper Fixing is similar in a way to graphic designing because both require some sense of creativity and it's also a form of arts/designs.
In the university community, most students like to make their room look cool and nice because their room tells more about who they are. Wallpapers in student rooms were the new catch which is growing in demand and as an entrepreneur, I took advantage of the market.

Although I have interest in Arts I would like to become a global business and research leader especially in the field of tourism and business development which I see as a tool to create new jobs and economic growth.

In lieu of this, I have applied to Masters in tourism studies at Mid Sweden University which they have admitted and granted me a Tuition fee scholarship. They have one of the leading tourism research centres in Europe and I would like to take advantage.

My Business

I am currently working as National service personnel at the office of Research Innovation and Development in the University of Ghana which I am being paid a monthly allowance. I also take on occasional room designing jobs.

I will be able to make payment to Zidsha through my allowance from the University of Ghana and other jobs I get along sides.

Again, if I am not able to finish with payment while in Ghana I promise to continue with payment when I start my studies in Sweden.

Loan Proposal

Since I am on a scholarship I will not be paying tuition fee but I will be needing money to cover visa, travel to the Swedish embassy in Abuja for my biometrics, etc.
Visa cost-$104
Travel to Abuja by bus-$135
and costs....

Feedback

2

None

None

  • Jane    Jul 13, 2017

    Paid back 100% again! Great entrepreneur who gets the job done :)

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  • Jane    Jun 1, 2017

    Awesome, motivated young man, pays back 100% !

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Loan Info

Project Type

Classic Loan

Disbursed amount

$400.00

Date disbursed

May 10, 2019

Repayment status

On Time

Projected term

3 months

Lenders

Dianne

Maryville, United States

G

GalantnostS

Hong Kong, Hong Kong

Ishaque

New Jersey, United States

R

RielCanadian

Lethbridge, Canada

Irvin

Vancouver, Canada

investor

Candiac, Canada

T

tatts2000

melbourne, Australia

malcolm D

grants pass, United States

G

glosoli

Boston, United States

AltruisticSelfishnes

Chicago, United States

O

okane

Espoo, Finland

lietu

Tallinn, Estonia

J

JeanSmith

Mercer County, United States

J

jozua

Delft, Netherlands

I

Interfree

Dubai, United Arab Emirates

B

bgnet

Kalamazoo, United States

P

pieces15

Grand Falls-Windsor, Canada

J

jjcharlie

chicago, United States

R

rcmssr

Woodbury, United States

G

giaco

madrid, Spain

Pere

Barcelona, Spain

S

share

Whitby, Canada

AmeliaAndMatt

NSW, Australia

T

ToddK

Indianapolis, IN, USA, United States

M

mogensh

København V, Denmark

P

Purllyn

Dillon, United States

G

GLWall

Iowa, United States

B

briansedz

Canton, Ohio, United States

Krtecek

Balzers, Liechtenstein

T

tmsaddress

Orlando, Florida, United States

C

cyrilleberger

Gammalkil, Sweden

captainhappy

Gladstone, Australia

gbnbca

Janeville, Canada

F

fourstarsfamily

Melbourne, Australia

S

Sinclair55

Burlington, Canada

Boysenfam

Boulder, United States

B

BTaylor

Colorado Springs, CO, United States

J

Jeb33red

Bourne end, United Kingdom

amovida

Central valley, ny, United States

G

glomardor

Leonardtown, United States

J

jzidi

Los Angeles, United States

A

Austrian

Graz, Austria

P

PhilACK

Brampton, Canada

Jouni

Finland

V

Va_Ce_Jo

Egham, United Kingdom

L

loistf

Madrid, Spain

peanut

Halifax, Canada

W

wildnis

Seattle, United States

ads68

Melbourne, Australia

MPatino01

Somerville, United States

A

Aaron

Zurich, Switzerland

Andreas Kiss

Vienna, Austria, Austria

P

Peksa

Espoo, Finland

J

jerryq

Redding, United States

L

lilbsedz

Raleigh, United States

V

Valis

Singapore, Singapore

A

Andy

Berlin, United States

chadgibbs

Loveliest Village, United States

G

glh25

Winooski, United States

N

netsirkd

Highland, United States

T

texasags

owasso, United States

I

ianb723

ROCHESTER, United States

ericacamille

Brooklyn, United States

nmatpt

Lisboa, Portugal

joaoferraz

RINCHOA, Portugal

A

amish

San Francisco, United States

H

HomesteadSchool

Glen Spey, United States

JTShorty

Gorham, Maine, United States

G

Goldrivermob

Gold River, Canada

neocodesoftware

vancouver, Canada

N

Navigator

Alavus, Finland

numbat

Perth, Australia

M

Moonknight

Østre Gausdal, Norway

K

Krish

Dubai, United Arab Emirates

C

Colmena

Chicago, United States

paulclinton

malaga, Spain

VicC2

Richmond, United States

A

AndrewC

London, United Kingdom

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

O

Ohio

Ohio, United States

R

rebtl

San Francisco, United States

soniad

Dubai, United Arab Emirates

90803

Long Beach, United States

ShaneHeneghan

Galway, Ireland, Belgium

E

emilys

Rochester, United States

E

E

Marin county, United States

E

emilyeaton

New York, United States

fransk

Culemborg, Netherlands

Evan Lamos

Brussels, Belgium

A

akshu71

Ottawa, Canada

L

liseman

United States

N

nguyenlapq

United States

M

Malibu

Westwood, United States

T

tomcat14

Brussels, Belgium

Arjan Geven

Vienna, Austria

K

Kramer91

Kamerik, Netherlands

O

osubucks45

United States

raychieng

Sibu, Malaysia

meryn

The Hague, Netherlands

M

Mal57

Australia

T

tomspalla

United States

B

binxbolling

Boston, United States

R

richardbrewster

United Kingdom

K

Karpet

Faroe Islands

bb4dogs

United States

trincowski

Vilar, Vila do Conde, Portugal

alrisha11

United States

mepster

San Francisco, Ca, United States

chriseyre

Fremont, Ca, United States

R

RonEddy

United States

TyWee

Manila, Philippines

L

luckiestmonkey

United States

belvi

Hoogeveen, Netherlands

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

ThomasJosef

Berlin, Germany

R

reganbrian

United States

J

Jimbo

United States

H

Heath

United States

Mimobo

Schwäbisch Gmünd, Germany, Germany

S

StefanB

Stockholm, Sweden

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Haim Si

Mexico, Mexico

S

Sven

Netherlands

T

TZ

Singapore, Singapore

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

D

dsfranz

Gaeta, Italy

Fred

Germany

SMOICE

Berlin, Germany

MW

Matt Willis

United States

JD

Jo Dane

Melbourne, Australia

Dominik Wagner

Karlsruhe, Germany

Haroldo Ramthun Junior

Pomerode - Santa Catarina - Brazil, Brazil

Jake Badger

Roskilde, Denmark

DB

Dianne Bayes

Huntersville, United States

Wendy

Los Angeles, United States

I

Ian

United Kingdom

M

Mary

United States

J

JB

Germany

Ask Richmond a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Richmond    Jul 27, 2020

    Thank you, lenders, for the loans. You have all been supportive throughout my journey from bachelors (Ghana) to Masters (Sweden). It has been a daunting journey but I must say I like the challenges because it has taught me much about life.God bless you all.

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  • Richmond    Jul 12, 2020

    I would like to reduce the amount for now and pay it fully later.

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  • Richmond    May 12, 2020

    I would like to readjust my payment plan for a month due to the loss of my part-time job.

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  • Richmond    Mar 2, 2020

    Will resume normal Payment schedule soon.

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  • Agnes    Feb 9, 2020

    I call the applicant but he couldn't answer my calls so I was able to spoke to one of his reference whom he said he will talk to him to make the payment thank you

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  • Richmond    Jan 20, 2020

    Dear lenders,
    I have been trying to pay with my card for days now and this is what i always get
    "We could not charge this card. Reason: INVALID_REQUEST: Relationship not found for merchantID 3057FL17, card type VC". I have tried with other cards but still gets the same response.This is the card I have been using to make payments since i moved abroad however, i have sent a message to zidisha using the help button and I am hoping it gets resolved soon.

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  • Richmond    Dec 9, 2019

    Dear lenders
    Sorry for the delay with the payments but I have now gotten a part time job since I moved here and will resume my normal repayment schedule as soon as possible.thanks

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  • Richmond    Dec 9, 2019

    I have now gotten a part time job and hopes to finish my payment by early January.thanks for your patience.

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  • Richmond    Oct 8, 2019

    Hello,lenders I am sorry for my delay in payments.I am now sorting our things relating to social security number, bank account and a part time job and hopefully everything will be solved soon.I will resume payment as agreed.Thank you

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  • Richmond    Aug 19, 2019

    Dear Lenders,
    I have used the loan to buy travelling bags and some for other travelling expenses. For now, I would like to reduce my instalment amount and will do well to resume back to my initial agreed amount.
    Thank you for your support and trust.

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  • Richmond    Aug 15, 2019

    Dear Lenders,

    Please, I have now received the loan and I will keep you updated on my progress.
    Thank you

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  • Richmond    Aug 11, 2019

    Dear lenders,
    Please the loan I requested have not yet been credit to my bank account although it shows on my profile that it has been disbursed.
    I don’t know what the fault is but I am trying to resolve it as soon as possible with Zidisha.
    Will keep you updated once the loan has been credited to my account.
    Thank you.

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  • Richmond    Aug 8, 2019

    Thank you lenders for funding my loan.I will keep you updated on the outcomes.

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  • Mary    Aug 7, 2019

    I have no doubt you will be successful in whatever business ventures you undertake in the future Richmond!

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    • Richmond    Aug 7, 2019

      Thank you Mary for such an inspiration and trust in me.
      God bless you and I wish you the best in your work!

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  • Richmond    Aug 2, 2019

    Dear lenders ,
    As I already updated you on the outcome of my permit application.I have been granted it now and I am now preparing for my journey to Sweden. Wish me luck!

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  • Richmond    Aug 1, 2019

    Hello lenders,
    Please I have been granted the study permit now.Thank you for all your support.God bless you you all.

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  • Richmond    Jun 9, 2019

    I will be visiting Abuja on Monday and a considerable amount of my savings have been invested in the trip. I would, therefore, resume the normal repayment schedule in due time. Thank you

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  • Richmond    May 24, 2019

    Dear Lenders,
    I have been able to apply for my permit and Still waiting for approval.
    Will keep you updated.Thank you for your support.

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  • Richmond    May 10, 2019

    Thank you all lenders for your support. I have received the loan and will start my permit as soon as possible.I will also be keeping you updated on my progress.God bless you all.

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  • Richmond    May 4, 2019

    Thank you, lenders, for the opportunity and I will surely give back to my community. I will use the loan to get my permit, travels and other costs sorted.
    Thank you.

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