Funds to purchase a hybrid cow

Francis

Nyamira, Kenya

65% repaid

Entrepreneur

Name

Francis

Member since

January 2015

On-time repayments

69 installments  •  41%

About Me

Am a twenty four year man with a diploma in business administration. I was born in a family of six members i.e four girls and two boys. due to hard struggle from my parents,, i was not able to continue further with my studies because of the young siblings who are still in secondary.
After being outside for quite some time, i decide to join my friends at a youth forums who truly encouraged me to start something that could possibly help myself.
I took that advantage and started by helping my dad in raring the cows he head.Gradually the cow started being health and it really motivated me a lot from the way they were previously.
Until now that's the kind of work i do though am in partnership with my dad.

My Business

My entire of business come along when i finished my Diploma course at Kenya institute of management in Nairobi. I used the little i had to supplement the little income i earned.
Mean while i was on my progress of implementing my business, i come a close my good friend Wycliffe apiri who happens to be successful in the business. i remember not long ago Wycliffe was brought to our youth forum and talk to young generation about the idea of saving. from there we were given a chance to visit him and see what he had done.
Its through this idea i developed and since we come from the same village, i seeked some advice from and he introduce me to this group and assured me for abetter improvement.
so far by now i come save a minimum of 2 dollars per week. Its my wish and hope that you will help me improve my business.
thanks a lot and i promise to be loyal in every way possible i can to maintain terms and conditions of this institution .
thanks

Loan Proposal

I would like to take this opportunity to thank all my lenders for the great help for my first loan. I come successful and i could like to make new changes in my livestock as i wanna move a step a head in my business.
My first loan was meant to improve my zero grazing status and it really helped a lot. My dedication goes to the expanding my project by purchasing a new hybrid cow with capability of producing enough milk for customers. I do believe by doing so i will move another extra mile by providing a good business opportunity to my self as well as my colleagues.
Its my great hope that your help will great see me move a step.
Thanks a lot and my you be blessed.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$110.00

Date disbursed

Apr 20, 2015

Repayment status

Late

Projected term

15 months

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  • Francis    Mar 28, 2016

    I am paying exam fee at the time and i would like to lower my payment so as to meet my target

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  • Francis    Jan 4, 2016

    The current payment plan is higher hence I can not manage to pay currently , I could love to reduce it to achieve the amount..

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  • Francis    Dec 13, 2015

    I have less money to pay the current installment.I will like to reduce

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  • Francis    Nov 9, 2015

    I want to manage my loan payment on time and would like to pay my loan on time

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  • Francis    Oct 19, 2015

    I don't want to default the weekly payment because I didn't pay last week and the amount has increased

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  • Francis    Sep 29, 2015

    I have a health problem can't the current amount

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  • Francis    Sep 9, 2015

    I can't achieve the target by now due to low earning this mounth

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  • Catherine CatDesignz    Aug 15, 2015

    How are things going Francis?

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  • andyfletcher    Aug 11, 2015

    Hello Francis,
    I hope all is well. Do you have any news for us on your repayments?

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  • Francis    Jul 26, 2015

    I could like to service and finish payment of my loan soon for another loan

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  • Francis    Jun 27, 2015

    I want to complete servicing my loan soon so as to get another one

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  • Francis    Jun 2, 2015

    Low returns in my funded business

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  • Francis    May 11, 2015

    There is low returns in milk production especially in this rainy season....I would like to lower as I look forward in increasing when production will increase....

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  • Francis    Apr 21, 2015

    Thank you my lenders you have really given a big financial bust to my farm . I am really grateful...I received a total of Ksh.9913

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  • Kitty    Apr 19, 2015

    Congratulations on your second loan, I hope the cow works out well

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  • Francis    Apr 19, 2015

    Thanks alot for your support, with this loan, i will purchase a hybrid cow.
    Thanks.

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  • Francis    Mar 19, 2015

    Zidisha is the best lending option if one is thinking to get a loan from an organization. I have have used the money I have used the loan I got from Zidisha plus my saving to buy another cow to add to those of my Dad.
    Most importantly to note is how easily I have repaid the loan in less a month. In the loan payment you are able to adjust the the amount you can repay at a given time, a chance to increase and decrease the amount you can repay.
    I am so grateful for Zidisha for your continued support for people who need affordable loans .
    Thank you and may God bless you.

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  • Francis    Feb 15, 2015

    I have less money to pay at the current installment and I don't wish to skip loan repayments.

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  • Kitty    Jan 21, 2015

    Congratulations and good luck

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  • Francis    Jan 21, 2015

    Hi lenders,
    I wanna take this opportunity for fully funding my loan. Thanks a lot and be blessed.

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