Name
Kennedy
Member since
March 2014
On-time repayments
354 installments • 74%
I joined "Class One" in the year 1987, at Vigetse Primary School. Over this period of time, it was a life of struggle since we were being raised by a single mother, which happened due to our father being involved in a tragic road accident, leaving us while we were still young. I later joined "Form I" after doing my K.C.P.E in the year 1995. I did not continue with my secondary level of education due to struggles we were going through with our single mom, which forced me out of school at "Form II". Due to this unfortunate situation of my mother having to struggle, tilling people's land and other manual work to get food and other necessities for us, I and one of my sisters went to be put up with our grandmother, while my other two sisters went to be put up with the sister of my grandmother. There also was the younger sister of my grandmother who later took two more sisters of mine to be put up with her, while my elder brother went to stay with one of my uncles who (the uncle) later passed on from asthma. This forced my elder brother to come back home and continue with the daily challenges that we were going through. My mom was aging a lot from facing so many challenges.
Then, I met a friend who later took me to the city, but as young as I was, nobody was willing to allow me to be employed in their firm. But it was in this process that I met a Good Samaritan who was willing train me in furniture work and therefore took me to a polytechnic to train over said job. After training, I began working with a certain company, after which I began working by my own.
I married in the year 2013. My wife is employed while I run my furniture business.
I am the fifth born in a family of seven. I was born in 1979 and was raised in Western Kenya, namely in Vihiga County.
I began working as a carpenter at another company in the year 2000. That was after going through training for two years, from 1998. I later began working on my own, after having an experience of one year in that company. It is through this, therefore, that I conceived the idea of supplying my clients who own the showrooms to display my work. Through this, I have attracted many customers. They also prefer me because of my fair prices and the way I do the finishing of my work. I also do carpentry work and joinery. The business is doing well, but with challenges. I do make a profit margin of around Kshs 30,000 ($352) a month. Due to the standard of living here in the city, I find it not very easy to manage with only this profit margin. The main challenge is therefore how to manage paying the workshop, paying house rent, and also buying the materials with the same profit, to increase the volume of my production. I therefore request to be supported with a loan, hence adding materials to produce more work.
Once again I am very greatfull for the opportunity given to me by the zidisha to grow my business, this is how I will use the loan, I will take $.338 to stock the wood for my furniture works, since also I have some place to display my work, I will prepare a coffee table set which may cost me $. 68 then I will take $.68 to buy vanish, binding materials, paints and nails for joinery works. since I am working in rented place, I will take $.90 to pay for my rent. the remaining amount I will use for transporting my wares to the show room. Thanks so much for your great help in making sure that my business grows.
Positive
10
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$694.00
Date disbursed
Nov 25, 2014
Repayment status
On Time
Projected term
14 months
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Amount repaid
$799.17
Amount remaining
$0.00
Date repaid
Feb 1, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 7, 2014 | $47.91 | Dec 7, 2014 | $47.91 |
Dec 14, 2014 | $17.05 | Dec 14, 2014 | $17.05 |
Dec 21, 2014 | $17.05 | Dec 21, 2014 | $17.05 |
Dec 28, 2014 | $17.05 | Dec 28, 2014 | $17.05 |
Jan 4, 2015 | $17.05 | Jan 4, 2015 | $17.05 |
Jan 11, 2015 | $17.05 | Jan 11, 2015 | $17.05 |
Jan 18, 2015 | $17.05 | Jan 17, 2015 | $17.05 |
Jan 25, 2015 | $17.05 | Jan 25, 2015 | $17.05 |
Feb 1, 2015 | $17.05 | Feb 1, 2015 | $17.05 |
Feb 8, 2015 | $17.05 | Feb 8, 2015 | $17.05 |
Feb 15, 2015 | $17.05 | Feb 16, 2015 | $17.05 |
Feb 22, 2015 | $17.05 | Feb 22, 2015 | $17.05 |
Mar 1, 2015 | $17.05 | Mar 2, 2015 | $17.05 |
Mar 8, 2015 | $17.05 | Mar 8, 2015 | $17.05 |
Mar 15, 2015 | $17.05 | Mar 16, 2015 | $17.05 |
Mar 22, 2015 | $17.05 | Mar 30, 2015 | $17.05 |
Mar 29, 2015 | $17.05 | Mar 30, 2015 | $17.05 |
Apr 5, 2015 | $17.05 | Apr 20, 2015 | $17.05 |
Apr 12, 2015 | $17.05 | Apr 20, 2015 | $17.05 |
Apr 19, 2015 | $17.05 | Apr 20, 2015 | $17.05 |
Apr 26, 2015 | $17.05 | Apr 27, 2015 | $17.05 |
May 3, 2015 | $5.68 | May 3, 2015 | $5.68 |
May 10, 2015 | $5.68 | May 11, 2015 | $5.68 |
May 17, 2015 | $5.68 | May 19, 2015 | $5.68 |
May 24, 2015 | $5.68 | May 31, 2015 | $5.68 |
May 31, 2015 | $5.68 | May 31, 2015 | $5.68 |
Jun 7, 2015 | $5.68 | Jun 8, 2015 | $5.68 |
Jun 14, 2015 | $5.68 | Jun 15, 2015 | $5.68 |
Jun 21, 2015 | $5.68 | Jun 21, 2015 | $5.68 |
Jun 28, 2015 | $5.68 | Jun 30, 2015 | $5.68 |
Jul 5, 2015 | $5.68 | Jul 5, 2015 | $5.68 |
Jul 12, 2015 | $5.68 | Jul 13, 2015 | $5.68 |
Jul 19, 2015 | $5.68 | Jul 20, 2015 | $5.68 |
Jul 26, 2015 | $5.68 | Jul 26, 2015 | $5.68 |
Aug 2, 2015 | $5.68 | Aug 9, 2015 | $5.68 |
Aug 9, 2015 | $5.68 | Aug 9, 2015 | $5.68 |
Aug 16, 2015 | $5.68 | Aug 24, 2015 | $5.68 |
Aug 23, 2015 | $5.68 | Aug 24, 2015 | $5.68 |
Aug 30, 2015 | $5.68 | Sep 9, 2015 | $5.68 |
Sep 6, 2015 | $5.68 | Sep 9, 2015 | $5.68 |
Sep 13, 2015 | $5.68 | Sep 22, 2015 | $5.68 |
Sep 20, 2015 | $5.68 | Sep 22, 2015 | $5.68 |
Sep 27, 2015 | $5.68 | Oct 5, 2015 | $5.68 |
Oct 4, 2015 | $5.68 | Oct 5, 2015 | $5.68 |
Oct 11, 2015 | $5.68 | Oct 13, 2015 | $5.68 |
Oct 18, 2015 | $5.68 | Nov 8, 2015 | $5.68 |
Oct 25, 2015 | $5.68 | Nov 8, 2015 | $5.68 |
Nov 1, 2015 | $5.68 | Nov 8, 2015 | $5.68 |
Nov 8, 2015 | $5.68 | Nov 8, 2015 | $5.68 |
Nov 15, 2015 | $5.68 | Dec 1, 2015 | $5.68 |
Nov 22, 2015 | $5.68 | Dec 1, 2015 | $5.68 |
Nov 29, 2015 | $5.68 | Dec 1, 2015 | $5.68 |
Dec 6, 2015 | $5.68 | Dec 7, 2015 | $5.68 |
Dec 13, 2015 | $5.68 | Dec 18, 2015 | $5.68 |
Dec 20, 2015 | $5.68 | Dec 23, 2015 | $5.68 |
Dec 27, 2015 | $5.68 | Dec 27, 2015 | $5.68 |
Jan 3, 2016 | $5.68 | Jan 12, 2016 | $5.68 |
Jan 10, 2016 | $5.68 | Jan 12, 2016 | $5.68 |
Jan 17, 2016 | $56.82 | Jan 18, 2016 | $56.82 |
Jan 24, 2016 | $56.82 | Jan 26, 2016 | $56.82 |
Jan 31, 2016 | $86.49 | Jan 31, 2016 | $79.55 |
Feb 1, 2016 | $6.94 |
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