Gas supply and mpesao

Elizabeth Shali

Thika, Kenya

47% repaid

Entrepreneur

Name

Elizabeth Shali

Member since

January 2015

On-time repayments

216 installments  •  49%

About Me

I am 26 year old lady married with one lovely daugter.I undertook my studies primary school studies in Kilifi later moved to Thika for secondary school studies at broadway secondary school.I worked at a photo studio in Thika since 2010 to 2011 and that is when i decided to pursue business.Through my saving and my husband we started an mpesa shop and Gas supply station at Weiteithie since it is a place with large population and this necessities are required.The 1st business was an Mpesa which costed as about $500 to put it up.After running it for 6months and realising it was doing well and we introduced supply of cooking gas since most residents there depend on this.When my daughter grows up i would like her to become a surgeon which was my dream as i was growing up or an entrepreneur.This does not mean i will hinder her will to become what she wants but what i will ensure is that she gets a solid eduction to achieve her dream in life.

My Business

The whole idea of my business came up as a result of realising mobile transfer necessity in the modern world.These was lacking in the area as business people and individuals had to travel to Thika to get this essential service.The idea of cooking gas supply came up as the rising demand of the cooking gas due to increase in population in the area.My typical cost are purchase of stock and rent.The cost of rent is $40 which serves both the mpesa and the gas.My mpesa shop gives a profit of ranging between $170 and $150 a month.The cooking gas purchase cost is about $10 a unit and sell it at $15 a unit and my avarage supply units in a month is between 80-100 units.This in total gives me an avarage profit of $600 a month.My profit is used in reinvestment,home expenses and i am planning to enroll for an Diploma in banking and finance later in life.

Loan Proposal

I am planning to top up gas stock with 200 pieces with this I will raise 60 dollars a week.with this I will meet my installments comfortably and expand business. My business location is continuously raising demand for this commodity due to the high population in Thika.I am planning to double this stock and find a new space in the next 1 year.I am planning to use $1800 to buy 200 pieces of 6kg gas which I will supply at a range of $12-$15 per piece.With this sales I will make a profit of $600-900 after deducting my cost
.I am planning to use my profit to expand my business and also pay the school fees of my daughter. The balance I will take my family for holiday in the month of October and December. Thanks Zidisha for your continuous support on my business and more thankful to the lenders who have continued to believe in me and my business.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$361.01

Date disbursed

Jun 16, 2016

Repayment status

Late

Projected term

35 months

Cost to entrepreneur

Service fee: $15.62

Elizabeth opted to pay $148.42 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

Lenders

Lauren Rosenbaum

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JB

James Broderick

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J

Jason

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zebby24

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HI

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mbunifu

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JonasG

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eagle3

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K

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AltruisticSelfishnes

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L

Lunatoon

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D

drjofleming

UK, United Kingdom

P

patfigel

Wien, Austria

Johnny

shanghai, China

O

Oliver

Geneva, Switzerland

DeanDropshot

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Tilius

Oslo, Norway

J

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Delft, Netherlands

H

Houdini314

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D

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Arlington, United States

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IA

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Aaron

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davidt

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A

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Gdrvasc

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Armeij

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DavidHS

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I

idris

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S

samrajbal

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reganbrian

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K

Keith

Luxembourg

M

Marielle

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M

Medagan

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SCHAC

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S

satheajay

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adrianz

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E

Estebanito

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H

hoyeay

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charler

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reluck

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andreab

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Stephan

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JP

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Martin Ward

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KM

Kirsty M

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JD

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DN

Don Nichols

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Francoise Kuenzi

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SK

Sunghwan Kim

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Marcus

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Christopher Hey

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Maggie

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The Zinc Team

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A

Anonymous

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A

Anonymous

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A

Anonymous

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JG

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