Michael

Kibarani,kilifi County, Kenya

100% repaid

Entrepreneur

Name

Michael

Member since

October 2012

On-time repayments

192 installments  •  79%

About Me

I am a young parent of two year baby girl, I hold a diploma in computer engineering I started this cyber shop after realizing that it would work proper and cater for my life expenditure for my wife and the baby plus two kids a boy and a girl whose mother passed away in the year two thousand and nine who was my dear sister and left a will that I should take care of them as she is the one who catered for my education from primary level up to college. And as in the area there was no cyber shop.It is profitable as I make more than a thousand a day only from the cyber and around two thousand shillings a day from the electrical goods that I sell hence making a net profit of two thousand a day.

My Business

I run an electrical shop plus a cyber cafe under one roof.The demand is high because all most of the Pwani university students use my shop as it is the nearest cyber shop. I do not hire anybody to service the machines as I do it by myself.I normally make more than five hundred shillings as net profit a day. And one thousand shillings as net profit a day from the electronics.Given a loan I would add an 80 GB CPU machine for efficiency and speed and to enable accommodate more than eight people,hence more profit .And I would be in a position to cater smoothly for my two orphans who are in school.I have been assisting zidisha clients in my cyber at a low costs or free of charge.

Loan Proposal

God bless you for approving my loan. I will add an 80 GB and a 1GB RAM machine in my Cybercafe for skype to enhance speed and efficiency.If it remains ill add stationery.With that expansion I will attract and retain more customers and make more profit.I will be aiming at the second application as good working computers are very expensive,where by with the second application I will be able to add at least two for more accommodation of my customers.
Thanks a million.

Feedback

14

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Nov 6, 2012

Repayment status

On Time

Projected term

14 months

Lenders

EricDWalters

Rochester, Mn, Usa, United States

YB Song

Seoul, Republic of Korea

G

Gastao

Covilhã, Portugal

E

erozlum

Istanbul, Turkey

P

patfigel

Wien, Austria

B

Bpryse

Long beach, United States

S E C King

Worcester, United Kingdom

D

dancesflo

sao carlos, Brazil

S

soren

Göteborg, Sweden

E

evanglend

Arlington, United States

Crestwood

Hamburg, Germany

L

Ladysmom

Dallas, United States

H

hanso

Arendal, Norway

russell

leicester, United Kingdom

W

W2JKD

Vero Beach, FL, United States

J

jimmydjjr

Gautier, United States

Ask Michael a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Michael    May 10, 2018

    Thank you a lot for this option. I am doing this because my father passed away last month and I have a burden of setting other debt so when the burden lightens then I will embark on my repayments.

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  • Michael    Apr 23, 2018

    I thank you so much for funding me . I will use this loan buy a bell of second clothe materials in my shop which is worth 12000 ksh and the remaining amount I will use this to add my float in my mpesa account.
    Thank you so much.

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  • Michael    Mar 14, 2018

    #HCPSPIRIT
    Thank for funding me the other day . I have full repayed my loan and I am hoping to to apply for another one by the end of this month and I am very optimistic that once more you will fund .
    thank you so much God bless you much

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  • Michael    Mar 14, 2018

    This time when the profit was high due to your funding .Thank you so much for your help

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  • Michael    Mar 14, 2018

    I purchased a laptop which helps my work in general to be efficient as the laptop had a big storage space and speed than the desk tops . so i added so many customers .
    because of the profit gained I managed to take my wife to the beach for a boat ride and it was a nice experience I tell you.
    big up zidisha !!!!!
    here are photos and videos.

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  • Michael    Mar 14, 2018

    Thank you so much fro your loan it real helped me a lot and may God bless you much as I keep on praying for you all the time without getting tired at all. you are a wonderful people you deserve credit always. My cyber business is doing fine and generated income for the past one year and I say kudos to zidisha fro their wonderful job done. I take this opportunity to tell you that soon I will apply for another loan and please be raedy to fund me once more.
    thank you so much.

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  • Michael    Mar 2, 2018

    Thank you so much friends. Zidisha is good for me it's making my business to go on well and am making profit in a way that everything is well and fine.
    Soon I will finish this loan and by April I will have applied for another one.

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  • Michael    Dec 8, 2017

    Thank yu so much for this loan, i have been getting good profits and my businesses is doing well and fine. I have been able to add more customers than before. This time around please make sure that you are ready to fund me without hesitation.
    Thank you and am praying for you all.

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  • Michael    Aug 27, 2017

    thank you so much for this loan my cyber is doing good and is very productive and profitable. I have made several customers and every is fine. I am making my repayments on good time and i ll keep on doing for the rest of the amount. otherwise thank you so much for your and please after finishing this one ill apply for another one and please be rady to fund me once more. thank you so much and get to know that i have not stopped praying for you.

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  • Michael    Mar 13, 2017

    Thank you so much for this opportunity to rescheduled my loan. I am rescheduling this loan because my father is suck. He needs medical attention that will worth hundreds of thousand therefore I am not able to pay this loan efficiently and after he recovers then I will be back on track and pay even more.
    Thank you so much.

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  • Michael    Mar 9, 2017

    Thank you so much for funding me I bought the desk top and it is working very well and it is serving the cyber as a server. with three hundred GB this is nice it makes my work to be more efficiency and its nice.
    Am very glad that I will increase my profit and am sure my repayment will not be a problem at all. am praying for you and your families.
    Thank you so much for your kindness.

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  • Michael    Feb 27, 2017

    I will buy a desktop of 300 GB and that will act as server for the rest of computers. This machine will help me to create more and fast jobs. It is going to very efficiency in implementing my duties. otherwise thank you so much for funding me. I'll make sure my repayments are made on time.
    Thank you so much.

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  • Michael    Jan 9, 2017

    welcome

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  • Michael    Aug 23, 2016

    Thank you so much for this loan . I have been able to add the desktop and the customers have automatically increased. I have been repaying my loan on time because of the profit I have been getting in a month almost eighty percent net profit. God bless you much gays.

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  • Michael    Feb 14, 2016

    Iam rescheduling this loan due to school feees problem. One of my orphans joined form one this year. I also have two who are in primary level. But the problem occured when their was an emergency school fees increase contraryto the goverment school fees structure. I will reschedule it as soon as I clear the school fees.
    Thank you so much.

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  • Michael    Dec 28, 2015

    It was good and it helped much. My repayments was easy due to the profit I made this season. I marketed my business verywell and the outcome was much pleasing.

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  • Michael    Aug 19, 2015

    Thank you I bought the desktop and a powerful one of 80 GB. The speed is also high and I serve my customers with a great passion. my family is also fine and always prays for you. Its my great hope that I will make my repayments on time.

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    • Jessosix    Aug 19, 2015

      Well done Michael. Good luck with the business and best wishes to your family.
      Jess

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  • Michael    Aug 11, 2015

    I am going to buy a computer and add it to my cyber where by it will help me add more customers. Otherwise thank you so much for funding me. I will make my repayments on time without failing.

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  • Patrick    Aug 6, 2015

    Congratulations for your wonderful work. since am a computer tech Professional i will emmulate you . and always we say cheers to the lenders for the far they have done on to us.

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    • Michael    Aug 8, 2015

      Thank you so much for your massage. As long as I know someone is watching me from a yonder light then I promise to keep the fire burning....

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  • Michael    Aug 3, 2015

    Thank you so much for funding me. I have made more than fifty percent profit increase'as the. laptop I bought real added value to my work. I am now applying for another one. please do not hestitate to fund me. I am also praying for you and your families. Thank you.

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