312 installments • 88%
I was born in Roadblock village of Eldoret North,Uasin Gishu County 25 years ago.I grew up with a vision and greater ambitions of becoming a lawyer so as i advocate and lobby for the disadvantage in our society as a country as well as Africa.But wait,what happen to this great dream?.I started my primary education and completed my class eight with a certificate of kenya primary school education.(KCPE).In 2007,I join a local secondary school where i worked both hard and smart so as tl realize my dream of becoming a lawyer.In 2010 I completed my secondary school and passed with a mean grade of B(plain) but could not join university due to financial constraints.Instead I decided to become an entreprenuer doing a business of selling polythene bags in Eldoret market.After two years of saving,Ihad enough to start my own Glossary in Edoret,where i sell fruits and vegetables.
As I have fore mentioned already in my profile,I currently sell fruits and vegetables (glossary).Currently Eldoret town being the headquarters of Uasin Gishu County.This has attracted many people into the town who engage in various activities and at the end of the day they pass through my kiosk to buy some fruits and vegetables.This has made it worthwhile to sell my vegetables at a friendly prices which makes them to go faster.After restocking my business using the 1st loan I secured from Zidisha my current business is worth 150 dollars.This has given me morale even to expand further my business since am currently competing favorably in the market economy.And in that I say thanks to zidisha for the great financial support you gave me.To speak I have made a net profit of 130 dollars within my five months of operation after I received my first loan. I anticipate that these will grow up to at least 160 dollars profit.The profit obtained I have been using it to support my siblings and this anticipated profit I will continue to dive support to my siblings and pay university fees next year to do a business course.
i would like to expand my cabbage business,now that at least the business is now stable and i have availability of customers ,so i think its better if i could add other types of green vegetables ie,sukuma wiki, kienyeji and fast moving fruits like bananas,oranges,watermelons,apples e.t.c .This is because food is essential and a basic need to everyone definately it will be marketed.Also i need to be transporting my cabbages from one place to another due to high demand by customers,other customers from other counties ask for cabbages and if i introduce transportation means to their places it will increase my income.
Since l was looking forward to buy a motorcycle to be able to deliver the goods to my customers.The fate has unveiled itself and made it possible to charge delivery fee hence making it possible to raise delivery cash.l usually collect ksh 100 for each delivery ,in the course of the week l usually do 50 rounds of deliveries enabling my business raise ksh 5000 in a week hence make it possible to pay the cash
May 30, 2020
Cost to entrepreneur
Service fee: $33.73
Credit risk payment: $40.48
Optional expediting fee: $33.73