Spinach seeds for my farm

Jane Wanjiku

Mwea, Kenya

2% repaid

Entrepreneur

Name

Jane Wanjiku

Member since

September 2016

On-time repayments

24 installments  •  29%

About Me

I am Jane Wanjiku from Kenya. I was born and raised in Kimunye. I attended Mugomo Primary School and, later, Mugomo Secondary School. I wasn't lucky enough to join a tertiary institution.
I was married to Patrick Gatitu and, when I moved to his place, I started farming on the small piece of land he was given by his parents. I started with kale which I used to supply to my neighbours and also to the neighboring villages. This made my profit grow and I bought a heifer from the proceeds of farming kale. With dairy farming and horticulture, we were able to buy a piece of land in Kiumbu village where we later moved to and expanded our farming.
Kiumbu is a semiarid area but is surrounded by three rivers: Nyamindi, Thiba and Murubara. These rivers help us to irrigate throughout the year. Our land is unique because it has good soil for planting rice and with an abundant supply of water. Our land is ever green throughout the year thanks to irrigation. We plant a variety of crops like rice, French beans, tomatoes, watermelons, thorn melons, butternuts and others.
I have 3 grown up sons who work in the city of Nairobi. I have 5 school-going grandchildren. When I am not busy on the farm, I love crocheting. I make shawls and, for my grandchildren, sweaters and booties.

My Business

I am a dairy and horticultural farmer. I supply milk to the local hotels and schools. I grow cabbages,kale, French beans for export, tomatoes, green maize, watermelons and capsicum. I don't plant these crops at once. I alternate them depending on which season favors which type and also market is the biggest determining factor.
With no proper education background, I found farming to be the only source of income for me. Ever since I was a kid, I had a passion for farming.
I have eight cows from which, on average, I get between 200 and 250 liters of milk daily. The money I get from the cows I put into horticulture which is so demanding in terms of fuel and labor. The proceeds I get from the farm I use to lease more pieces of land, if needed, and also for home improvement.

Loan Proposal

I will use my loan to buy spinach seeds 500 gm at a total cost of 6 USD. After planting these seeds, I will sell seedlings to my fellow farmers and plant some on my farm.
I sell 100 seedlings at 2 USD. The 500 gm spinach tin has about 2000 seeds. I expect 95% germination. That's approximately 1950 seedlings. Out of this, I will plant 500 seedlings on my farm and sell the rest to interested farmers. By selling the seedlings, I'll earn approximately 29 USD. The income will be used to repay my loan and also to expand my farming.

Show original English  

About Me

Am Jane wanjiku from Kenya.I was born and raised in kimunye. I attended mugomo primary school and later mugomo secondary school.I wasn't lucky enough to join a tertiary institution.
I was married to Patrick gatitu and when I moved to his place I started farming on the small piece of land he was given by his parents.
I started with kales which I used to supply to my neighbours and also to the neighboring villages.this made my profit grow and I bought a heifer from the proceeds of farming kales
With dairy farming n horticulture we were able to buy a piece of land in kiumbu village where we later moved to and expanded our farming
Kiumbu is a semi arid area but is surrounded by three rivers: river nyamindi,thiba and murubara.these rivers help us to irrigate throughout the yeour land is unique because it has good soil for planting rice and with abundant supply of water.our land is ever green thought the year thanks to irrigation. We plant a variety of crops like rice ,French beans tomatoes ,water melons,thorn melons ,butter nuts and others
I have 3 grown up men who work in the city of Nairobi.I have 5 school going grandchildren
When am not busy in the farm I love crotcheting.I make shawls for my grandchildren sweaters and booties

My Business

I am a dairy and horticulture farmer. I supply milk to the local hotels and schools. I grow cabbages ,kales French beans for export, tomatoes ,green maize water melons and capsicum.I don't plant these crops at oncei alternate them depending on which season favours which type and also market is the biggest determining factor.
With no proper education background I found farming to be the only source of income for me and ever since I was a kid I had a passion for farming.
I have eight cows which on average I get between 200 and 250liters of milk daily.the money I get from the cows I put it in horticulture which is so demanding in terms of fuel and labor. The proceeds I get from the farm I use to lease more pieces of land if needed and also for home improvement

Loan Proposal

I will use my loan to buy spinach seeds 500gm at a total cost of 6USD.
after planting these seeds I will sell seedlings to my fellow farmers and plant some on my farm .
I sell 100 seedlings at 2USD
The 500gm spinach tin has about 2000 seeds.
I expect 95% germation.that's approximately 1950 seedlings.
Out of this I will plant 500 seedlings on my farm and sell the rest to interested farmers.
By selling the seedlings I'll earn approximately 29usd.
The income will be used to pay my loan and also to expand my farming

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$257.02

Date disbursed

Mar 31, 2017

Repayment status

Late

Projected term

3 months

Cost to entrepreneur

Service fee: $10.74

Jane opted to pay $199.52 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

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A

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B

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D

Daniel

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