Groceries stock & saving up for a bar

Philip Nthani

Lusaka, Zambia

100% repaid



Philip Nthani

Member since

September 2020

On-time repayments

18 installments  •  67%

About Me

Am Philip from Lusaka, although i have lived in Choma, Chingola, Kitwe & Kapiri before. I have been unlucky finding work/ employment in that i mostly just work for a year or 2. Until i started my own business back in Choma & moved it into Lusaka where i am now.
I understand i can only progress if i take risks, hence i need to increase my business by 110%.
Currently my business has been steadily growing because of the loans i have been getting from ZIDISHA, am a living testimony of how ZIDISHA is slowly changing my business.

My Business

My business is mostly trading, i sale groceries & am hoping to open a Bar if i can raise enough capital.

Loan Proposal

I wish to replanish my stock that was used up during the festival period. During the period November to December I concentrated on items that have demand for the period. I am aslo still serving up on my plans to open a bar this year, God willing by March 2021 I should start preparing for the bar finally.

Income Source

As I carter for the middle to lower class members of my community, I have built a good reputation of supplying fresh reliable groceries. With my current upwards trend in business, am sure will not have a problem paying back the loan am requesting for.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jan 18, 2021

Repayment status

On Time

Projected term

4 weeks

Cost to entrepreneur

Service fee: $13.96

Credit risk payment: $41.94

Optional expediting fee: $27.98



Jake Gibson and Beverly Picardo

San Francisco, United States

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Amount repaid


Amount remaining


Date repaid

Feb 1, 2021


Fully repaid

Repayment History

Expected Payments Actual Payments
Jan 30, 2021 $57.26 Jan 30, 2021 $57.26
Feb 6, 2021 $57.26 Jan 30, 2021 $0.82
Feb 1, 2021 $56.44
Feb 13, 2021 $57.26 Feb 1, 2021 $57.26
Feb 20, 2021 $57.17 Feb 1, 2021 $57.17