4 weekly installments • 100%
My names are Omeli Mwaba whose currently residing in Kitwe Luangwa township. I did my primary school. After I passed my grade seven qualified to go to junior secondary school. Even though financial was a challenge to at that time thanks to God I managed to go to junior secondary and I did my junior and senior secondary in kitwe Copperbelt province.
When I started my business it was very hard tough. I was just selling sweets and small small staffs. Till one day my friend came to mean and introduced me to Zidisha. After joining my business wasn't the same. I do Grocery as my business income currently.
When the loan is fully funded and is disbursed into my MTN mobile money accouns. I will invest it into my grocery. I will buy some of the goods I am lucking currently, to improve my grocery and attract many customers.
When things become tough, you have to be tougher. Currently we are facing economic challenges, where it has become hard for many to pay back the loan on time. As for me I can't call myself to be clever than the others . I am equally affected too. My Small business I do will help me to pay back the loan on time without fail.
Apr 23, 2021
Cost of loan
Service fee: 5% of $25.61 = $1.27
Credit risk payment: $3.30