Entrepreneur
Name
Gibson
Member since
September 2014
On-time repayments
97 installments • 98%
About Me
i am business man providing computer services at Khayega Market, and i am also a vendor in scratch cards of safaricom, orange and YU mobile service provider. I also provide internet cyber services. i was born in1981 as a last born in a family of 8 siblings. am holder of a certificate in computer studies. Am a father to a handsome son Giggs Witaba and a lovely husband to Mildred Ingosi a teacher by occupation and profession. My hobbies are Bicycle riding, reading magazines and volunteering to the community. i started this business because i have passion for technology coupled with my academic background in computer studies. The computer business my major source of income. i start the business on a veranda of a friend shop with one computer and simple printer that could not carry out a photocopying function in 5 years ago. I have increased my asset base to 5 Computers and 2 copier cum printer machines, A photo printer, guillotine and a laminating machine. My CPU are slow in that the can not match the service demand and therefore need to look for a high processing CPU at KSH 30,000 ( abt 360 dollars)
My Business
The following are some of my sources of income:-
1. Typesetting and printing - $ 300
2. Photocopy services - $ 160
3. Scanning - $ 25
4. Lamination - $ 30
5. Binding - $ 20
7. Internet services - $ 60
8. Training - $ 60
9. Scratch cards - $1700
Total monthly sales turn over - $ 2355
Total operational costs adds to $ 1964
Net profit is $ 391
The above profit i use 3/4 and the remaining i save $ 97 towards the expansion of the business. I believe with help of loan from Zidisha i can easily my business and employ two people.
Loan Proposal
I intend to grow my business even more with Zidisha. I will purchase stock in my cyber cafe which includes Photocopy papers 80 reams worth $30, Photo papers A4 size 100 reams worth $14, Lamination films A4 size 30 reams worth $ 27, Mannila papers $ 30, Photo papers 4R , Embossed papers $ 17, PVC transparent $ 12, Spirals all sizes $ 20. The rest i will boost my float in M-Pesa and Airtel Money to boost my commission at the end of the month. This loan will help me carter for business needs hence grow my profit which i will pay my two employees so that they may also take care of their needs and their family members in terms of Food, school fees. I look forward to your positive response as you usually do. Thanks in advance and God bless Zidisha and its partners.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$755.00
Date disbursed
Jan 28, 2019
Repayment status
On Time
Projected term
4 months
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