Rent a building for our shop

Steven Asare Baffour

Jinijini, Berekum, Ghana

Funds disbursed

$0 to go

100% funded of $370 goal

0

days left

Entrepreneur

Name

Steven Asare Baffour

Location

On-time repayments

63 weekly installments  •  94%

About Me

My name is Steven Asare Baffour. I am 35 years of age. I come from Berekum in the region of Brong Ahafo of Ghana. I was born into a polygamous family. I am the first child of four among my mother's children. And both my parents didn't have enough money to take care of me through school because they did not have jobs that brought up good income.Therefore I had to depend on government subsides and individual supports before I was able to complete my Senior High School certificate. Even as at the time when I completed I still owed school fees. I had to clear all my debts before I could receive my Senior High School certificate. That's was how difficult from my childhood to adulthood became.

But besides all these challenges, I thank my God that I was able to go to the Bible School for four good years to become a Pastor to this small Baptist Church Fellowship in Jinijini here.

I am married with a one year old son. I'm happy in my marriage and with my son, but I don't want to see my family, more especially my children suffer the same way I suffered. That's why I need to do something substantial now so I can secure the future of my family.

My Business

Besides my pastoral work, I have been working for a printing shop to augment my support. And that was sufficient for me when I was alone, but now that I have more mouths to feed I decided that I need to do my own business.

My dream business is to run an electrical shop but that has to wait for sowmday because I need to raise the enough fund in order to run such an electrical shop. So by way of mobilizing the funds, I had begun selling some men dressing clothes. I do this with my wife. We take the clothes from someone on credit and after we've finished making the sales, we pay off the owner. Since we started this business I have been able to finance my wife to sell cooked food s such as rice with tomatoes sauce, and banku with okro soup. She is such a helpful woman.

I believe if we get enough funds will be able to start the electrical shop business that will sustain us. Currently, I have made plans to undertake some lessons on electricals. But all this boils down to money.

Loan Proposal

By the help of you all, my most generous and compassionate lenders, I have been able to invest in my clothing sales for a while now. In so doing, and my wife have been able to save enough money to rent a concrete shop. Although it is an old shop and needs some few maitainance works, it is located in the middle of the the business town.

After the renovations, we will move the few clothing stuffs into the shop and my wife would sell them including sanitary pads, t-rolls, diapers, washing powers, liquid soaps, etc.

All this move is geared towards the ultimate goal of starting an electrical shop. Thank you all.

Feedback

2

None

1

  • Margaret    Apr 13, 2019

    Steven disappointed us all by making no effort to repay this large loan in over 4 months. I dislike leaving negative comments but do believe in accountability, without it there would be no Zidisha to make loans.

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  • Margaret    Nov 19, 2018

    The loan was paid back perfectly!

    Log in to reply • Share
  • Margaret    Oct 2, 2018

    The loan was paid off perfectly!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$370.19

Date disbursed

Nov 25, 2018

Repayment status

Late

Projected term

4 weeks

Cost to entrepreneur

Service fee: 5% of $370.19 = $14.82

Credit risk payment: $68.42

Lenders

cyrus0302

San Francisco, United States

Cloudways

Malta, Malta

ads68

Melbourne, Australia

F

flaguy999

Tampa, United States

Jason

Auckland, New Zealand

J

JulCam

Montreal, Canada

Arjan Geven

Vienna, Austria

R

roozbeh

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DavidHS

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djkmoran

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R

Robert

Berlin, Germany

Dayton

Vancouver, Canada

P

Peter

Bratislava, Slovakia

MC

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Gabriel Fenili

Santo André, Brazil

FA

Felipe Ardila

United States

N

Nancy

United States

MS

Marcus Siegel

San Francisco, United States

G

Gil

Portugal

E

Elynne

United States

M

Matthias

Australia

BR

Bob Reus

Netherlands

W

Wim

Netherlands

GC

Greger Cronquist

Göteborg, Sweden

HPK

Switzerland, Switzerland

NM

Neil M

London, United Kingdom

BW

Betty Waweru

United States

A

Adam

United Kingdom

Myria

New Mexico, United States

Angela Linwood

Minneapolis, Minnesota, United States

RB

Ruth Brown

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Ramon Maghsoudi

San Francisco, United States

United States

B

Brett

Australia

Bill Ballew

Kansas City, Missouri, United States

Zack Stein

United States

V

Vasil

Belarus

I

ixeldog

atlanta, United States

GA

Giovanni and Yelena

New York, Ny, United States

AS

Aida Smith

United States

PB

Pamela Barge

United States

K

Konstantine

Prokopievsk, Russia

Matt and Erin Daly

San Francisco, United States

MP

Matt Patton

United States

J

Jon

United States

L

Lucy

Australia

K

Katharina

Germany, Germany

RG

Regina Gadad

United States

LR

Laetitia Rocha

United Kingdom

LS

Leah Stemeroff

Toronto, Canada, Canada

M

Margaret

United States

M

Mary

United States

A

Anonymous

United States

Joshi

United States

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