Rent a building for our shop

Steven

Jinijini, Berekum, Ghana

Funds disbursed

$0 to go

100% funded of $370 goal

0

days left

Entrepreneur

Name

Steven

Member since

June 2017

On-time repayments

67 installments  •  94%

About Me

My name is Steven Asare Baffour. I am 35 years of age. I come from Berekum in the region of Brong Ahafo of Ghana. I was born into a polygamous family. I am the first child of four among my mother's children. And both my parents didn't have enough money to take care of me through school because they did not have jobs that brought up good income.Therefore I had to depend on government subsides and individual supports before I was able to complete my Senior High School certificate. Even as at the time when I completed I still owed school fees. I had to clear all my debts before I could receive my Senior High School certificate. That's was how difficult from my childhood to adulthood became.

But besides all these challenges, I thank my God that I was able to go to the Bible School for four good years to become a Pastor to this small Baptist Church Fellowship in Jinijini here.

I am married with a one year old son. I'm happy in my marriage and with my son, but I don't want to see my family, more especially my children suffer the same way I suffered. That's why I need to do something substantial now so I can secure the future of my family.

My Business

Besides my pastoral work, I have been working for a printing shop to augment my support. And that was sufficient for me when I was alone, but now that I have more mouths to feed I decided that I need to do my own business.

My dream business is to run an electrical shop but that has to wait for sowmday because I need to raise the enough fund in order to run such an electrical shop. So by way of mobilizing the funds, I had begun selling some men dressing clothes. I do this with my wife. We take the clothes from someone on credit and after we've finished making the sales, we pay off the owner. Since we started this business I have been able to finance my wife to sell cooked food s such as rice with tomatoes sauce, and banku with okro soup. She is such a helpful woman.

I believe if we get enough funds will be able to start the electrical shop business that will sustain us. Currently, I have made plans to undertake some lessons on electricals. But all this boils down to money.

Loan Proposal

By the help of you all, my most generous and compassionate lenders, I have been able to invest in my clothing sales for a while now. In so doing, and my wife have been able to save enough money to rent a concrete shop. Although it is an old shop and needs some few maitainance works, it is located in the middle of the the business town.

After the renovations, we will move the few clothing stuffs into the shop and my wife would sell them including sanitary pads, t-rolls, diapers, washing powers, liquid soaps, etc.

All this move is geared towards the ultimate goal of starting an electrical shop. Thank you all.

Feedback

2

None

1

  • Margaret    Apr 13, 2019

    Steven disappointed us all by making no effort to repay this large loan in over 4 months. I dislike leaving negative comments but do believe in accountability, without it there would be no Zidisha to make loans.

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  • Margaret    Nov 19, 2018

    The loan was paid back perfectly!

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  • Margaret    Oct 2, 2018

    The loan was paid off perfectly!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$370.00

Date disbursed

Nov 25, 2018

Repayment status

Late

Projected term

4 weeks

Lenders

cyrus0302

San Francisco, United States

Cloudways

Malta, Malta

ads68

Melbourne, Australia

F

flaguy999

Tampa, United States

Jason

Auckland, New Zealand

J

JulCam

Montreal, Canada

Arjan Geven

Vienna, Austria

R

roozbeh

United States

DavidHS

United Kingdom

djkmoran

United States

R

Robert

Berlin, Germany

Dayton

Vancouver, Canada

P

Peter

Bratislava, Slovakia

MC

United States

Gabriel Fenili

Santo André, Brazil

FA

Felipe Ardila

United States

N

Nancy

United States

MS

Marcus Siegel

San Francisco, United States

G

Gil

Portugal

E

Elynne

United States

M

Matthias

Australia

BR

Bob Reus

Netherlands

W

Wim

Netherlands

GC

Greger Cronquist

Göteborg, Sweden

HPK

Switzerland, Switzerland

NM

Neil M

London, United Kingdom

BW

Betty Waweru

United States

A

Adam

United Kingdom

Myria

New Mexico, United States

Angela Linwood

Minneapolis, Minnesota, United States

RB

Ruth Brown

United States

Ramon Maghsoudi

San Francisco, United States

Jes-c

United States

B

Brett

Australia

Bill Ballew

Kansas City, Missouri, United States

Zack Stein

United States

V

Vasil

Belarus

I

ixeldog

atlanta, United States

GA

Giovanni and Yelena

New York, Ny, United States

AS

Aida Smith

United States

PB

Pamela Barge

United States

K

Konstantine

Prokopievsk, Russia

Matt and Erin Daly

San Francisco, United States

MP

Matt Patton

United States

J

Jon

United States

L

Lucy

Australia

K

Katharina

Germany, Germany

A

Anonymous

United States

LR

Laetitia Rocha

United Kingdom

LS

Leah Stemeroff

Toronto, Canada, Canada

M

Margaret

United States

M

Mary

United States

A

Anonymous

United States

Joshi

United States

Ask Steven a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Joshi    Mar 5, 2019

    Steven,
    I am surprised that you have missed all your repayments and not provided any updates here at all. Can you provide an update about your project?

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  • Margaret    Feb 20, 2019

    Hi Steven

    I see you have missed all of your scheduled payments. Please make an effort to repay, you can log into your account and change the amount and time frame. Zidisha gives you a great opportunity to grow your business, don’t waste the chance to succeed. Margaret

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  • Margaret    Jan 24, 2019

    Hi Steven,
    I see you have missed all of your payments. Please make a payment towards your loan, if you cannot pay the whole amount you can log into your account and change the amount of your payments and the time frame. Lenders put their faith in you to repay your loan so please make an effort to do so. Margaret

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  • Mary    Jan 21, 2019

    Steven, you have missed all of your loan payments. Please post an explanation as to why this happened. Lenders loaned to you in good faith. Please repay them so they have relend the funds and give others a chance to grow their businesses.

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  • Steven    Nov 25, 2018

    Dear lenders, I want to take this opportunity to thank al of you for supporting my business plan. Thank you very much!

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  • Christelle    Nov 24, 2018

    Best wishes Steven

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  • Steven    Nov 22, 2018

    Thank you all for supporting me to have business started. I'm much gratful for you all.

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  • Steven    Nov 20, 2018

    Looking forward to seeing my business open soon.

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  • Steven    Nov 20, 2018

    Thank you, Sister Margaret and Brother Joshi for supporting me.

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  • Joshi    Nov 20, 2018

    Steven,
    I have contributed again to your loan application. Hope it works out properly this time.

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  • Joshi    Nov 15, 2018

    Hello Steven, hope you can soon complete renovations of the rental shop. Send us a photo when you open it for business :-)

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  • Steven    Nov 14, 2018

    Hello, my dear fellow partners, it is my deepest desire to start my dream business but because of financial constraints, this has become difficult to achiieve.

    However, with your group support I have a strong faith someday sooner I shall make it work.
    Thank you all.

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  • Steven    Oct 6, 2018

    Please, I want to to confirm and accept my loan. I was first asked to send a message to my lenders, which I did, but but it still keeps on askingme to send a message before I accept the loan. So what do I do to confirm my loan?

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  • Steven    Oct 6, 2018

    Thank you all for funding my loan as early as possible. This would expedite the process of getting my shop ASAP.
    THANK YOU ALL!

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  • Steven    Oct 5, 2018

    Thank you very much, Mary, Jan de Wit, Laurie, for your support.

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  • Steven    Oct 3, 2018

    Thank you, Margaret, for your encouragement. I can't wait to see my Electrical shop come through.

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  • Margaret    Oct 3, 2018

    Good luck Steven with your new loan, it sounds like you are successful in your path to an electrical shop!

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  • Steven    Oct 2, 2018

    This loan have currently applied for will help me raise the needful amount to start my future Electrical shop.

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  • Steven    Aug 13, 2018

    Dear Lenders, sincerely thank you for your help in funding my loan. I'm grateful to you all for supporting me to raise the substantial amount needed for my container/shop. I'm yearning to seeing the day my dream come through... thank you all.

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  • Steven    Aug 6, 2018

    Hello, dear lenders. I've been able to complete my recently ended loan repayments and I'm continuing to take another loan because I am very ambitious in growing my business and making it a successful one. I am always grateful to have benevolent people like you all who helping to make my dream a come through. Thank you all.

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