Angela
Umoja, Nairobi County, Kenya
100% repaid
Name
Angela
Member since
January 2016
On-time repayments
132 installments • 99%
I am the third born in a family of six. I went to a girls boarding primary school and later went to secondary school where i passed and was selected to join Egerton University - Njoro Campus where i graduated with a BSc. Natural Resources Management. Due to my large family i mainly got by using bursaries and loan from the Higher Education Loans Board. 4 years after graduating i.e. 2004 i was lucky to be employed in an Environmental Consultancy Firm where i was able to gain skills in Ms Word, Ms Excel, Internet, printing, photocopy, binding, lamination. I have excellent typing skills at 50 wpm.
I have two children boy (8) and girl (going to 6 in January) who observe what i do on a daily basis and i am sure would like to be independent when they grow up.
I like to talk and help women who may need my help. especially when it comes to environmental management.
I am registered by the National Environment Management Authority to conduct Environmental Impact Assessments and Environmental Audits for proponents who would like to start any kind of development. From the income from the Environmental consultancy i started a printing and photocopy business that is now doing very well. I have hired a young man who is yet to join University who is assisting with the business thus creating employment. The young man runs errands, conducts public participation and consulation, he delivers reports/licenses to clients, i am also teaching him banking and other office duties.
From the profits from the business, i buy photocopy papers at wholesale price, toner and cartdriges, airtime, electricity bills, internet bills. I also take time to have fun with my family to avoid being a dull mum.
I am requesting the amount to buy a colour printer. The colour printer costs approximately kshs. 20,000 ($200). I will also need to stock on the original toners each at ksh. 3000 ($30). The toners in yellow, black, magenta and cyan. This will help me print coloured images using coloured printer. I am now using a black and white kyocera printer and i have to get colour prints from elsewhere. I will charge kshs. 10 per coloured copy. I will also use the funds to pay for increased cost of electricity that will be brought about by the additional machine. I will pay school fee balance with some of the money. Kids will be on their mid term next week; there is also a school field trip coming up.
I will also use the money to buy additional animal feed stock for the dairy cow that i bought with my previous loan.
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,569.00
Date disbursed
Jul 7, 2018
Repayment status
On Time
Projected term
4 months
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