Hair dressing

Cipha.c Mwaka

Ndola Villa /ndola, Zambia

1% paid forward

Entrepreneur

Name

Cipha.c Mwaka

Member since

August 2017

On-time repayments

82 installments  •  26%

About Me

I am Cipha Cheelo Mwaka I waas born 1998 on 2nd June at Kitwe Central Hospital, i stay in Copper belt Province of Zambia and am Zambian Citizen, am the last born in the family of five and we 3 girls and two boys, i started schooling in 2005 at North rise Primary School in Ndola after i passed my grade 7 exam at the same school i was selected to grade 8 at Kamba secondary school later passed grade 9 and i was selected to grade 10 at Luanshya Secondary school from 2014 to 2016 when i completed my grade 12 after i completed my school i started working as sells person for F.C Chatepa bakery where i raised my capital and later i stopped working and started my own business as a simple marketeer, am single i sttay with my parents.

My Business

Hi Lenders and the Zidisha team,the purpose of this loan request is to finance my online vehicle selling to my customers and I have so many orders to meet before the festive season is over.I need your assistance as you always do for me to move on and be able to meet with my customers demands on time.
Your assistance will be greatly appreciated and I will be able to repay on time as I did with my two previous loans and I hope that can be investigated through my repayment history as I was on time with my repayments.
Thanks and May God bless you all as we are in festive season of the year 2017.


Dear lenders and Zidisha team,
My purpose for this loan is to order second hand clothes which I wish to sell at retail price. The money I want to raise is for this niece am taking care of whom I want to start school by 2019.
She has been my responsibility since the mother and father died in a road accident which was in April this year. However, my resources are limited and the little I afford only manages to buy food. The girl is growing up and soon she will need to be in school. This will be for the betterment of her and the country at large.
Your response to this proposal shall be highly appreciated.
My regards.

Project Proposal

With this new loan, I plan to move my business from home to town centre, sitting is a central place, I will be able to attract a good number of clients. The money an raising is for renting a shop in town

Feedback

None

None

None

Project Info

Project Type

Pay It Forward

Disbursed amount

$78.62

Date disbursed

Mar 20, 2023

Cost to entrepreneur

Service fee: $3.90

Pay It Forward contribution: $11.77

Backers

Stephen Malal

Nairobi, Kenya

Samuel Adandom

Lagos, Nigeria

Barbara Insombo

Lusaka, Zambia

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  • Cipha.c Mwaka    Mar 20, 2023

    A grateful member I will forever be to you my ZIDISHA family.
    How quickly you have funded my loan request has left me in tears of joy.
    I promise to reciprocate the kind gesture so that others can benefit from my on time payments. I owe you love and loyalty for the benefit of us all.
    Regards!

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  • Cipha.c Mwaka    Mar 20, 2023

    Thank you my backers!
    It is with great joy that I acknowledge your selflessness in lending funds.
    This new loan will help my business grow. I will return to share the positive feedback I anticipate.
    Regards!

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  • Cipha.c Mwaka    Mar 18, 2023

    Good afternoon lenders, it is with great joy that I want to thank you all for your help.
    My business is growing faster than expected hence I was even able to repay my loan before my due date. Thank you for every contribution.

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  • Cipha.c Mwaka    Feb 27, 2023

    Good afternoon, it's with an indebted heart that I would love to Express my gratitude. Thanking you all for coming to my aid on time.
    With this new loan, I wish to buy equipment that will accelerate my service in the saloon to meet customer's demand.
    Regards.

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  • Ntaimo Mupeta    Feb 27, 2023

    Keep on working hard!

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  • Joy Tobias    Feb 26, 2023

    Flex and pursue your passion

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  • Jochen    Feb 26, 2023

    Good luck with your enterprise!

    Best Regards from Switzerland,
    Jochen

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  • Susan Sampa    Feb 24, 2023

    Hi Cipha,
    Thanks to Zidisha for it easier and possible to support each other through this great platform.
    Always happy to here.
    Susan Sampa.

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  • Cipha.c Mwaka    Feb 24, 2023

    Good morning ZIDISHA family, I was overwhelmed by your kind gesture to fund my previous loan. It really helped me stock enough for clientele satisfaction. Having bought enough equipment has attracted alot of customers due to quality services and has since helped me repay on time.
    Kindly continue to support me as this business is my main source of income.
    Stay blessed and thank you

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  • Cipha.c Mwaka    Jan 8, 2023

    Good morning Zidisha,
    Thank you so much for the quick response to my loan request. With this loan I will buy more hair to meet the client demands.
    God bless

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  • Cipha.c Mwaka    Jan 6, 2023

    Compliments of the season Zidisha family!
    Am glad to have crossed over the year together with you by God's grace .
    Am so humbled by the guesture of helping me improve my business with your findings.
    From my last loan the equipments I bought has met customer demands and the turn out has been impressive.
    Thank in every language.

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  • Cipha.c Mwaka    Oct 17, 2022

    Thank you Zidisha lenders for the quick response to my loan request, it is overwhelming how my business is growing thanks to your continued support.
    With this loan I will be able to buy some equipments needed to make full head wigs and this will meet customer demands. Thank you one more.
    My regards

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  • Cipha.c Mwaka    Oct 16, 2022

    Thank you Zidisha,
    The loans I have been getting have helped me boost my hair business and everything is going on well. With my next loan I will be able to buy more hair and other requirements for making wigs. This will satisfy customer demands

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  • Cipha.c Mwaka    Aug 14, 2022

    A warm thank you to Zidisha family for the quick response to my loan request.
    I will be able to buy an hair toner and this will boost customer confidence in my closures as now they will look presentable

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  • Cipha.c Mwaka    Aug 12, 2022

    Good morning Zidisha family, am happy to have received your help through the loan offered, I was able to buy hair for making closures and that increased the produce... Thank you so much God bless you all

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  • Cipha.c Mwaka    Jun 26, 2022

    Good morning Zidisha family, I wish to thank Midalimu Cyprian and Alice Wangui for selflessly funding my loan.
    I promise to stick to my proposal to buy equipments needed for closure making which I will be selling to raise money for my school fees.
    Thank you for easing my project with your funds.
    God bless you all

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  • Cipha.c Mwaka    Jun 24, 2022

    Thank you my Zidisha lenders I didn't expect a rate of 81% in 2 days of loan application.
    Your selflessness won't be taken for granted.
    I promise to stick to my word and never disappoint.
    I thank you all even in anticipation for the remaining 19%.
    God bless you all...

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  • Cipha.c Mwaka    Jun 22, 2022

    Good evening Zidisha, it is with great pleasure that I wish to extend my greetings to the community as we are half way the year. Hope we are achieving the laid down goals for the year in our various business.
    I wish everyone happiness and success. Incase you feel like giving up, I encourage you to push again maybe this time it will work.
    Always walk up the game with a smile!
    I love you all.

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  • (Comment deleted by author)

    • Christian Golo    Nov 9, 2018

      Very sorry for that, but I can see that you have a very poor on-time repayment score of 16%. Too bad. The system is now regarding you as a high risk borrower. Next time if you get such opportunity, do well to be honest and trustworthy in all your repayment.
      Thank you, and I wish you well.

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