Hair wigs and bundles

Joan

Nairobi, Kenya

100% paid forward

Follow Joan How it Works

Entrepreneur

Name

Joan

Member since

February 2016

On-time repayments

290 installments  •  87%

About Me

Hello,

My names are Joan Wambui Ngugi, a 35 yrs old, am married to Andrew Maina and a mother of one, 6yrs old Austin Njuguna. I grew up in Thika, Muranga. I reside and work in Nairobi.

I am career woman, in Sales & Marketing for the last 7yrs, am currently the Sales & Marketing Manager in Nairobi's 4 star Hotel, Amber Hotel.

My Business

I have ventured into a small scale business in Beauty products; hair, face. I have recently added Human Hair to my product range.

I am looking to import wigs from Dubai and expand my online business as well as the shop within the year.

I was recommended by a close colleague and he advise on how Zidisha has helped him with his side hustle and now he is looking to expand.

Am grateful for the opportunity to access funds at no interest rates and also to my advantage that am in control of my repayment period and installments.

Project Proposal

Dear Lenders,

I embarked on selling hair wigs and bundles from China and despite Covid setbacks i have acquired a good client base and this has grown my sales even through referrals.

I however havent managed to restock in 2021 and would like to do that now. This will therefore benefit me , my clients and my family as well.

If i manage to bring new stock, i will be able bring more modern variety as well as to discount for clients hence increasing my sales.

Feedback

None

None

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Project Info

Project Type

Pay It Forward

Disbursed amount

$815.00

Date disbursed

Dec 31, 2021

Other projects

Feb 2016:  $300

Jun 2016:  $303

May 2017:  $444

Aug 2017:  $770

Feb 2019:  $834

Backers

HI

Highly Improbable

Saskatoon, Canada

E

EveleighT

Arlington, VA, United States

ElWal

Kirn, Germany

Ingela

Falun, Sweden

Bobrm2k3

Charleston, United States

N

NordBeraht

Germany

K

Krish

Dubai, United Arab Emirates

A

AndrewC

London, United Kingdom

mikeice

Kohler, United States

O

osorin

Canada

sderickson

Berkeley, CA, United States

G

GoughGirl

Washington, Dc, United States

OP

Old People

Corona Del Mar, United States

Aaron

Nairobi, Kenya

chriseyre

Fremont, Ca, United States

B

bscent

Hong Kong

Dave Bogard

New York, United States

Franmiguel

Perth, Australia

Anna Hoad

Toronto, Canada

I

Ian

United Kingdom

Marcus

Germany

TH

tom hd

United Kingdom

Framework Eyewear

Utrecht, Netherlands

RV

Rob Van Dam

United States

LY

Lynn Yourek Ward

United States

Daniel

Ngong, Kenya

JC

Justin cohan

United States

roark22

Geneva, Switzerland

James

Irigu-ini, Kenya

Jes-c

United States

JA

Jan Andresen

Hamburg, Germany

Sinan Taifour

Munich, Germany, Germany

PE

Paul Ehrenreich

United States

Ren

Minneapolis/StPaul, United States

DD

Dhinesh Dharman

United States

Richard Benyon

United States

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

JF

J Fister

United States

KB

Kiryl Bushwackacowski

United States

Ryan Agnew

Australia

Belinda

Duayaw Nkwanta, Ghana

BR

Brian Rickman

United States

C

Carol

Bayswater, WA, Australia

Edwin

Embakasi, Kenya

KA

Kate and Tom

United States

C

Camm

Australia

DH

Daniel Hoepfner

Germany

Dao Nguyen

austin, United States

M

MylesPLux

Canada

Christine

Nairobi, Kenya

GF

Gammon Family

United States

Edward

Ngong, Kenya

HC

Hamilton Chapman

United Kingdom

MV

Michael Vondermaßen

Germany

S

Sibyl

Basel, Switzerland

Initiator SoundWorx

United States

CL

Caleb Liu

United States

Nchetachukwu

Lagos, Nigeria

MN

Mike Newhof

Grand Rapids, MI, United States

GP

Gino Polverari

United States

R

RyanP

Canada

M

Martin

Germany

Stephan

Dublin, Ireland

Benjamin

Nkoranza, Ghana

Babbitt Family Foundation

Reno, United States

GJ

Gerd Joachim

Germany

Vincent Strangio

Pittsburgh, PA, United States

B

Barbra

United States

TR

Tobias Rittmeier

Germany

FS

Felix Schreyer

Berlin, Germany

BB

Brittany Bogle

United States

A

Anonymous

United States

W Phil Ratcliff

Columbus, United States

U

Uschi

Germany

Angles

Mongu, Zambia

JG

Jean Garcia-Gomez

United States

Ogbu

Warri, Nigeria

Janet

Accra, Ghana

George

Kumasi, Ghana

Prince

Accra, Ghana

Ask Joan a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Joan    May 2, 2023

    Dear Lenders,

    Thank you for your financial support. I was able to stabilise my business and are now looking to venture into poultry farming for eggs sale.

    I would request for your financial support once again.

    Yours Sincerely,
    Joan Ngugi

    Log in to reply • Share

  • Joan    Oct 12, 2022

    Dear Lenders,

    I would like to adjust my repayments downwards in-order to manage my repayments.

    Thank you for your patience.

    Yours Sincerely,

    Joan Ngugi

    Log in to reply • Share

  • Joan    Sep 19, 2022

    Dear Lenders

    Thank you for your continued support.

    Kindly note am adjusting my repayment downwards to keep up with the monthly repayments.

    Best Regards,
    Joan Ngugi

    Log in to reply • Share

  • Joan    Aug 31, 2022

    Dear Lenders,

    Kindly note my request to adjust my repayments downwards.

    Thank you & regards,
    Joan Ngugi

    Log in to reply • Share

  • Joan    Aug 26, 2022

    Dear Lenders,

    Kindly note the amendments on the upcoming repayments.

    Yours Sincerely,

    Joan Ngugi

    Log in to reply • Share

  • Joan    Aug 1, 2022

    Dear Lenders,

    Kindly allow for me to adjust my repayments downwards accordingly

    Yours Sincerely,
    Joan Ngugi

    Log in to reply • Share

  • Joan    Jun 30, 2022

    Dear Lenders,

    Thank you for your ongoing support.
    I would like to keep my repayment adjustment downwards as I push the business to grow and realise higher profits.

    Many thanks
    Joan Ngugi

    Log in to reply • Share

  • Joan    Jun 13, 2022

    Dear Lenders,

    I would like to request to lower my installments accordingly.

    Many thanks
    Joan Ngugi

    Log in to reply • Share

  • Joan    Jun 3, 2022

    Dear Lenders,

    Thank you for your continued support. I will prolong my loan repayment period due to unforeseen circumstances.

    Thank you for your consideration

    Yours Sincerely,
    Joan Ngugi

    Log in to reply • Share

  • Joan    May 17, 2022

    Dear Lenders,

    Thank you for your continued support. Kindly note I would like to adjust my repayments downwards until my sales stabilise.

    Thank you & regards,
    Joan Ngugi

    Log in to reply • Share

  • Joan    May 1, 2022

    Dear Lenders

    Please note I am adjusting my repayment downwards as I reorganise my repayments.

    Thank you for your patience.

    Yours Sincerely,
    Joan Ngugi

    Log in to reply • Share

  • Joan    Apr 19, 2022

    Dear Lenders,

    Thank you for your patience.

    Kindly note am requesting for a repayment adjustment for the next few months as my sales have dwindled due to road works and hopefully that will increase once the road is open.

    Yours Sincerely,

    Joan Ngugi

    Log in to reply • Share

  • Joan    Apr 7, 2022

    Dear Lenders,

    I would like to reduce the repayment downwards for the next couple of months until business picks. We are currently experiencing slow sales, hoping for improvement in the near future.

    Yours Sincerely,

    Joan Ngugi

    Log in to reply • Share

  • Joan    Mar 13, 2022

    Dear Lenders,

    Kindly allow me to revise my repayment amounts downwards to manage my cash flows.

    Thank you & Bgrds,
    Joan Ngugi

    Log in to reply • Share

  • Joan    Feb 15, 2022

    Dear Lenders,

    I kindly request to adjust my repayment amount downwards for a while as I market my products to increase sales.


    Many thanks
    Joan Ngugi

    Log in to reply • Share

  • Joan    Jan 11, 2022

    Dear Lenders,

    Thank you for your support once again. I would like to adjust my repayments downwards so that i can have ordered stock delivered and ready for sale.

    I will adjust the amount upwards once i have the same done.


    Yours sincerely,
    Joan Ngugi

    Log in to reply • Share

  • Joan    Dec 31, 2021

    Dear Lenders

    Thank you for funding my project, it will go along way into expanding my product offering and hope to get more returns.

    I sincerely appreciate your support.


    Yours Sincerely
    Joan Ngugi

    Log in to reply • Share

  • James    Dec 26, 2021

    Keep going, good work.

    Log in to reply • Share

  • Aaron    Dec 18, 2021

    hello
    lets support each other

    Log in to reply • Share

  • Joan    Apr 7, 2021

    Dear Lenders,

    Many thanks for your support on the last loan, i sincerely appreciate it.
    It has really pushed my business going concern and in terms of paying for some overheads when business was too low.

    I will request for another loan, hopefully you will consider me again to receive your financial support.


    Yours Faithfully,

    Joan Ngugi



    Yours Sincerely,
    Joan Ngugi.

    Log in to reply • Share


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