Hairdressing supplies to expand my beauty salon

Ernestina

Berekum, Ghana

100% repaid

Entrepreneur

Name

Ernestina

Member since

January 2015

On-time repayments

175 installments  •  83%

About Me

I live in Berekum in the Brong Ahafo Region of Ghana. I am named Ernestina Timaa of House Number SE/334 in the Berekum Municipality. I have six siblings and I am the second born of my parents. I had my Junior High School at Berekum R/C “A” and feather at Berekum Senior High School (BESS). I have my own headdresser shop, also in Berekum Municipality. Reading, cooking and playing ludo are my hobbies.

My Business

I opened my own headdresser shop in the year 2012 with name “IT SHALL BE WELL” in Berekum Municipality after pursuing my Senior High Certificate. My dream was to further my education at the university, but, unfortunately, the amount the university demanded was very huge. So my mother took me to “KEEP ON HEADDRESSER SHOP” to be trained to become a perfect headdresser, because of financial problems we were facing in the first place.

So I just did what my mum wished me to do, and by the grace of God, I am now a perfect/master in headresser. I have five (5) apprentices who are learning from me what I learnt somewhere in Berekum. Every hairstyle has its price and the lower of the price costs $12 and where my shop is very well known, so it’s patronizing as well. I also sell hairs, including Brazilian hair, Obaasima hair and Super star in my IT SHALL BE WELL shop.

If the things goes well for me, I will further my education, because education is my perfect dream.

Loan Proposal

Nowadays, every woman needs their hair to be beautiful, shiny, and bright, so they always buy hair to mix with their natural ones. In my community, people always hired a car to [drive to another place and] dress their hair. However, from the day my shop established till now, I haven’t seen any single person hiring a car to dress their hair. So that kicked my heart to establish the shop in my own community, because a car fare is not easy at all.

My business is booming as well, so I need to add hairs, a hair dryer, cream, and any other equipment to support my business. Even my shop needs to be renovated, but my amount can’t do all this and support my mother financially. That’s why I am pleading to Zidisha and lenders to come to my aid and support me in expanding my business. I will always abide by the rules and regulations governing Zidisha. Thank you.

Show original English  

About Me

I live in Berekum in the Brong Ahafo Region of Ghana, I am named Ernestina Timaa of House Number SE/334 in the Berekum Municipality. I have six siblings and the second born of my parents. I had my Junior High School at Berekum R/C “A” and feather at Berekum Senior High School (BESS). I have my own Headdresser shop also in Berekum Municipality. Reading, cooking and playing ludo are my hobbies.

My Business

I opened my own Headdresser shop in the year 2012 with name “IT SHALL BE WELL” in Berekum Municipality after pursued my Senior High Certificate. My dream was to further my education at the University, but unfortunately, the Amount University demanding was very huge. So my mother took me to “KEEP ON HEADDRESSER SHOP” to be train to become a perfect in Headdresser, because of financial problems we were facing in the first place. So I just did what my mum wishes me to do, by the grace of God, I am now a perfect/master in Headresser. I am having five (5) apprentices who are learning from me as what I learnt from somewhere in Berekum. Every hair style has it price and the lower of the price cost $12 and where my shop is very well known, so it’s patronizing as well. I am also selling hairs including Brazilian hair, Obaasima hair and Super star in my IT SHALL BE WELL SHOP. If the things goes well for me I will further my education, because education is my perfect dream.

Loan Proposal

Nowadays, every woman needs their hair to be beautiful, shiny, and bright, so they always buy hair to mix with their natural ones. In my community, people always hired a car to [drive to another place and] dress their hair. However, from the day my shop established till now, I haven’t seen any single person hiring a car to dress their hair. So that kicked my heart to establish the shop in my own community, because a car fare is not easy at all.

My business is booming as well, so I need to add hairs, a hair dryer, cream, and any other equipment to support my business. Even my shop needs to be renovated, but my amount can’t do all this and support my mother financially. That’s why I am pleading to Zidisha and lenders to come to my aid and support me in expanding my business. I will always abide by the rules and regulations governing Zidisha. Thank you.

Feedback

2

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None

  • BernadetteV    Aug 21, 2017

    Regular repayments and loan repaid early. It was a pleasure to lend to Ernestina.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$297.00

Date disbursed

Jul 7, 2015

Repayment status

On Time

Projected term

4 months

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Aastra

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K

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BobJames

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jwharding

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JennyinParis

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H

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P

pellm

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N

NoelC

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D

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J

janharg

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T

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creightonr

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E

eirccharrie

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FrederikMatthijs

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ThomasGermany

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BGRRisz

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S

Saryan929

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Echo

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hchsmicroloans

New York, United States

U

UmSaeed

Southfield, United States

D

Dionne

Pembroke, Bermuda

M

mwkelley2

Columbus, OH, United States

MPatino01

Somerville, United States

A

amnesiac

Adelaide, Australia

D

Dave22202

Arlington VA, United States

yorick

Springfield, United States

Alina

Amsterdam, Netherlands

LendingFromGermany

Gießen, Germany

A

Aaron

Zurich, Switzerland

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zblongladder

Somerville, United States

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WellingtonPFClass

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M

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Los Angeles, United States

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rawlo5660

san jose, United States

Andreas Kiss

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djschin

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cescotet

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D

Diane

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RandyPetersen1

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Roxyclark

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J

justincomish

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D

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H

hivervan

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C

Christougher

Osaka, Japan

B

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jennyams

Albany, United States

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christina

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Aziza

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ohlandtmann

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jerryq

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jhealy87

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Jyoti

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MikaL

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chrono

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chadgibbs

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A

alexandraleaving

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J

jonesabankwa

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K

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Paul Buchheit

Mountain View, United States

Grant Xavier Storer

Seattle, Wa, United States

John Minges

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BE

Bob Ewing

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Ask Ernestina a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Ernestina    Oct 12, 2017

    Please forgive me for reduced of my payment. i promise to increase it soon. thank you

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  • Ernestina    Sep 27, 2017

    Dear Lenders, please i have received the loan, may God richly bless you.

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  • Ernestina    Sep 19, 2017

    Thank you for support dear Lenders

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  • Ernestina    Aug 28, 2017

    Please, i have paid off my loan but i am not able to raise loan application. it's asking me to change the number and i did so but still can't raise a new loan.

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  • Ernestina    Sep 5, 2016

    Dear Lenders, please I want to invest part of my money into the business, so I want to do reschedule. But I will come back soon. Thanks.

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  • Ernestina    Aug 22, 2016

    Thanks so much lenders.

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  • Ernestina    Aug 16, 2016

    Dear Lenders, God bless you all for the support. My business is very patronizing in my community through the good support given to me. Thank you.

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  • Ernestina    Dec 18, 2015

    Dear Lenders, thank you for supporting me. Please, I want to make a reschedule, because I want to invest money into my business for this Christmas. But I will pay it soon. Thank you.

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  • Ernestina    Nov 19, 2015

    Dear Lenders, I am really greatful for funded this loan for me again, I promise to make on time repayment. May God bless you all.

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  • Ernestina    Nov 11, 2015

    Dear Lenders, I don't know what to say next about what you have done to me. Everything is going on smoothly since I joined Zidisha. May God bless you all. Please, I have raised another loan, and l hope you will again fund it as usual. Thank you so much.

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  • Ernestina    Aug 22, 2015

    I thank all the Lenders for supporting me to improve my business. May the Lord bless you.

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  • Ernestina    Jul 7, 2015

    Wow, I'm so glad that my loan is funded. Thanks to you all.

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  • Gyamfi    Jul 6, 2015

    Wish you all the best in your bisiness

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  • Ernestina    Jun 29, 2015

    Thanks to Zidisha and Lenders for helping me to expand my business. Please, continue to help me. Thank you.

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  • Ernestina    May 26, 2015

    Dear Zidisha Team and Lenders, my business is going well with you and your team support. I have added more hair into my shop. Thank you for your wonderful support.

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  • Awudu    May 2, 2015

    Hello Ernestina,

    Thank you for being a borrower on the first peer-to-peer micro-lending platform, building direct connections between borrowers and lenders across the globe (Zidisha).

    I am happy that you have been assigned to me as your Volunteer Mentor (VM).
    I am very grateful to have the pleasure of being a part of this organization (Zidisha).

    I hope you and your families are enjoying the loan you received from this noble service (Zidisha). It is my belief that your business probably is growing well. You didn’t go for a bank loan, which could have required paying back more in interest than the capital amount. Instead, you chose to receive an affordable loan from Zidisha to help your business grow. And, today, just look at how your business probably is running better than you expected. This is so amazing!

    This platform also is here to help you to expand your business, and to help you not worry much about business collapse. Our dear Lenders extend their generosity and express their desire not just for your business to succeed, but also for you to enjoy your life. Some borrowers and lenders even become real friends on this platform. :)

    I would be very grateful if you would continue to make payments according to your repayment schedule. Lenders on Zidisha contribute to you from the bottom of their heart, and truly want to help you to overcome your challenges. Please, the fund that our Lenders use to lend to you is the same fund that they use to lend other borrowers. So, if you don't repay the loans they extend to you, then they cannot extend future loans to others. This is the way it works.

    One person has reaped a large harvest, but today we all are sharing in it. Who is that person? That person is our beloved founder (Julia Kurnia). May the Lord Almighty bless her (Julia) and give her more knowledge and a long life. May the Lord Almighty also bless all of our Lenders, always.

    Thank you for being a part of and enjoying this noble platform, Zidisha.

    Awudu Yahaya
    Volunteer Mentor

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    • Ernestina    May 26, 2015

      Thank you very much Awudu, I will continue to make good repayment.

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  • Ernestina    Mar 22, 2015

    Dear Paul Buchheit, may God richly bless you for funded my loan. I was nearly to expired but you didn't let it happen. Thank you and may God bless you.

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  • Ernestina    Mar 19, 2015

    Dear Lenders, my days are gradually ending but still 0%, please also this loan would be paid earlier as my first loan. Thank you.

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  • Ernestina    Mar 10, 2015

    Dear Lenders, please, I have raised another loan and kindly give me your highly support. Thank you.

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  • Ernestina    Mar 10, 2015

    Dear Lenders, many thanks to you all for your supports, I am now able to add more equipment for shop. Thank you all and God bless you.

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